Trimble County, Kentucky: commercial real estate data.
Trimble County, Kentucky has a population of 8,550 across 152 square miles, up 1.4 percent since the 2020 census base. County output reached $735.7 m in 2024, 86 establishments operate here, and the SBA record carries 4 7(a) approvals worth $1.3 m.
97 sourced county values · tier FULL · 10 sections
Trimble County
How many people live in Trimble County
- Population8,550
- Households3,382
- Average household size2.53
- Median household income$66,027
- Median age43.3
- Median gross rent$863 per month
- Median owner-occupied home value$172,000
- Home value to household income2.6 times
- Annual rent as a share of median income15.7 percent
- Adults 25 and over with a bachelor degree or higher17.1 percent
- Adults 25 and over with a graduate degree7.2 percent
- Adults 25 and over6,136
- Population under 181,812
- Share under 1821.2 percent
- Population 65 and over1,586
- Share 65 and over18.5 percent
- Working age population, 18 to 645,152
- Civilian labor force4,043
- Unemployment rate6.2 percent
- Labor force participation, adults 18 and over60.0 percent
- Rank by population among Kentucky counties107th of 120
- Rank by population among US county-equivalents2608th
Trimble County is the 107th largest of 120 Kentucky counties by population. A median home costs 2.6 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 21.2 percent against 18.5 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Trimble County
Is Trimble County growing
- Population change since the 2020 census base1.42 percent
- Census 2020 base population8,471
- Births, 202486
- Deaths, 2024105
- Natural change, 2024-19
- Net domestic migration, 2024-5
- Net international migration, 20240
- Total net migration, 2024-5
- Cumulative net domestic migration, 2021 to 2024279
- Rank by growth among US county-equivalents1365th
The county has grown 1.42 percent since the 2020 census base.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Trimble County
Where people moving to Trimble County come from
- Tax returns filed by households arriving241
- People arriving, from those returns483
- Adjusted gross income arriving$18.4 m
- Net adjusted gross income movement$0
- Average income of an arriving household$76,477
- Largest single originTrimble County Non-migrants (3,046 households)
- Largest single destination (3,046 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Trimble County Non-migrants | 3,046 | 6,400 | $191.0 m |
| Other flows - Same State | 41 | 86 | $8.6 m |
| Jefferson County | 39 | 78 | $2.1 m |
| Oldham County | 39 | 82 | $2.3 m |
| Carroll County | 36 | 85 | $1.7 m |
| Jefferson County | 32 | 51 | $1.4 m |
| Other flows - Different State | 31 | 52 | $1.1 m |
| Other flows - Midwest | 31 | 52 | $1.1 m |
The largest single source of arrivals is Trimble County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Trimble County
What the Trimble County economy runs on
- County GDP, 2024$735.7 m
- County GDP, 2023$654.2 m
- GDP change, 2023 to 202412.5 percent
- GDP change over five years27.6 percent
- Rank by GDP among Kentucky counties59th
- Rank by GDP among US county-equivalents2093rd
- GDP per resident$86,045
Output grew 12.5 percent in the latest year and 27.6 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Trimble County
Who employs people in Trimble County
- Covered employment, annual average1,072
- Establishments reporting162
- Average annual pay$60,405
- Average weekly wage$1,162
- Sector 23, employment81
- Sector 23, average annual pay$62,695
- Sector 44-45, employment78
- Sector 44-45, average annual pay$25,897
- Sector 62, employment77
- Sector 62, average annual pay$62,286
- Sector 52, employment75
- Sector 52, average annual pay$49,901
- Sector 56, employment30
- Sector 54, employment28
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 23 | 81 | 26 | $62,695 |
| Sector 44-45 | 78 | 17 | $25,897 |
| Sector 62 | 77 | 11 | $62,286 |
| Sector 52 | 75 | 8 | $49,901 |
| Sector 56 | 30 | 16 | $41,787 |
| Sector 54 | 28 | 14 | $95,452 |
| Sector 48-49 | 17 | 6 | $60,335 |
| Sector 53 | 16 | 5 | $72,889 |
The largest sector is the biggest private employer group at 81 jobs, 7.6 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Trimble County
What businesses operate in Trimble County
- Establishments, all industries86
- Employment at those establishments846
- Annual payroll$56.7 m
- Establishments per 1,000 residents10.1
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Trimble County
How much SBA lending happens in Trimble County
- 7(a) approvals recorded4
- 7(a) gross approval dollars$1.3 m
- Average 7(a) approval$315,050
- Median 7(a) approval$250,000
- 10th percentile approval$68,900
- 90th percentile approval$788,300
- Largest single approval$788,300
- Jobs reported supported, 7(a)29
- Jobs per approval7.3
- Distinct 7(a) lenders active3
- Distinct industries receiving approvals3
- Median 7(a) term300 months
- Share of loans on real estate terms, 240 months or longer50.0 percent
- Loans on real estate terms2
- Loans on working capital terms, 120 months or shorter2
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countPromoters of Performing Arts, Sports, and Similar Events with Facilities (2)
- Most active lenderStock Yards Bank & Trust Company (2)
The average approval of $315,050 sits close to the median of $250,000, so lending here is fairly evenly sized rather than driven by a few large deals. 50.0 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Trimble County
Do SBA loans in Trimble County get paid back
- Loans with a final outcome recorded0
- Paid in full0
- Charged off0
- Status: Exempt from disclosure4
Too few loans have reached a final outcome to publish a charge off rate. only 0 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Trimble County
Which parts of Trimble County get the lending
- Places in the county with recorded lending2
- BEDFORD, approvals3
- Milton, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| BEDFORD | 3 | $1,010,200 |
| Milton | 1 | $250,000 |
BEDFORD accounts for 3 approvals against 1 in Milton. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Trimble County
How big is Trimble County
- Land area152 sq mi
- Rank by land area among Kentucky counties116th of 120
- Width, east to west15.6 mi
- Height, north to south17.1 mi
- Geographies sharing a boundary3
- Residents per square mile of land56
- Establishments per square mile0.57
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No 504 approvals recorded in this county in the FOIA release covering FY2010 onward.
- The Building Permits Survey does not carry a 2024 record for this county.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Trimble County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Trimble County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population8,550
- Households3,382
- Average household size2.53
- Median household income$66,027
- Median age43.3
Common questions
Trimble County questions, answered from the record.
How many people live in Trimble County, Kentucky?
8,550, in 3,382 households, ranking 107th of 120 Kentucky counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Trimble County growing?
The population has grown 1.42 percent since the 2020 census base. In 2024 there were 86 births against 105 deaths, with net migration of -5. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Trimble County?
$66,027. The median owner-occupied home is valued at $172,000, which is 2.6 times income, and median gross rent is $863 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Trimble County?
86 establishments, employing 846 people with an annual payroll of $56.7 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Trimble County?
Average annual pay is $60,405, or $1,162 a week, across 1,072 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Trimble County?
4 7(a) approvals totalling $1.3 m since FY2020, across 3 lenders, with a median approval of $250,000. These are approvals recorded in the release, not loans disbursed.
What is the radon zone for Trimble County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Trimble County come from?
The largest single origin is Trimble County Non-migrants, with 3,046 households. Arriving households report an average income of $76,477 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Trimble County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Trimble County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.