Lyon County, Kentucky: commercial real estate data.
Lyon County, Kentucky has a population of 8,900 across 214 square miles, up 4.5 percent since the 2020 census base. County output reached $332.3 m in 2024, 171 establishments operate here, and the SBA record carries 2 7(a) approvals worth $4.3 m.
101 sourced county values · tier FULL · 10 sections
Lyon County
How many people live in Lyon County
- Population8,900
- Households3,419
- Average household size2.60
- Median household income$65,066
- Median age47.1
- Median gross rent$747 per month
- Median owner-occupied home value$189,500
- Home value to household income2.9 times
- Annual rent as a share of median income13.8 percent
- Adults 25 and over with a bachelor degree or higher16.6 percent
- Adults 25 and over with a graduate degree7.5 percent
- Adults 25 and over7,088
- Population under 181,207
- Share under 1813.6 percent
- Population 65 and over2,193
- Share 65 and over24.6 percent
- Working age population, 18 to 645,500
- Civilian labor force3,354
- Unemployment rate2.9 percent
- Labor force participation, adults 18 and over43.6 percent
- Rank by population among Kentucky counties105th of 120
- Rank by population among US county-equivalents2568th
Lyon County is the 105th largest of 120 Kentucky counties by population. A median home costs 2.9 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 24.6 percent against 13.6 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Lyon County
Is Lyon County growing
- Population change since the 2020 census base4.54 percent
- Census 2020 base population8,684
- Births, 202447
- Deaths, 2024124
- Natural change, 2024-77
- Net domestic migration, 2024-37
- Net international migration, 20244
- Total net migration, 2024-33
- Cumulative net domestic migration, 2021 to 2024661
- Rank by growth among US county-equivalents609th
The county has grown 4.54 percent since the 2020 census base.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Lyon County
Where people moving to Lyon County come from
- Tax returns filed by households arriving279
- People arriving, from those returns520
- Adjusted gross income arriving$19.4 m
- Net adjusted gross income movement$0
- Average income of an arriving household$69,599
- Largest single originLyon County Non-migrants (2,641 households)
- Largest single destination (2,641 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Lyon County Non-migrants | 2,641 | 5,307 | $188.1 m |
| Other flows - Same State | 127 | 241 | $8.0 m |
| Other flows - Different State | 110 | 185 | $9.8 m |
| Other flows - Midwest | 60 | 97 | $5.0 m |
| Caldwell County | 42 | 94 | $1.7 m |
| Other flows - South | 28 | 49 | $3.1 m |
| Other flows - West | 22 | 39 | $1.7 m |
The largest single source of arrivals is Lyon County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Lyon County
What the Lyon County economy runs on
- County GDP, 2024$332.3 m
- County GDP, 2023$313.2 m
- GDP change, 2023 to 20246.1 percent
- GDP change over five years37.2 percent
- Rank by GDP among Kentucky counties93rd
- Rank by GDP among US county-equivalents2651st
- GDP per resident$37,342
Output grew 6.1 percent in the latest year and 37.2 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Lyon County
Who employs people in Lyon County
- Covered employment, annual average2,673
- Establishments reporting283
- Average annual pay$46,303
- Average weekly wage$890
- Sector 72, employment384
- Sector 72, average annual pay$22,218
- Sector 56, employment227
- Sector 56, average annual pay$24,099
- Sector 44-45, employment222
- Sector 44-45, average annual pay$32,272
- Sector 54, employment159
- Sector 54, average annual pay$64,560
- Sector 71, employment123
- Sector 23, employment115
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 72 | 384 | 29 | $22,218 |
| Sector 56 | 227 | 23 | $24,099 |
| Sector 44-45 | 222 | 24 | $32,272 |
| Sector 54 | 159 | 37 | $64,560 |
| Sector 71 | 123 | 6 | $21,727 |
| Sector 23 | 115 | 26 | $60,188 |
| Sector 48-49 | 85 | 7 | $54,259 |
| Sector 52 | 25 | 8 | $52,353 |
The largest sector is the biggest private employer group at 384 jobs, 14.4 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Lyon County
What businesses operate in Lyon County
- Establishments, all industries171
- Employment at those establishments1,596
- Annual payroll$60.4 m
- Establishments per 1,000 residents19.2
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Lyon County
What is being built in Lyon County
- Housing units authorised by permit, 20243
- Declared construction value permitted$530,000
- Single family units authorised3
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$176,667
- Units authorised per 1,000 households0.9
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Lyon County
How much SBA lending happens in Lyon County
- 7(a) approvals recorded2
- 7(a) gross approval dollars$4.3 m
- Average 7(a) approval$2,150,000
- Median 7(a) approval$4,000,000
- 10th percentile approval$300,000
- 90th percentile approval$4,000,000
- Largest single approval$4,000,000
- Jobs reported supported, 7(a)34
- Jobs per approval17.0
- Distinct 7(a) lenders active1
- Distinct industries receiving approvals1
- Median 7(a) term300 months
- Share of loans on real estate terms, 240 months or longer50.0 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter1
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countAll Other Specialty Food Retailers (2)
- Most active lenderThe Huntington National Bank (2)
The average approval of $2,150,000 sits close to the median of $4,000,000, so lending here is fairly evenly sized rather than driven by a few large deals. 50.0 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lyon County
Do SBA loans in Lyon County get paid back
- Loans with a final outcome recorded0
- Paid in full0
- Charged off0
- Status: Exempt from disclosure2
Too few loans have reached a final outcome to publish a charge off rate. only 0 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lyon County
How big is Lyon County
- Land area214 sq mi
- Rank by land area among Kentucky counties95th of 120
- Width, east to west20.1 mi
- Height, north to south21.6 mi
- Geographies sharing a boundary5
- Residents per square mile of land42
- Establishments per square mile0.80
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No 504 approvals recorded in this county in the FOIA release covering FY2010 onward.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Lyon County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Lyon County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population8,900
- Households3,419
- Average household size2.60
- Median household income$65,066
- Median age47.1
Common questions
Lyon County questions, answered from the record.
How many people live in Lyon County, Kentucky?
8,900, in 3,419 households, ranking 105th of 120 Kentucky counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Lyon County growing?
The population has grown 4.54 percent since the 2020 census base. In 2024 there were 47 births against 124 deaths, with net migration of -33. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Lyon County?
$65,066. The median owner-occupied home is valued at $189,500, which is 2.9 times income, and median gross rent is $747 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Lyon County?
171 establishments, employing 1,596 people with an annual payroll of $60.4 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Lyon County?
Average annual pay is $46,303, or $890 a week, across 2,673 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Lyon County?
2 7(a) approvals totalling $4.3 m since FY2020, across 1 lenders, with a median approval of $4,000,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Lyon County?
3 housing units were authorised by permit in 2024, with a declared construction value of $530,000. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Lyon County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Lyon County come from?
The largest single origin is Lyon County Non-migrants, with 2,641 households. Arriving households report an average income of $69,599 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Lyon County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Lyon County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.