Lewis County, Kentucky: commercial real estate data.
Lewis County, Kentucky has a population of 12,965 across 483 square miles, down 1.6 percent since the 2020 census base. County output reached $251.8 m in 2024, 114 establishments operate here, and the SBA record carries 1 7(a) approvals worth $209,000.
98 sourced county values · tier FULL · 10 sections
Lewis County
How many people live in Lewis County
- Population12,965
- Households5,019
- Average household size2.58
- Median household income$46,838
- Median age42.4
- Median gross rent$751 per month
- Median owner-occupied home value$96,000
- Home value to household income2.0 times
- Annual rent as a share of median income19.2 percent
- Adults 25 and over with a bachelor degree or higher15.3 percent
- Adults 25 and over with a graduate degree7.5 percent
- Adults 25 and over9,130
- Population under 182,942
- Share under 1822.7 percent
- Population 65 and over2,527
- Share 65 and over19.5 percent
- Working age population, 18 to 647,496
- Civilian labor force4,982
- Unemployment rate6.0 percent
- Labor force participation, adults 18 and over49.7 percent
- Rank by population among Kentucky counties84th of 120
- Rank by population among US county-equivalents2285th
Lewis County is the 84th largest of 120 Kentucky counties by population. A median home costs 2.0 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 22.7 percent against 19.5 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Lewis County
Is Lewis County growing
- Population change since the 2020 census base-1.60 percent
- Census 2020 base population13,084
- Births, 2024160
- Deaths, 2024201
- Natural change, 2024-41
- Net domestic migration, 2024-38
- Net international migration, 2024-1
- Total net migration, 2024-39
- Cumulative net domestic migration, 2021 to 202420
- Rank by growth among US county-equivalents2389th
The county has lost 1.60 percent of its population since the 2020 census base.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Lewis County
Where people moving to Lewis County come from
- Tax returns filed by households arriving218
- People arriving, from those returns418
- Adjusted gross income arriving$7.6 m
- Net adjusted gross income movement$0
- Average income of an arriving household$34,784
- Largest single originLewis County Non-migrants (4,073 households)
- Largest single destination (4,073 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Lewis County Non-migrants | 4,073 | 9,182 | $204.9 m |
| Other flows - Different State | 83 | 157 | $2.6 m |
| Other flows - Same State | 82 | 154 | $3.3 m |
| Other flows - Midwest | 53 | 95 | $1.8 m |
| Other flows - South | 30 | 62 | $808,000 |
| Mason County | 27 | 51 | $610,000 |
| Fleming County | 26 | 56 | $1.1 m |
The largest single source of arrivals is Lewis County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Lewis County
What the Lewis County economy runs on
- County GDP, 2024$251.8 m
- County GDP, 2023$244.2 m
- GDP change, 2023 to 20243.1 percent
- GDP change over five years19.3 percent
- Rank by GDP among Kentucky counties106th
- Rank by GDP among US county-equivalents2805th
- GDP per resident$19,421
Output grew 3.1 percent in the latest year and 19.3 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Lewis County
Who employs people in Lewis County
- Covered employment, annual average1,972
- Establishments reporting283
- Average annual pay$41,450
- Average weekly wage$797
- Sector 62, employment450
- Sector 62, average annual pay$47,150
- Sector 31-33, employment236
- Sector 31-33, average annual pay$42,074
- Sector 44-45, employment181
- Sector 44-45, average annual pay$21,039
- Sector 23, employment163
- Sector 23, average annual pay$72,961
- Sector 42, employment87
- Sector 72, employment80
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 450 | 104 | $47,150 |
| Sector 31-33 | 236 | 12 | $42,074 |
| Sector 44-45 | 181 | 27 | $21,039 |
| Sector 23 | 163 | 18 | $72,961 |
| Sector 42 | 87 | 12 | $42,494 |
| Sector 72 | 80 | 10 | $15,927 |
| Sector 56 | 48 | 9 | $28,867 |
| Sector 48-49 | 40 | 12 | $44,091 |
The largest sector is the biggest private employer group at 450 jobs, 22.8 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Lewis County
What businesses operate in Lewis County
- Establishments, all industries114
- Employment at those establishments1,190
- Annual payroll$50.6 m
- Establishments per 1,000 residents8.8
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Lewis County
What is being built in Lewis County
- Housing units authorised by permit, 20240
- Declared construction value permitted$0
- Single family units authorised0
- Multifamily units authorised0
No residential units were authorised by permit in 2024. In a small county this is common and is not by itself a sign of distress, but it does mean there is no recent residential pipeline to read demand from.
US Census Bureau, Building Permits Survey, 2024 annual.
Lewis County
How much SBA lending happens in Lewis County
- 7(a) approvals recorded1
- 7(a) gross approval dollars$209,000
- Average 7(a) approval$209,000
- Median 7(a) approval$209,000
- 10th percentile approval$209,000
- 90th percentile approval$209,000
- Largest single approval$209,000
- Jobs reported supported, 7(a)16
- Jobs per approval16.0
- Distinct 7(a) lenders active1
- Distinct industries receiving approvals1
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer0.0 percent
- Loans on real estate terms0
- Loans on working capital terms, 120 months or shorter1
- Franchise loans1
- Franchise share of approvals100.0 percent
- Leading industry by approval countLimited-Service Restaurants (1)
- Most active lenderFive Star Bank (1)
The average approval of $209,000 sits close to the median of $209,000, so lending here is fairly evenly sized rather than driven by a few large deals. Only 0.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lewis County
Do SBA loans in Lewis County get paid back
- Loans with a final outcome recorded0
- Paid in full0
- Charged off0
- Status: Cancelled1
Too few loans have reached a final outcome to publish a charge off rate. only 0 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lewis County
How big is Lewis County
- Land area483 sq mi
- Rank by land area among Kentucky counties14th of 120
- Width, east to west33.3 mi
- Height, north to south28 mi
- Geographies sharing a boundary5
- Residents per square mile of land27
- Establishments per square mile0.24
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No 504 approvals recorded in this county in the FOIA release covering FY2010 onward.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Lewis County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Lewis County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population12,965
- Households5,019
- Average household size2.58
- Median household income$46,838
- Median age42.4
Common questions
Lewis County questions, answered from the record.
How many people live in Lewis County, Kentucky?
12,965, in 5,019 households, ranking 84th of 120 Kentucky counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Lewis County growing?
The population has fallen 1.60 percent since the 2020 census base. In 2024 there were 160 births against 201 deaths, with net migration of -39. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Lewis County?
$46,838. The median owner-occupied home is valued at $96,000, which is 2.0 times income, and median gross rent is $751 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Lewis County?
114 establishments, employing 1,190 people with an annual payroll of $50.6 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Lewis County?
Average annual pay is $41,450, or $797 a week, across 1,972 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Lewis County?
1 7(a) approvals totalling $209,000 since FY2020, across 1 lenders, with a median approval of $209,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Lewis County?
No residential units were authorised by permit in 2024. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Lewis County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Lewis County come from?
The largest single origin is Lewis County Non-migrants, with 4,073 households. Arriving households report an average income of $34,784 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Lewis County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Lewis County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.