Allegan County, Michigan: commercial real estate data.
Allegan County, Michigan has a population of 121,456 across 825 square miles, up 1.6 percent since the 2020 census base. County output reached $6.70 bn in 2024, 2,571 establishments operate here, and the SBA record carries 193 7(a) approvals worth $61.7 m.
129 sourced county values · tier FULL · 12 sections
Allegan County
How many people live in Allegan County
- Population121,456
- Households45,522
- Average household size2.67
- Median household income$83,283
- Median age41.0
- Median gross rent$1,100 per month
- Median owner-occupied home value$267,100
- Home value to household income3.2 times
- Annual rent as a share of median income15.8 percent
- Adults 25 and over with a bachelor degree or higher27.1 percent
- Adults 25 and over with a graduate degree9.1 percent
- Adults 25 and over84,097
- Population under 1828,212
- Share under 1823.2 percent
- Population 65 and over22,378
- Share 65 and over18.4 percent
- Working age population, 18 to 6470,866
- Civilian labor force59,826
- Unemployment rate3.0 percent
- Labor force participation, adults 18 and over64.2 percent
- Rank by population among Michigan counties18th of 83
- Rank by population among US county-equivalents531st
Allegan County is the 18th largest of 83 Michigan counties by population. A median home costs 3.2 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 23.2 percent against 18.4 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Allegan County
Is Allegan County growing
- Population change since the 2020 census base1.60 percent
- Census 2020 base population120,503
- Births, 20241,206
- Deaths, 20241,142
- Natural change, 202464
- Net domestic migration, 2024333
- Net international migration, 2024158
- Total net migration, 2024491
- Cumulative net domestic migration, 2021 to 20241,350
- Rank by growth among US county-equivalents1301st
The county has grown 1.60 percent since the 2020 census base. Migration contributed more to 2024 change than births over deaths, so demand here follows people arriving rather than families forming.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Allegan County
Where people moving to Allegan County come from
- Tax returns filed by households arriving3,495
- People arriving, from those returns6,475
- Adjusted gross income arriving$316.3 m
- Net adjusted gross income movement$0
- Average income of an arriving household$90,512
- Largest single originAllegan County Non-migrants (46,468 households)
- Largest single destination (46,468 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Allegan County Non-migrants | 46,468 | 98,440 | $3.93 bn |
| Ottawa County | 869 | 1,659 | $63.9 m |
| Kent County | 705 | 1,344 | $46.0 m |
| Other flows - Different State | 647 | 1,170 | $57.1 m |
| Kalamazoo County | 375 | 637 | $24.0 m |
| Other flows - Same State | 261 | 435 | $28.0 m |
| Other flows - South | 257 | 451 | $17.2 m |
| Other flows - Midwest | 220 | 427 | $25.2 m |
The largest single source of arrivals is Allegan County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Allegan County
What the Allegan County economy runs on
- County GDP, 2024$6.70 bn
- County GDP, 2023$6.36 bn
- GDP change, 2023 to 20245.3 percent
- GDP change over five years34.6 percent
- Rank by GDP among Michigan counties21st
- Rank by GDP among US county-equivalents604th
- GDP per resident$55,159
Output grew 5.3 percent in the latest year and 34.6 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Allegan County
Who employs people in Allegan County
- Covered employment, annual average41,360
- Establishments reporting2,678
- Average annual pay$60,226
- Average weekly wage$1,158
- Sector 31-33, employment13,777
- Sector 31-33, average annual pay$78,769
- Sector 44-45, employment3,192
- Sector 44-45, average annual pay$40,124
- Sector 72, employment3,120
- Sector 72, average annual pay$23,486
- Sector 23, employment2,974
- Sector 23, average annual pay$69,986
- Sector 62, employment2,612
- Sector 42, employment2,079
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 13,777 | 248 | $78,769 |
| Sector 44-45 | 3,192 | 265 | $40,124 |
| Sector 72 | 3,120 | 215 | $23,486 |
| Sector 23 | 2,974 | 406 | $69,986 |
| Sector 62 | 2,612 | 211 | $43,069 |
| Sector 42 | 2,079 | 126 | $77,664 |
| Sector 11 | 1,743 | 105 | $50,967 |
| Sector 81 | 1,169 | 242 | $44,361 |
The largest sector is the biggest private employer group at 13,777 jobs, 33.3 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Allegan County
What businesses operate in Allegan County
- Establishments, all industries2,571
- Employment at those establishments38,899
- Annual payroll$2.16 bn
- Establishments per 1,000 residents21.2
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Allegan County
What is being built in Allegan County
- Housing units authorised by permit, 2024423
- Declared construction value permitted$167.5 m
- Single family units authorised423
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$395,906
- Units authorised per 1,000 households9.3
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Allegan County
How much SBA lending happens in Allegan County
- 7(a) approvals recorded193
- 7(a) gross approval dollars$61.7 m
- Average 7(a) approval$319,821
- Median 7(a) approval$100,000
- 10th percentile approval$20,000
