York County, Maine: commercial real estate data.
York County, Maine has a population of 216,731 across 991 square miles, up 3.9 percent since the 2020 census base. County output reached $13.65 bn in 2024, 5,914 establishments operate here, and the SBA record carries 398 7(a) approvals worth $110.5 m.
123 sourced county values · tier FULL · 11 sections
York County
How many people live in York County
- Population216,731
- Households91,413
- Average household size2.37
- Median household income$88,333
- Median age45.3
- Median gross rent$1,339 per month
- Median owner-occupied home value$395,700
- Home value to household income4.5 times
- Annual rent as a share of median income18.2 percent
- Adults 25 and over with a bachelor degree or higher36.2 percent
- Adults 25 and over with a graduate degree13.0 percent
- Adults 25 and over162,952
- Population under 1838,519
- Share under 1817.8 percent
- Population 65 and over48,418
- Share 65 and over22.3 percent
- Working age population, 18 to 64129,794
- Civilian labor force118,094
- Unemployment rate3.4 percent
- Labor force participation, adults 18 and over66.3 percent
- Rank by population among Maine counties2nd of 16
- Rank by population among US county-equivalents323rd
York County is the 2nd largest of 16 Maine counties by population. A median home costs 4.5 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 22.3 percent against 17.8 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
York County
Is York County growing
- Population change since the 2020 census base3.86 percent
- Census 2020 base population211,965
- Births, 20241,621
- Deaths, 20242,399
- Natural change, 2024-778
- Net domestic migration, 20241,214
- Net international migration, 2024591
- Total net migration, 20241,805
- Cumulative net domestic migration, 2021 to 20248,882
- Rank by growth among US county-equivalents711th
The county has grown 3.86 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
York County
Where people moving to York County come from
- Tax returns filed by households arriving6,986
- People arriving, from those returns10,814
- Adjusted gross income arriving$625.6 m
- Net adjusted gross income movement$0
- Average income of an arriving household$89,547
- Largest single originYork County Non-migrants (92,440 households)
- Largest single destination (92,440 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| York County Non-migrants | 92,440 | 171,331 | $8.10 bn |
| Other flows - Different State | 1,893 | 3,103 | $174.0 m |
| Cumberland County | 1,738 | 2,574 | $116.3 m |
| Other flows - South | 772 | 1,300 | $69.5 m |
| Other flows - Northeast | 533 | 827 | $47.8 m |
| Strafford County | 530 | 836 | $33.4 m |
| Other flows - West | 388 | 663 | $39.8 m |
| Rockingham County | 377 | 577 | $35.5 m |
The largest single source of arrivals is York County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
York County
What the York County economy runs on
- County GDP, 2024$13.65 bn
- County GDP, 2023$12.78 bn
- GDP change, 2023 to 20246.8 percent
- GDP change over five years44.4 percent
- Rank by GDP among Maine counties2nd
- Rank by GDP among US county-equivalents346th
- GDP per resident$62,981
Output grew 6.8 percent in the latest year and 44.4 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
York County
Who employs people in York County
- Covered employment, annual average79,378
- Establishments reporting8,870
- Average annual pay$61,811
- Average weekly wage$1,189
- Sector 72, employment10,952
- Sector 72, average annual pay$34,803
- Sector 62, employment10,240
- Sector 62, average annual pay$59,472
- Sector 44-45, employment10,037
- Sector 44-45, average annual pay$39,395
- Sector 31-33, employment8,800
- Sector 31-33, average annual pay$73,663
- Sector 23, employment4,315
- Sector 54, employment3,182
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 72 | 10,952 | 821 | $34,803 |
| Sector 62 | 10,240 | 669 | $59,472 |
| Sector 44-45 | 10,037 | 848 | $39,395 |
| Sector 31-33 | 8,800 | 285 | $73,663 |
| Sector 23 | 4,315 | 1,018 | $69,632 |
| Sector 54 | 3,182 | 1,659 | $105,670 |
| Sector 56 | 2,364 | 488 | $52,238 |
| Sector 81 | 2,014 | 514 | $44,197 |
The largest sector is the biggest private employer group at 10,952 jobs, 13.8 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
York County
What businesses operate in York County
- Establishments, all industries5,914
- Employment at those establishments56,640
- Annual payroll$3.16 bn
- Establishments per 1,000 residents27.3
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
York County
What is being built in York County
- Housing units authorised by permit, 20241,408
- Declared construction value permitted$377.9 m
- Single family units authorised1,009
- Multifamily units authorised399
- Multifamily share of units28.3 percent
- Average declared value per unit$268,385
- Units authorised per 1,000 households15.4
Multifamily is 28.3 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
