Alpena County, Michigan: commercial real estate data.
Alpena County, Michigan has a population of 28,880 across 572 square miles, up 0.0 percent since the 2020 census base. County output reached $1.52 bn in 2024, 822 establishments operate here, and the SBA record carries 27 7(a) approvals worth $8.9 m.
124 sourced county values · tier FULL · 12 sections
Alpena County
How many people live in Alpena County
- Population28,880
- Households13,019
- Average household size2.22
- Median household income$53,950
- Median age47.8
- Median gross rent$673 per month
- Median owner-occupied home value$153,900
- Home value to household income2.9 times
- Annual rent as a share of median income15.0 percent
- Adults 25 and over with a bachelor degree or higher18.3 percent
- Adults 25 and over with a graduate degree6.9 percent
- Adults 25 and over21,702
- Population under 185,333
- Share under 1818.5 percent
- Population 65 and over7,265
- Share 65 and over25.2 percent
- Working age population, 18 to 6416,282
- Civilian labor force13,014
- Unemployment rate6.2 percent
- Labor force participation, adults 18 and over55.3 percent
- Rank by population among Michigan counties50th of 83
- Rank by population among US county-equivalents1508th
Alpena County is the 50th largest of 83 Michigan counties by population. A median home costs 2.9 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 25.2 percent against 18.5 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Alpena County
Is Alpena County growing
- Population change since the 2020 census base0.00 percent
- Census 2020 base population28,904
- Births, 2024240
- Deaths, 2024421
- Natural change, 2024-181
- Net domestic migration, 2024207
- Net international migration, 20248
- Total net migration, 2024215
- Cumulative net domestic migration, 2021 to 2024761
- Rank by growth among US county-equivalents1822nd
The county has grown 0.00 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Alpena County
Where people moving to Alpena County come from
- Tax returns filed by households arriving654
- People arriving, from those returns1,120
- Adjusted gross income arriving$34.7 m
- Net adjusted gross income movement$0
- Average income of an arriving household$53,133
- Largest single originAlpena County Non-migrants (11,978 households)
- Largest single destination (11,978 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Alpena County Non-migrants | 11,978 | 22,449 | $760.1 m |
| Other flows - Same State | 287 | 457 | $14.1 m |
| Other flows - Different State | 204 | 354 | $12.4 m |
| Other flows - South | 86 | 163 | $5.6 m |
| Other flows - West | 71 | 112 | $3.8 m |
| Presque Isle County | 57 | 106 | $3.0 m |
| Other flows - Midwest | 47 | 79 | $3.0 m |
| Alcona County | 41 | 75 | $1.3 m |
The largest single source of arrivals is Alpena County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Alpena County
What the Alpena County economy runs on
- County GDP, 2024$1.52 bn
- County GDP, 2023$1.44 bn
- GDP change, 2023 to 20245.0 percent
- GDP change over five years34.5 percent
- Rank by GDP among Michigan counties51st
- Rank by GDP among US county-equivalents1509th
- GDP per resident$52,540
Output grew 5.0 percent in the latest year and 34.5 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Alpena County
Who employs people in Alpena County
- Covered employment, annual average12,191
- Establishments reporting898
- Average annual pay$51,642
- Average weekly wage$993
- Sector 62, employment1,917
- Sector 62, average annual pay$44,709
- Sector 31-33, employment1,896
- Sector 31-33, average annual pay$73,023
- Sector 44-45, employment1,601
- Sector 44-45, average annual pay$39,016
- Sector 72, employment932
- Sector 72, average annual pay$20,842
- Sector 23, employment479
- Sector 81, employment430
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 1,917 | 102 | $44,709 |
| Sector 31-33 | 1,896 | 97 | $73,023 |
| Sector 44-45 | 1,601 | 116 | $39,016 |
| Sector 72 | 932 | 68 | $20,842 |
| Sector 23 | 479 | 98 | $53,298 |
| Sector 81 | 430 | 122 | $42,086 |
| Sector 52 | 429 | 33 | $68,098 |
| Sector 51 | 141 | 14 | $46,634 |
The largest sector is the biggest private employer group at 1,917 jobs, 15.7 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Alpena County
What businesses operate in Alpena County
- Establishments, all industries822
- Employment at those establishments10,141
- Annual payroll$476.6 m
- Establishments per 1,000 residents28.5
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Alpena County
