Washington County, Maine: commercial real estate data.
Washington County, Maine has a population of 31,331 across 2,563 square miles, up 0.9 percent since the 2020 census base. County output reached $1.47 bn in 2024, 845 establishments operate here, and the SBA record carries 22 7(a) approvals worth $2.9 m.
121 sourced county values · tier FULL · 11 sections
Washington County
How many people live in Washington County
- Population31,331
- Households14,187
- Average household size2.21
- Median household income$56,024
- Median age48.6
- Median gross rent$783 per month
- Median owner-occupied home value$161,800
- Home value to household income2.9 times
- Annual rent as a share of median income16.8 percent
- Adults 25 and over with a bachelor degree or higher24.7 percent
- Adults 25 and over with a graduate degree9.0 percent
- Adults 25 and over23,294
- Population under 185,809
- Share under 1818.5 percent
- Population 65 and over8,253
- Share 65 and over26.3 percent
- Working age population, 18 to 6417,269
- Civilian labor force13,843
- Unemployment rate6.3 percent
- Labor force participation, adults 18 and over54.2 percent
- Rank by population among Maine counties14th of 16
- Rank by population among US county-equivalents1437th
Washington County is the 14th largest of 16 Maine counties by population. A median home costs 2.9 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 26.3 percent against 18.5 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Washington County
Is Washington County growing
- Population change since the 2020 census base0.89 percent
- Census 2020 base population31,107
- Births, 2024260
- Deaths, 2024604
- Natural change, 2024-344
- Net domestic migration, 2024231
- Net international migration, 202455
- Total net migration, 2024286
- Cumulative net domestic migration, 2021 to 20241,378
- Rank by growth among US county-equivalents1518th
The county has grown 0.89 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Washington County
Where people moving to Washington County come from
- Tax returns filed by households arriving761
- People arriving, from those returns1,277
- Adjusted gross income arriving$50.7 m
- Net adjusted gross income movement$0
- Average income of an arriving household$66,558
- Largest single originWashington County Non-migrants (12,128 households)
- Largest single destination (12,128 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Washington County Non-migrants | 12,128 | 23,108 | $681.1 m |
| Other flows - Different State | 453 | 782 | $36.1 m |
| Other flows - Northeast | 163 | 253 | $12.3 m |
| Other flows - South | 137 | 264 | $10.6 m |
| Other flows - West | 112 | 201 | $10.2 m |
| Other flows - Same State | 105 | 164 | $5.7 m |
| Penobscot County | 71 | 103 | $3.5 m |
| Hancock County | 61 | 108 | $2.2 m |
The largest single source of arrivals is Washington County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Washington County
What the Washington County economy runs on
- County GDP, 2024$1.47 bn
- County GDP, 2023$1.44 bn
- GDP change, 2023 to 20242.1 percent
- GDP change over five years25.1 percent
- Rank by GDP among Maine counties15th
- Rank by GDP among US county-equivalents1531st
- GDP per resident$47,053
Output grew 2.1 percent in the latest year and 25.1 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Washington County
Who employs people in Washington County
- Covered employment, annual average10,211
- Establishments reporting1,194
- Average annual pay$50,219
- Average weekly wage$966
- Sector 62, employment1,732
- Sector 62, average annual pay$54,670
- Sector 44-45, employment1,613
- Sector 44-45, average annual pay$35,260
- Sector 31-33, employment982
- Sector 31-33, average annual pay$64,670
- Sector 72, employment608
- Sector 72, average annual pay$24,566
- Sector 42, employment227
- Sector 48-49, employment222
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 1,732 | 117 | $54,670 |
| Sector 44-45 | 1,613 | 135 | $35,260 |
| Sector 31-33 | 982 | 46 | $64,670 |
| Sector 72 | 608 | 84 | $24,566 |
| Sector 42 | 227 | 42 | $54,222 |
| Sector 48-49 | 222 | 42 | $49,379 |
| Sector 61 | 143 | 18 | $48,277 |
| Sector 55 | 112 | 24 | $94,945 |
The largest sector is the biggest private employer group at 1,732 jobs, 17.0 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Washington County
What businesses operate in Washington County
- Establishments, all industries845
- Employment at those establishments7,475
- Annual payroll$366.0 m
- Establishments per 1,000 residents27.0
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Washington County
What is being built in Washington County
- Housing units authorised by permit, 202497
- Declared construction value permitted$24.1 m
- Single family units authorised90
- Multifamily units authorised7