York County
How much SBA lending happens in York County
- 7(a) approvals recorded398
- 7(a) gross approval dollars$110.5 m
- Average 7(a) approval$277,739
- Median 7(a) approval$85,000
- 10th percentile approval$20,000
- 90th percentile approval$643,500
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)3,412
- Jobs per approval8.6
- Distinct 7(a) lenders active49
- Distinct industries receiving approvals158
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer9.5 percent
- Loans on real estate terms38
- Loans on working capital terms, 120 months or shorter351
- Franchise loans16
- Franchise share of approvals4.0 percent
- Leading industry by approval countFull-Service Restaurants (28)
- Most active lenderKennebunk Savings Bank (68)
- 504 approvals recorded289
- 504 gross approval dollars$137.1 m
- Average 504 approval$474,557
- Median 504 approval$320,000
- Distinct CDCs active3
- 504 jobs per approval6.5
- 504 jobs per million dollars approved13.6
- Most active CDCGranite State Economic Development Corporation (258)
- 7(a) share of SBA approvals57.9 percent
- Combined SBA approval dollars$247.7 m
The average approval of $277,739 sits well above the median of $85,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 9.5 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
York County
Do SBA loans in York County get paid back
- Loans with a final outcome recorded73
- Paid in full72
- Charged off1
- Charge off rate on resolved loans1.4 percent
- Status: Paid in full72
- Status: Exempt from disclosure270
- Status: Cancelled35
- Status: Charged off1
- Status: Committed, not yet disbursed20
Of the 73 loans that have reached a final outcome, 1.4 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
York County
Which parts of York County get the lending
- Places in the county with recorded lending38
- BIDDEFORD, approvals45
- Kennebunk, approvals44
- SACO, approvals42
- Kittery, approvals30
- York, approvals29
- SANFORD, approvals19
| Place | Approvals | Gross approval dollars |
|---|---|---|
| BIDDEFORD | 45 | $8,002,800 |
| Kennebunk | 44 | $8,603,100 |
| SACO | 42 | $21,777,500 |
| Kittery | 30 | $8,282,100 |
| York | 29 | $11,661,000 |
| SANFORD | 19 | $4,266,100 |
| SOUTH BERWICK | 18 | $1,271,000 |
| OLD ORCHARD BEACH | 15 | $10,618,600 |
BIDDEFORD accounts for 45 approvals against 44 in Kennebunk. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
York County
How big is York County
- Land area991 sq mi
- Rank by land area among Maine counties9th of 16
- Width, east to west32.1 mi
- Height, north to south52.1 mi
- Geographies sharing a boundary2
- Residents per square mile of land219
- Establishments per square mile5.97
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a York County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a York County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population216,731
- Households91,413
- Average household size2.37
- Median household income$88,333
- Median age45.3
Common questions
York County questions, answered from the record.
How many people live in York County, Maine?
216,731, in 91,413 households, ranking 2nd of 16 Maine counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is York County growing?
The population has grown 3.86 percent since the 2020 census base. In 2024 there were 1,621 births against 2,399 deaths, with net migration of 1,805. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in York County?
$88,333. The median owner-occupied home is valued at $395,700, which is 4.5 times income, and median gross rent is $1,339 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in York County?
5,914 establishments, employing 56,640 people with an annual payroll of $3.16 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in York County?
Average annual pay is $61,811, or $1,189 a week, across 79,378 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in York County?
398 7(a) approvals totalling $110.5 m since FY2020, across 49 lenders, with a median approval of $85,000, plus 289 504 approvals worth $137.1 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in York County get paid back?
Of the 73 loans that have reached a final outcome, 72 were paid in full and 1 charged off, a charge off rate of 1.4 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in York County?
1,408 housing units were authorised by permit in 2024, with a declared construction value of $377.9 m. Multifamily was 28.3 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for York County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to York County come from?
The largest single origin is York County Non-migrants, with 92,440 households. Arriving households report an average income of $89,547 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for York County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for York County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.