Livingston County, Kentucky: commercial real estate data.
Livingston County, Kentucky has a population of 8,903 across 313 square miles, down 0.8 percent since the 2020 census base. County output reached $519.3 m in 2024, 136 establishments operate here, and the SBA record carries 2 7(a) approvals worth $650,000.
94 sourced county values · tier FULL · 9 sections
Livingston County
How many people live in Livingston County
- Population8,903
- Households3,603
- Average household size2.47
- Median household income$58,984
- Median age45.6
- Median gross rent$926 per month
- Median owner-occupied home value$125,600
- Home value to household income2.1 times
- Annual rent as a share of median income18.8 percent
- Adults 25 and over with a bachelor degree or higher14.7 percent
- Adults 25 and over with a graduate degree6.8 percent
- Adults 25 and over6,367
- Population under 181,963
- Share under 1822.0 percent
- Population 65 and over1,995
- Share 65 and over22.4 percent
- Working age population, 18 to 644,945
- Civilian labor force3,897
- Unemployment rate4.2 percent
- Labor force participation, adults 18 and over56.2 percent
- Rank by population among Kentucky counties104th of 120
- Rank by population among US county-equivalents2567th
Livingston County is the 104th largest of 120 Kentucky counties by population. A median home costs 2.1 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 22.4 percent against 22.0 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Livingston County
Is Livingston County growing
- Population change since the 2020 census base-0.83 percent
- Census 2020 base population8,889
- Births, 202491
- Deaths, 2024129
- Natural change, 2024-38
- Net domestic migration, 2024-35
- Net international migration, 20240
- Total net migration, 2024-35
- Cumulative net domestic migration, 2021 to 2024240
- Rank by growth among US county-equivalents2131st
The county has lost 0.83 percent of its population since the 2020 census base.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Livingston County
Where people moving to Livingston County come from
- Tax returns filed by households arriving269
- People arriving, from those returns544
- Adjusted gross income arriving$14.7 m
- Net adjusted gross income movement$0
- Average income of an arriving household$54,766
- Largest single originLivingston County Non-migrants (3,114 households)
- Largest single destination (3,114 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Livingston County Non-migrants | 3,114 | 6,425 | $179.6 m |
| Other flows - Different State | 77 | 154 | $5.5 m |
| Other flows - Same State | 65 | 124 | $2.8 m |
| McCracken County | 60 | 112 | $4.0 m |
| Other flows - Midwest | 49 | 100 | $3.8 m |
| Marshall County | 40 | 83 | $1.5 m |
| Other flows - South | 28 | 54 | $1.6 m |
| Crittenden County | 27 | 71 | $951,000 |
The largest single source of arrivals is Livingston County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Livingston County
What the Livingston County economy runs on
- County GDP, 2024$519.3 m
- County GDP, 2023$444.0 m
- GDP change, 2023 to 202417.0 percent
- GDP change over five years59.7 percent
- Rank by GDP among Kentucky counties73rd
- Rank by GDP among US county-equivalents2381st
- GDP per resident$58,329
Output grew 17.0 percent in the latest year and 59.7 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Livingston County
Who employs people in Livingston County
- Covered employment, annual average3,402
- Establishments reporting260
- Average annual pay$61,759
- Average weekly wage$1,188
- Sector 23, employment686
- Sector 23, average annual pay$88,709
- Sector 62, employment310
- Sector 62, average annual pay$51,759
- Sector 56, employment208
- Sector 56, average annual pay$43,071
- Sector 44-45, employment200
- Sector 44-45, average annual pay$24,425
- Sector 48-49, employment196
- Sector 42, employment106
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 23 | 686 | 31 | $88,709 |
| Sector 62 | 310 | 25 | $51,759 |
| Sector 56 | 208 | 13 | $43,071 |
| Sector 44-45 | 200 | 32 | $24,425 |
| Sector 48-49 | 196 | 15 | $95,951 |
| Sector 42 | 106 | 10 | $76,854 |
| Sector 31-33 | 94 | 11 | $66,960 |
| Sector 81 | 47 | 15 | $34,979 |
The largest sector is the biggest private employer group at 686 jobs, 20.2 percent of covered employment. Average pay per job exceeds median household income, which usually means single earner households and a wage base that can carry rent.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Livingston County
What businesses operate in Livingston County
- Establishments, all industries136
- Employment at those establishments1,823
- Annual payroll$98.7 m
- Establishments per 1,000 residents15.3
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Livingston County
How much SBA lending happens in Livingston County
- 7(a) approvals recorded2
- 7(a) gross approval dollars$650,000
- Average 7(a) approval$325,000
- Median 7(a) approval$500,000
- 10th percentile approval$150,000
- 90th percentile approval$500,000
- Largest single approval$500,000
- Jobs reported supported, 7(a)15
- Jobs per approval7.5
- Distinct 7(a) lenders active2
- Distinct industries receiving approvals2
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer0.0 percent
- Loans on real estate terms0
- Loans on working capital terms, 120 months or shorter2
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countPharmacies and Drug Retailers (1)
- Most active lenderNortheast Bank (1)
The average approval of $325,000 sits close to the median of $500,000, so lending here is fairly evenly sized rather than driven by a few large deals. Only 0.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Livingston County
Do SBA loans in Livingston County get paid back
- Loans with a final outcome recorded0
- Paid in full0
- Charged off0
- Status: Exempt from disclosure2
Too few loans have reached a final outcome to publish a charge off rate. only 0 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Livingston County
How big is Livingston County
- Land area313 sq mi
- Rank by land area among Kentucky counties58th of 120
- Width, east to west20.4 mi
- Height, north to south30.6 mi
- Geographies sharing a boundary4
- Residents per square mile of land28
- Establishments per square mile0.43
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No 504 approvals recorded in this county in the FOIA release covering FY2010 onward.
- The Building Permits Survey does not carry a 2024 record for this county.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Livingston County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Livingston County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population8,903
- Households3,603
- Average household size2.47
- Median household income$58,984
- Median age45.6
Common questions
Livingston County questions, answered from the record.
How many people live in Livingston County, Kentucky?
8,903, in 3,603 households, ranking 104th of 120 Kentucky counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Livingston County growing?
The population has fallen 0.83 percent since the 2020 census base. In 2024 there were 91 births against 129 deaths, with net migration of -35. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Livingston County?
$58,984. The median owner-occupied home is valued at $125,600, which is 2.1 times income, and median gross rent is $926 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Livingston County?
136 establishments, employing 1,823 people with an annual payroll of $98.7 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Livingston County?
Average annual pay is $61,759, or $1,188 a week, across 3,402 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Livingston County?
2 7(a) approvals totalling $650,000 since FY2020, across 2 lenders, with a median approval of $500,000. These are approvals recorded in the release, not loans disbursed.
What is the radon zone for Livingston County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Livingston County come from?
The largest single origin is Livingston County Non-migrants, with 3,114 households. Arriving households report an average income of $54,766 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Livingston County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Livingston County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.