Sagadahoc County, Maine: commercial real estate data.
Sagadahoc County, Maine has a population of 37,285 across 254 square miles, up 2.4 percent since the 2020 census base. County output reached $3.09 bn in 2024, 1,011 establishments operate here, and the SBA record carries 49 7(a) approvals worth $12.4 m.
122 sourced county values · tier FULL · 11 sections
Sagadahoc County
How many people live in Sagadahoc County
- Population37,285
- Households16,446
- Average household size2.27
- Median household income$87,806
- Median age47.3
- Median gross rent$1,098 per month
- Median owner-occupied home value$333,300
- Home value to household income3.8 times
- Annual rent as a share of median income15.0 percent
- Adults 25 and over with a bachelor degree or higher44.2 percent
- Adults 25 and over with a graduate degree17.9 percent
- Adults 25 and over28,531
- Population under 186,578
- Share under 1817.6 percent
- Population 65 and over9,180
- Share 65 and over24.6 percent
- Working age population, 18 to 6421,527
- Civilian labor force19,849
- Unemployment rate4.6 percent
- Labor force participation, adults 18 and over64.6 percent
- Rank by population among Maine counties12th of 16
- Rank by population among US county-equivalents1276th
Sagadahoc County is the 12th largest of 16 Maine counties by population. A median home costs 3.8 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 24.6 percent against 17.6 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Sagadahoc County
Is Sagadahoc County growing
- Population change since the 2020 census base2.41 percent
- Census 2020 base population36,699
- Births, 2024303
- Deaths, 2024459
- Natural change, 2024-156
- Net domestic migration, 2024144
- Net international migration, 202452
- Total net migration, 2024196
- Cumulative net domestic migration, 2021 to 20241,273
- Rank by growth among US county-equivalents1031st
The county has grown 2.41 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Sagadahoc County
Where people moving to Sagadahoc County come from
- Tax returns filed by households arriving1,417
- People arriving, from those returns2,228
- Adjusted gross income arriving$110.2 m
- Net adjusted gross income movement$0
- Average income of an arriving household$77,802
- Largest single originSagadahoc County Non-migrants (15,913 households)
- Largest single destination (15,913 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Sagadahoc County Non-migrants | 15,913 | 29,476 | $1.31 bn |
| Other flows - Different State | 507 | 795 | $47.7 m |
| Cumberland County | 433 | 661 | $34.1 m |
| Other flows - Northeast | 225 | 341 | $22.2 m |
| Other flows - South | 157 | 244 | $12.3 m |
| Androscoggin County | 113 | 196 | $5.6 m |
| Kennebec County | 110 | 171 | $5.9 m |
| Other flows - West | 92 | 157 | $10.9 m |
The largest single source of arrivals is Sagadahoc County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Sagadahoc County
What the Sagadahoc County economy runs on
- County GDP, 2024$3.09 bn
- County GDP, 2023$2.87 bn
- GDP change, 2023 to 20247.6 percent
- GDP change over five years48.4 percent
- Rank by GDP among Maine counties8th
- Rank by GDP among US county-equivalents957th
- GDP per resident$82,820
Output grew 7.6 percent in the latest year and 48.4 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Sagadahoc County
Who employs people in Sagadahoc County
- Covered employment, annual average17,149
- Establishments reporting1,340
- Average annual pay$63,193
- Average weekly wage$1,215
- Sector 44-45, employment1,855
- Sector 44-45, average annual pay$36,864
- Sector 72, employment1,264
- Sector 72, average annual pay$30,539
- Sector 62, employment1,194
- Sector 62, average annual pay$56,383
- Sector 23, employment1,163
- Sector 23, average annual pay$70,581
- Sector 54, employment621
- Sector 81, employment597
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 1,855 | 140 | $36,864 |
| Sector 72 | 1,264 | 91 | $30,539 |
| Sector 62 | 1,194 | 122 | $56,383 |
| Sector 23 | 1,163 | 189 | $70,581 |
| Sector 54 | 621 | 230 | $88,170 |
| Sector 81 | 597 | 93 | $49,875 |
| Sector 42 | 195 | 50 | $62,512 |
| Sector 61 | 149 | 19 | $45,437 |
The largest sector is the biggest private employer group at 1,855 jobs, 10.8 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Sagadahoc County
What businesses operate in Sagadahoc County
- Establishments, all industries1,011
- Employment at those establishments14,590
- Annual payroll$832.6 m
- Establishments per 1,000 residents27.1
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Sagadahoc County
What is being built in Sagadahoc County
- Housing units authorised by permit, 2024185
- Declared construction value permitted$50.4 m
- Single family units authorised127
- Multifamily units authorised58
- Multifamily share of units31.4 percent
- Average declared value per unit$272,229
- Units authorised per 1,000 households11.2