- 90th percentile approval$910,000
- Largest single approval$3,075,000
- Jobs reported supported, 7(a)1,242
- Jobs per approval6.4
- Distinct 7(a) lenders active38
- Distinct industries receiving approvals84
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer15.5 percent
- Loans on real estate terms30
- Loans on working capital terms, 120 months or shorter147
- Franchise loans11
- Franchise share of approvals5.7 percent
- Leading industry by approval countFull-Service Restaurants (13)
- Most active lenderThe Huntington National Bank (121)
- 504 approvals recorded63
- 504 gross approval dollars$53.2 m
- Average 504 approval$843,714
- Median 504 approval$518,000
- Distinct CDCs active2
- 504 jobs per approval8.3
- 504 jobs per million dollars approved9.9
- Most active CDCMichigan Certified Development Corporation (34)
- 7(a) share of SBA approvals75.4 percent
- Combined SBA approval dollars$114.9 m
The average approval of $319,821 sits well above the median of $100,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 15.5 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Allegan County
Do SBA loans in Allegan County get paid back
- Loans with a final outcome recorded51
- Paid in full50
- Charged off1
- Charge off rate on resolved loans2.0 percent
- Status: Paid in full50
- Status: Cancelled20
- Status: Exempt from disclosure112
- Status: Committed, not yet disbursed10
- Status: Charged off1
Of the 51 loans that have reached a final outcome, 2.0 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Allegan County
Which parts of Allegan County get the lending
- Places in the county with recorded lending16
- ALLEGAN, approvals34
- Saugatuck, approvals27
- Wayland, approvals24
- Hamilton, approvals23
- FENNVILLE, approvals21
- Holland, approvals16
| Place | Approvals | Gross approval dollars |
|---|---|---|
| ALLEGAN | 34 | $4,463,500 |
| Saugatuck | 27 | $11,281,600 |
| Wayland | 24 | $5,690,300 |
| Hamilton | 23 | $4,121,200 |
| FENNVILLE | 21 | $4,189,500 |
| Holland | 16 | $8,097,200 |
| Plainwell | 13 | $6,193,000 |
| DORR | 12 | $2,623,700 |
ALLEGAN accounts for 34 approvals against 27 in Saugatuck. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Allegan County
How big is Allegan County
- Land area825 sq mi
- Rank by land area among Michigan counties18th of 83
- Width, east to west37.2 mi
- Height, north to south24.1 mi
- Geographies sharing a boundary5
- Residents per square mile of land147
- Establishments per square mile3.12
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Allegan County
What hazards affect Allegan County
- EPA radon zone predicted average indoor radon screening level less than 2 pCi/LZone 3
- Communities in the NFIP Community Status Book34
- Of those, participating in the NFIP25
- NFIP participation rate73.5 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 10
- Communities carrying a CRS class1
The EPA places the county in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The best Community Rating System class in the county is 10, which carries a flood insurance premium discount for properties in the participating community.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Allegan County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Allegan County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population121,456
- Households45,522
- Average household size2.67
- Median household income$83,283
- Median age41.0
Common questions
Allegan County questions, answered from the record.
How many people live in Allegan County, Michigan?
121,456, in 45,522 households, ranking 18th of 83 Michigan counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Allegan County growing?
The population has grown 1.60 percent since the 2020 census base. In 2024 there were 1,206 births against 1,142 deaths, with net migration of 491. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Allegan County?
$83,283. The median owner-occupied home is valued at $267,100, which is 3.2 times income, and median gross rent is $1,100 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Allegan County?
2,571 establishments, employing 38,899 people with an annual payroll of $2.16 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Allegan County?
Average annual pay is $60,226, or $1,158 a week, across 41,360 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Allegan County?
193 7(a) approvals totalling $61.7 m since FY2020, across 38 lenders, with a median approval of $100,000, plus 63 504 approvals worth $53.2 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Allegan County get paid back?
Of the 51 loans that have reached a final outcome, 50 were paid in full and 1 charged off, a charge off rate of 2.0 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Allegan County?
423 housing units were authorised by permit in 2024, with a declared construction value of $167.5 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Allegan County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Allegan County come from?
The largest single origin is Allegan County Non-migrants, with 46,468 households. Arriving households report an average income of $90,512 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Allegan County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Allegan County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.