- Multifamily share of units7.2 percent
- Average declared value per unit$247,987
- Units authorised per 1,000 households6.8
Multifamily is 7.2 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Washington County
How much SBA lending happens in Washington County
- 7(a) approvals recorded22
- 7(a) gross approval dollars$2.9 m
- Average 7(a) approval$131,877
- Median 7(a) approval$74,900
- 10th percentile approval$24,000
- 90th percentile approval$240,000
- Largest single approval$1,020,000
- Jobs reported supported, 7(a)84
- Jobs per approval3.8
- Distinct 7(a) lenders active10
- Distinct industries receiving approvals16
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer13.6 percent
- Loans on real estate terms3
- Loans on working capital terms, 120 months or shorter19
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countShellfish Fishing (5)
- Most active lenderFranklin Savings Bank (5)
- 504 approvals recorded6
- 504 gross approval dollars$5.5 m
- Average 504 approval$908,833
- Median 504 approval$589,000
- Distinct CDCs active2
- 504 jobs per approval26.3
- 504 jobs per million dollars approved29.0
- Most active CDCNew England Certified Development Corporation (3)
- 7(a) share of SBA approvals78.6 percent
- Combined SBA approval dollars$8.4 m
The average approval of $131,877 sits well above the median of $74,900, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 13.6 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Washington County
Do SBA loans in Washington County get paid back
- Loans with a final outcome recorded7
- Paid in full4
- Charged off3
- Status: Exempt from disclosure11
- Status: Cancelled4
- Status: Paid in full4
- Status: Charged off3
Too few loans have reached a final outcome to publish a charge off rate. only 7 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Washington County
Which parts of Washington County get the lending
- Places in the county with recorded lending14
- STEUBEN, approvals4
- MILBRIDGE, approvals3
- EAST MACHIAS, approvals2
- HARRINGTON, approvals2
- TOPSFIELD, approvals2
- MACHIAS, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| STEUBEN | 4 | $440,500 |
| MILBRIDGE | 3 | $140,400 |
| EAST MACHIAS | 2 | $218,000 |
| HARRINGTON | 2 | $34,000 |
| TOPSFIELD | 2 | $150,900 |
| MACHIAS | 1 | $1,020,000 |
| CALAIS | 1 | $30,000 |
| Jonesport | 1 | $240,000 |
STEUBEN accounts for 4 approvals against 3 in MILBRIDGE. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Washington County
How big is Washington County
- Land area2,563 sq mi
- Rank by land area among Maine counties5th of 16
- Width, east to west56.7 mi
- Height, north to south88.8 mi
- Geographies sharing a boundary3
- Residents per square mile of land12
- Establishments per square mile0.33
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Washington County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Washington County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population31,331
- Households14,187
- Average household size2.21
- Median household income$56,024
- Median age48.6
Common questions
Washington County questions, answered from the record.
How many people live in Washington County, Maine?
31,331, in 14,187 households, ranking 14th of 16 Maine counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Washington County growing?
The population has grown 0.89 percent since the 2020 census base. In 2024 there were 260 births against 604 deaths, with net migration of 286. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Washington County?
$56,024. The median owner-occupied home is valued at $161,800, which is 2.9 times income, and median gross rent is $783 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Washington County?
845 establishments, employing 7,475 people with an annual payroll of $366.0 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Washington County?
Average annual pay is $50,219, or $966 a week, across 10,211 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Washington County?
22 7(a) approvals totalling $2.9 m since FY2020, across 10 lenders, with a median approval of $74,900, plus 6 504 approvals worth $5.5 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Washington County?
97 housing units were authorised by permit in 2024, with a declared construction value of $24.1 m. Multifamily was 7.2 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Washington County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Washington County come from?
The largest single origin is Washington County Non-migrants, with 12,128 households. Arriving households report an average income of $66,558 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Washington County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Washington County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.