Webster County, Kentucky: commercial real estate data.
Webster County, Kentucky has a population of 12,842 across 332 square miles, down 1.3 percent since the 2020 census base. County output reached $539.4 m in 2024, 202 establishments operate here, and the SBA record carries 1 7(a) approvals worth $72,000.
101 sourced county values · tier FULL · 10 sections
Webster County
How many people live in Webster County
- Population12,842
- Households4,923
- Average household size2.61
- Median household income$59,628
- Median age39.5
- Median gross rent$783 per month
- Median owner-occupied home value$112,900
- Home value to household income1.9 times
- Annual rent as a share of median income15.8 percent
- Adults 25 and over with a bachelor degree or higher12.8 percent
- Adults 25 and over with a graduate degree5.2 percent
- Adults 25 and over8,741
- Population under 183,084
- Share under 1824.0 percent
- Population 65 and over2,323
- Share 65 and over18.1 percent
- Working age population, 18 to 647,435
- Civilian labor force5,473
- Unemployment rate4.1 percent
- Labor force participation, adults 18 and over56.1 percent
- Rank by population among Kentucky counties86th of 120
- Rank by population among US county-equivalents2292nd
Webster County is the 86th largest of 120 Kentucky counties by population. A median home costs 1.9 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 24.0 percent against 18.1 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Webster County
Is Webster County growing
- Population change since the 2020 census base-1.25 percent
- Census 2020 base population13,017
- Births, 2024169
- Deaths, 2024187
- Natural change, 2024-18
- Net domestic migration, 202436
- Net international migration, 202482
- Total net migration, 2024118
- Cumulative net domestic migration, 2021 to 2024-184
- Rank by growth among US county-equivalents2274th
The county has lost 1.25 percent of its population since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Webster County
Where people moving to Webster County come from
- Tax returns filed by households arriving290
- People arriving, from those returns618
- Adjusted gross income arriving$12.1 m
- Net adjusted gross income movement$0
- Average income of an arriving household$41,731
- Largest single originWebster County Non-migrants (4,286 households)
- Largest single destination (4,286 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Webster County Non-migrants | 4,286 | 9,371 | $265.6 m |
| Hopkins County | 95 | 188 | $3.2 m |
| Other flows - Same State | 68 | 155 | $2.9 m |
| Other flows - Different State | 66 | 132 | $2.7 m |
| Henderson County | 61 | 143 | $3.3 m |
| Other flows - South | 34 | 72 | $1.4 m |
| Other flows - Midwest | 32 | 60 | $1.3 m |
The largest single source of arrivals is Webster County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Webster County
What the Webster County economy runs on
- County GDP, 2024$539.4 m
- County GDP, 2023$477.8 m
- GDP change, 2023 to 202412.9 percent
- GDP change over five years38.4 percent
- Rank by GDP among Kentucky counties70th
- Rank by GDP among US county-equivalents2357th
- GDP per resident$42,005
Output grew 12.9 percent in the latest year and 38.4 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Webster County
Who employs people in Webster County
- Covered employment, annual average2,695
- Establishments reporting294
- Average annual pay$52,524
- Average weekly wage$1,010
- Sector 23, employment424
- Sector 23, average annual pay$75,690
- Sector 31-33, employment334
- Sector 31-33, average annual pay$77,572
- Sector 44-45, employment270
- Sector 44-45, average annual pay$23,444
- Sector 48-49, employment122
- Sector 48-49, average annual pay$69,006
- Sector 11, employment81
- Sector 52, employment70
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 23 | 424 | 30 | $75,690 |
| Sector 31-33 | 334 | 13 | $77,572 |
| Sector 44-45 | 270 | 38 | $23,444 |
| Sector 48-49 | 122 | 21 | $69,006 |
| Sector 11 | 81 | 11 | $48,161 |
| Sector 52 | 70 | 16 | $48,828 |
| Sector 56 | 37 | 6 | $54,965 |
| Sector 81 | 30 | 14 | $28,375 |
The largest sector is the biggest private employer group at 424 jobs, 15.7 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Webster County
What businesses operate in Webster County
- Establishments, all industries202
- Employment at those establishments1,822
- Annual payroll$87.0 m
- Establishments per 1,000 residents15.7
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Webster County
What is being built in Webster County
- Housing units authorised by permit, 20244
- Declared construction value permitted$1.0 m
- Single family units authorised4
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$250,000
- Units authorised per 1,000 households0.8
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Webster County
How much SBA lending happens in Webster County
- 7(a) approvals recorded1
- 7(a) gross approval dollars$72,000
- Average 7(a) approval$72,000
- Median 7(a) approval$72,000
- 10th percentile approval$72,000
- 90th percentile approval$72,000
- Largest single approval$72,000
- Jobs reported supported, 7(a)2
- Jobs per approval2.0
- Distinct 7(a) lenders active1
- Distinct industries receiving approvals1
- Median 7(a) term47 months
- Share of loans on real estate terms, 240 months or longer0.0 percent
- Loans on real estate terms0
- Loans on working capital terms, 120 months or shorter1
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countBroilers and Other Meat Type Chicken Production (1)
- Most active lenderFirst Financial Bank (1)
The average approval of $72,000 sits close to the median of $72,000, so lending here is fairly evenly sized rather than driven by a few large deals. Only 0.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Webster County
Do SBA loans in Webster County get paid back
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Paid in full1
Too few loans have reached a final outcome to publish a charge off rate. only 1 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Webster County
How big is Webster County
- Land area332 sq mi
- Rank by land area among Kentucky counties55th of 120
- Width, east to west30.6 mi
- Height, north to south20.5 mi
- Geographies sharing a boundary6
- Residents per square mile of land39
- Establishments per square mile0.61
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No 504 approvals recorded in this county in the FOIA release covering FY2010 onward.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Webster County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Webster County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population12,842
- Households4,923
- Average household size2.61
- Median household income$59,628
- Median age39.5
Common questions
Webster County questions, answered from the record.
How many people live in Webster County, Kentucky?
12,842, in 4,923 households, ranking 86th of 120 Kentucky counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Webster County growing?
The population has fallen 1.25 percent since the 2020 census base. In 2024 there were 169 births against 187 deaths, with net migration of 118. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Webster County?
$59,628. The median owner-occupied home is valued at $112,900, which is 1.9 times income, and median gross rent is $783 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Webster County?
202 establishments, employing 1,822 people with an annual payroll of $87.0 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Webster County?
Average annual pay is $52,524, or $1,010 a week, across 2,695 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Webster County?
1 7(a) approvals totalling $72,000 since FY2020, across 1 lenders, with a median approval of $72,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Webster County?
4 housing units were authorised by permit in 2024, with a declared construction value of $1.0 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Webster County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Webster County come from?
The largest single origin is Webster County Non-migrants, with 4,286 households. Arriving households report an average income of $41,731 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Webster County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Webster County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.