Perry County, Kentucky: commercial real estate data.
Perry County, Kentucky has a population of 27,499 across 340 square miles, down 6.1 percent since the 2020 census base. County output reached $1.29 bn in 2024, 556 establishments operate here, and the SBA record carries 1 7(a) approvals worth $75,000.
98 sourced county values · tier FULL · 10 sections
Perry County
How many people live in Perry County
- Population27,499
- Households11,078
- Average household size2.48
- Median household income$42,181
- Median age41.5
- Median gross rent$798 per month
- Median owner-occupied home value$91,800
- Home value to household income2.2 times
- Annual rent as a share of median income22.7 percent
- Adults 25 and over with a bachelor degree or higher14.8 percent
- Adults 25 and over with a graduate degree8.6 percent
- Adults 25 and over19,251
- Population under 186,435
- Share under 1823.4 percent
- Population 65 and over4,948
- Share 65 and over18.0 percent
- Working age population, 18 to 6416,116
- Civilian labor force10,361
- Unemployment rate5.8 percent
- Labor force participation, adults 18 and over49.2 percent
- Rank by population among Kentucky counties39th of 120
- Rank by population among US county-equivalents1564th
Perry County is the 39th largest of 120 Kentucky counties by population. A median home costs 2.2 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 23.4 percent against 18.0 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Perry County
Is Perry County growing
- Population change since the 2020 census base-6.08 percent
- Census 2020 base population28,471
- Births, 2024311
- Deaths, 2024512
- Natural change, 2024-201
- Net domestic migration, 2024-138
- Net international migration, 2024-2
- Total net migration, 2024-140
- Cumulative net domestic migration, 2021 to 2024-780
- Rank by growth among US county-equivalents3052nd
The county has lost 6.08 percent of its population since the 2020 census base.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Perry County
Where people moving to Perry County come from
- Tax returns filed by households arriving349
- People arriving, from those returns649
- Adjusted gross income arriving$12.2 m
- Net adjusted gross income movement$0
- Average income of an arriving household$35,080
- Largest single originPerry County Non-migrants (8,060 households)
- Largest single destination (8,060 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Perry County Non-migrants | 8,060 | 17,527 | $446.3 m |
| Other flows - Same State | 108 | 169 | $3.3 m |
| Knott County | 77 | 167 | $3.0 m |
| Other flows - Different State | 68 | 136 | $2.8 m |
| Other flows - South | 45 | 82 | $1.8 m |
| Breathitt County | 39 | 70 | $983,000 |
| Leslie County | 29 | 52 | $943,000 |
| Letcher County | 28 | 55 | $1.3 m |
The largest single source of arrivals is Perry County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Perry County
What the Perry County economy runs on
- County GDP, 2024$1.29 bn
- County GDP, 2023$1.27 bn
- GDP change, 2023 to 20242.1 percent
- GDP change over five years33.4 percent
- Rank by GDP among Kentucky counties40th
- Rank by GDP among US county-equivalents1634th
- GDP per resident$47,076
Output grew 2.1 percent in the latest year and 33.4 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Perry County
Who employs people in Perry County
- Covered employment, annual average11,351
- Establishments reporting948
- Average annual pay$51,907
- Average weekly wage$998
- Sector 44-45, employment1,641
- Sector 44-45, average annual pay$32,609
- Sector 56, employment452
- Sector 56, average annual pay$34,202
- Sector 48-49, employment419
- Sector 48-49, average annual pay$45,358
- Sector 23, employment253
- Sector 23, average annual pay$56,237
- Sector 52, employment252
- Sector 81, employment243
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 1,641 | 135 | $32,609 |
| Sector 56 | 452 | 32 | $34,202 |
| Sector 48-49 | 419 | 34 | $45,358 |
| Sector 23 | 253 | 37 | $56,237 |
| Sector 52 | 252 | 38 | $54,852 |
| Sector 81 | 243 | 67 | $51,186 |
| Sector 31-33 | 127 | 12 | $52,781 |
| Sector 51 | 60 | 8 | $62,833 |
The largest sector is the biggest private employer group at 1,641 jobs, 14.5 percent of covered employment. Average pay per job exceeds median household income, which usually means single earner households and a wage base that can carry rent.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Perry County
What businesses operate in Perry County
- Establishments, all industries556
- Employment at those establishments9,014
- Annual payroll$452.5 m
- Establishments per 1,000 residents20.2
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Perry County
What is being built in Perry County
- Housing units authorised by permit, 20240
- Declared construction value permitted$0
- Single family units authorised0
- Multifamily units authorised0
No residential units were authorised by permit in 2024. In a small county this is common and is not by itself a sign of distress, but it does mean there is no recent residential pipeline to read demand from.
US Census Bureau, Building Permits Survey, 2024 annual.
Perry County
How much SBA lending happens in Perry County
- 7(a) approvals recorded1
- 7(a) gross approval dollars$75,000
- Average 7(a) approval$75,000
- Median 7(a) approval$75,000
- 10th percentile approval$75,000
- 90th percentile approval$75,000
- Largest single approval$75,000
- Jobs reported supported, 7(a)0
- Jobs per approval0.0
- Distinct 7(a) lenders active1
- Distinct industries receiving approvals1
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer0.0 percent
- Loans on real estate terms0
- Loans on working capital terms, 120 months or shorter1
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countGeneral Freight Trucking, Local (1)
- Most active lenderPNC Bank, National Association (1)
The average approval of $75,000 sits close to the median of $75,000, so lending here is fairly evenly sized rather than driven by a few large deals. Only 0.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Perry County
Do SBA loans in Perry County get paid back
- Loans with a final outcome recorded0
- Paid in full0
- Charged off0
- Status: Exempt from disclosure1
Too few loans have reached a final outcome to publish a charge off rate. only 0 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Perry County
How big is Perry County
- Land area340 sq mi
- Rank by land area among Kentucky counties52nd of 120
- Width, east to west30.2 mi
- Height, north to south30.6 mi
- Geographies sharing a boundary7
- Residents per square mile of land81
- Establishments per square mile1.64
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No 504 approvals recorded in this county in the FOIA release covering FY2010 onward.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Perry County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Perry County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population27,499
- Households11,078
- Average household size2.48
- Median household income$42,181
- Median age41.5
Common questions
Perry County questions, answered from the record.
How many people live in Perry County, Kentucky?
27,499, in 11,078 households, ranking 39th of 120 Kentucky counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Perry County growing?
The population has fallen 6.08 percent since the 2020 census base. In 2024 there were 311 births against 512 deaths, with net migration of -140. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Perry County?
$42,181. The median owner-occupied home is valued at $91,800, which is 2.2 times income, and median gross rent is $798 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Perry County?
556 establishments, employing 9,014 people with an annual payroll of $452.5 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Perry County?
Average annual pay is $51,907, or $998 a week, across 11,351 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Perry County?
1 7(a) approvals totalling $75,000 since FY2020, across 1 lenders, with a median approval of $75,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Perry County?
No residential units were authorised by permit in 2024. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Perry County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Perry County come from?
The largest single origin is Perry County Non-migrants, with 8,060 households. Arriving households report an average income of $35,080 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Perry County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Perry County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.