Multifamily is 31.4 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Sagadahoc County
How much SBA lending happens in Sagadahoc County
- 7(a) approvals recorded49
- 7(a) gross approval dollars$12.4 m
- Average 7(a) approval$252,322
- Median 7(a) approval$100,000
- 10th percentile approval$25,000
- 90th percentile approval$711,500
- Largest single approval$1,450,000
- Jobs reported supported, 7(a)423
- Jobs per approval8.6
- Distinct 7(a) lenders active19
- Distinct industries receiving approvals38
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer6.1 percent
- Loans on real estate terms3
- Loans on working capital terms, 120 months or shorter43
- Franchise loans3
- Franchise share of approvals6.1 percent
- Leading industry by approval countOffices of All Other Miscellaneous Health Practitioners (3)
- Most active lenderBath Savings Institution (9)
- 504 approvals recorded30
- 504 gross approval dollars$13.7 m
- Average 504 approval$456,000
- Median 504 approval$246,000
- Distinct CDCs active3
- 504 jobs per approval4.3
- 504 jobs per million dollars approved9.5
- Most active CDCGranite State Economic Development Corporation (22)
- 7(a) share of SBA approvals62.0 percent
- Combined SBA approval dollars$26.0 m
The average approval of $252,322 sits well above the median of $100,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 6.1 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Sagadahoc County
Do SBA loans in Sagadahoc County get paid back
- Loans with a final outcome recorded11
- Paid in full11
- Charged off0
- Charge off rate on resolved loans0.0 percent
- Status: Paid in full11
- Status: Exempt from disclosure31
- Status: Cancelled4
- Status: Committed, not yet disbursed3
Of the 11 loans that have reached a final outcome, 0.0 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Sagadahoc County
Which parts of Sagadahoc County get the lending
- Places in the county with recorded lending9
- Bath, approvals17
- Topsham, approvals15
- Woolwich, approvals4
- Georgetown, approvals4
- BOWDOIN, approvals3
- PHIPPSBURG, approvals2
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Bath | 17 | $2,682,700 |
| Topsham | 15 | $5,262,400 |
| Woolwich | 4 | $721,600 |
| Georgetown | 4 | $530,000 |
| BOWDOIN | 3 | $294,000 |
| PHIPPSBURG | 2 | $2,000,000 |
| West Bath | 2 | $475,000 |
| BOWDOINHAM | 1 | $48,100 |
Bath accounts for 17 approvals against 15 in Topsham. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Sagadahoc County
How big is Sagadahoc County
- Land area254 sq mi
- Rank by land area among Maine counties16th of 16
- Width, east to west18.1 mi
- Height, north to south32.1 mi
- Geographies sharing a boundary4
- Residents per square mile of land147
- Establishments per square mile3.98
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Sagadahoc County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Sagadahoc County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population37,285
- Households16,446
- Average household size2.27
- Median household income$87,806
- Median age47.3
Common questions
Sagadahoc County questions, answered from the record.
How many people live in Sagadahoc County, Maine?
37,285, in 16,446 households, ranking 12th of 16 Maine counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Sagadahoc County growing?
The population has grown 2.41 percent since the 2020 census base. In 2024 there were 303 births against 459 deaths, with net migration of 196. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Sagadahoc County?
$87,806. The median owner-occupied home is valued at $333,300, which is 3.8 times income, and median gross rent is $1,098 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Sagadahoc County?
1,011 establishments, employing 14,590 people with an annual payroll of $832.6 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Sagadahoc County?
Average annual pay is $63,193, or $1,215 a week, across 17,149 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Sagadahoc County?
49 7(a) approvals totalling $12.4 m since FY2020, across 19 lenders, with a median approval of $100,000, plus 30 504 approvals worth $13.7 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Sagadahoc County get paid back?
Of the 11 loans that have reached a final outcome, 11 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Sagadahoc County?
185 housing units were authorised by permit in 2024, with a declared construction value of $50.4 m. Multifamily was 31.4 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Sagadahoc County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Sagadahoc County come from?
The largest single origin is Sagadahoc County Non-migrants, with 15,913 households. Arriving households report an average income of $77,802 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Sagadahoc County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Sagadahoc County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.