Powell County, Kentucky: commercial real estate data.
Powell County, Kentucky has a population of 13,038 across 179 square miles, down 1.6 percent since the 2020 census base. County output reached $336.7 m in 2024, 212 establishments operate here, and the SBA record carries 4 7(a) approvals worth $1.3 m.
116 sourced county values · tier FULL · 11 sections
Powell County
How many people live in Powell County
- Population13,038
- Households4,790
- Average household size2.72
- Median household income$40,309
- Median age39.3
- Median gross rent$747 per month
- Median owner-occupied home value$141,100
- Home value to household income3.5 times
- Annual rent as a share of median income22.2 percent
- Adults 25 and over with a bachelor degree or higher13.8 percent
- Adults 25 and over with a graduate degree5.6 percent
- Adults 25 and over8,807
- Population under 183,230
- Share under 1824.8 percent
- Population 65 and over2,113
- Share 65 and over16.2 percent
- Working age population, 18 to 647,695
- Civilian labor force5,059
- Unemployment rate5.8 percent
- Labor force participation, adults 18 and over51.6 percent
- Rank by population among Kentucky counties83rd of 120
- Rank by population among US county-equivalents2283rd
Powell County is the 83rd largest of 120 Kentucky counties by population. A median home costs 3.5 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 24.8 percent against 16.2 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Powell County
Is Powell County growing
- Population change since the 2020 census base-1.55 percent
- Census 2020 base population13,131
- Births, 2024172
- Deaths, 2024193
- Natural change, 2024-21
- Net domestic migration, 2024-53
- Net international migration, 2024-1
- Total net migration, 2024-54
- Cumulative net domestic migration, 2021 to 20247
- Rank by growth among US county-equivalents2373rd
The county has lost 1.55 percent of its population since the 2020 census base.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Powell County
Where people moving to Powell County come from
- Tax returns filed by households arriving250
- People arriving, from those returns475
- Adjusted gross income arriving$9.7 m
- Net adjusted gross income movement$0
- Average income of an arriving household$38,752
- Largest single originPowell County Non-migrants (4,010 households)
- Largest single destination (4,010 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Powell County Non-migrants | 4,010 | 8,662 | $197.9 m |
| Other flows - Same State | 125 | 250 | $4.4 m |
| Clark County | 34 | 70 | $1.2 m |
| Fayette County | 34 | 52 | $2.3 m |
| Montgomery County | 31 | 54 | $771,000 |
| Other flows - Different State | 26 | 49 | $1.0 m |
| Other flows - South | 26 | 49 | $1.0 m |
The largest single source of arrivals is Powell County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Powell County
What the Powell County economy runs on
- County GDP, 2024$336.7 m
- County GDP, 2023$315.7 m
- GDP change, 2023 to 20246.7 percent
- GDP change over five years37.6 percent
- Rank by GDP among Kentucky counties92nd
- Rank by GDP among US county-equivalents2643rd
- GDP per resident$25,821
Output grew 6.7 percent in the latest year and 37.6 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Powell County
Who employs people in Powell County
- Covered employment, annual average3,017
- Establishments reporting303
- Average annual pay$40,158
- Average weekly wage$772
- Sector 72, employment416
- Sector 72, average annual pay$23,072
- Sector 31-33, employment384
- Sector 31-33, average annual pay$45,627
- Sector 44-45, employment368
- Sector 44-45, average annual pay$26,920
- Sector 62, employment287
- Sector 62, average annual pay$43,978
- Sector 48-49, employment95
- Sector 56, employment95
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 72 | 416 | 29 | $23,072 |
| Sector 31-33 | 384 | 16 | $45,627 |
| Sector 44-45 | 368 | 52 | $26,920 |
| Sector 62 | 287 | 44 | $43,978 |
| Sector 48-49 | 95 | 9 | $64,474 |
| Sector 56 | 95 | 15 | $52,222 |
| Sector 42 | 79 | 12 | $49,094 |
| Sector 81 | 61 | 13 | $28,918 |
The largest sector is the biggest private employer group at 416 jobs, 13.8 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Powell County
What businesses operate in Powell County
- Establishments, all industries212
- Employment at those establishments1,878
- Annual payroll$68.4 m
- Establishments per 1,000 residents16.3
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Powell County
What is being built in Powell County
- Housing units authorised by permit, 20241
- Declared construction value permitted$302,641
- Single family units authorised1
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$302,641
- Units authorised per 1,000 households0.2
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Powell County
How much SBA lending happens in Powell County
- 7(a) approvals recorded4
- 7(a) gross approval dollars$1.3 m
- Average 7(a) approval$320,775
- Median 7(a) approval$156,600
- 10th percentile approval$129,000
- 90th percentile approval$860,000
- Largest single approval$860,000
- Jobs reported supported, 7(a)38
- Jobs per approval9.5
- Distinct 7(a) lenders active2
- Distinct industries receiving approvals4
- Median 7(a) term156 months
- Share of loans on real estate terms, 240 months or longer25.0 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter2
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countResidential Property Managers (1)
- Most active lenderCommunity Trust Bank, Inc. (3)
- 504 approvals recorded1
- 504 gross approval dollars$529,000
- Average 504 approval$529,000
- Median 504 approval$529,000
- Distinct CDCs active1
- 504 jobs per approval35.0
- 504 jobs per million dollars approved66.2
- Most active CDCCommunity Ventures Corporation (1)
- 7(a) share of SBA approvals80.0 percent
- Combined SBA approval dollars$1.8 m
The average approval of $320,775 sits well above the median of $156,600, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 25.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Powell County
Do SBA loans in Powell County get paid back
- Loans with a final outcome recorded2
- Paid in full2
- Charged off0
- Status: Paid in full2
- Status: Exempt from disclosure1
- Status: Committed, not yet disbursed1
Too few loans have reached a final outcome to publish a charge off rate. only 2 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Powell County
Which parts of Powell County get the lending
- Places in the county with recorded lending2
- STANTON, approvals2
- Slade, approvals2
| Place | Approvals | Gross approval dollars |
|---|---|---|
| STANTON | 2 | $989,000 |
| Slade | 2 | $294,100 |
STANTON accounts for 2 approvals against 2 in Slade. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Powell County
How big is Powell County
- Land area179 sq mi
- Rank by land area among Kentucky counties112th of 120
- Width, east to west20.3 mi
- Height, north to south14.8 mi
- Geographies sharing a boundary6
- Residents per square mile of land73
- Establishments per square mile1.18
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Powell County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Powell County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population13,038
- Households4,790
- Average household size2.72
- Median household income$40,309
- Median age39.3
Common questions
Powell County questions, answered from the record.
How many people live in Powell County, Kentucky?
13,038, in 4,790 households, ranking 83rd of 120 Kentucky counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Powell County growing?
The population has fallen 1.55 percent since the 2020 census base. In 2024 there were 172 births against 193 deaths, with net migration of -54. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Powell County?
$40,309. The median owner-occupied home is valued at $141,100, which is 3.5 times income, and median gross rent is $747 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Powell County?
212 establishments, employing 1,878 people with an annual payroll of $68.4 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Powell County?
Average annual pay is $40,158, or $772 a week, across 3,017 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Powell County?
4 7(a) approvals totalling $1.3 m since FY2020, across 2 lenders, with a median approval of $156,600, plus 1 504 approvals worth $529,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Powell County?
1 housing units were authorised by permit in 2024, with a declared construction value of $302,641. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Powell County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Powell County come from?
The largest single origin is Powell County Non-migrants, with 4,010 households. Arriving households report an average income of $38,752 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Powell County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Powell County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.