What is being built in Alpena County
- Housing units authorised by permit, 202437
- Declared construction value permitted$11.3 m
- Single family units authorised35
- Multifamily units authorised2
- Multifamily share of units5.4 percent
- Average declared value per unit$306,123
- Units authorised per 1,000 households2.8
Multifamily is 5.4 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Alpena County
How much SBA lending happens in Alpena County
- 7(a) approvals recorded27
- 7(a) gross approval dollars$8.9 m
- Average 7(a) approval$331,204
- Median 7(a) approval$100,000
- 10th percentile approval$17,000
- 90th percentile approval$980,000
- Largest single approval$3,407,400
- Jobs reported supported, 7(a)251
- Jobs per approval9.3
- Distinct 7(a) lenders active6
- Distinct industries receiving approvals20
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer11.1 percent
- Loans on real estate terms3
- Loans on working capital terms, 120 months or shorter21
- Franchise loans1
- Franchise share of approvals3.7 percent
- Leading industry by approval countSporting and Recreational Goods and Supplies Merchant Wholesalers (3)
- Most active lenderThe Huntington National Bank (18)
- 504 approvals recorded5
- 504 gross approval dollars$3.6 m
- Average 504 approval$713,400
- Median 504 approval$368,000
- Distinct CDCs active2
- 504 jobs per approval5.6
- 504 jobs per million dollars approved7.8
- Most active CDCMichigan Certified Development Corporation (4)
- 7(a) share of SBA approvals84.4 percent
- Combined SBA approval dollars$12.5 m
The average approval of $331,204 sits well above the median of $100,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 11.1 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Alpena County
Do SBA loans in Alpena County get paid back
- Loans with a final outcome recorded2
- Paid in full2
- Charged off0
- Status: Exempt from disclosure19
- Status: Cancelled5
- Status: Paid in full2
- Status: Committed, not yet disbursed1
Too few loans have reached a final outcome to publish a charge off rate. only 2 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Alpena County
Which parts of Alpena County get the lending
- Places in the county with recorded lending4
- ALPENA, approvals22
- Hubbard Lake, approvals2
- Herron, approvals2
- HILLMAN, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| ALPENA | 22 | $8,052,500 |
| Hubbard Lake | 2 | $466,000 |
| Herron | 2 | $124,000 |
| HILLMAN | 1 | $300,000 |
ALPENA accounts for 22 approvals against 2 in Hubbard Lake. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Alpena County
How big is Alpena County
- Land area572 sq mi
- Rank by land area among Michigan counties39th of 83
- Width, east to west30.4 mi
- Height, north to south24.2 mi
- Geographies sharing a boundary3
- Residents per square mile of land50
- Establishments per square mile1.44
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Alpena County
What hazards affect Alpena County
- EPA radon zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
- Communities in the NFIP Community Status Book8
- Of those, participating in the NFIP4
- NFIP participation rate50.0 percent
- Communities carrying a CRS class0
The EPA places the county in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Alpena County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Alpena County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population28,880
- Households13,019
- Average household size2.22
- Median household income$53,950
- Median age47.8
Common questions
Alpena County questions, answered from the record.
How many people live in Alpena County, Michigan?
28,880, in 13,019 households, ranking 50th of 83 Michigan counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Alpena County growing?
The population has grown 0.00 percent since the 2020 census base. In 2024 there were 240 births against 421 deaths, with net migration of 215. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Alpena County?
$53,950. The median owner-occupied home is valued at $153,900, which is 2.9 times income, and median gross rent is $673 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Alpena County?
822 establishments, employing 10,141 people with an annual payroll of $476.6 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Alpena County?
Average annual pay is $51,642, or $993 a week, across 12,191 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Alpena County?
27 7(a) approvals totalling $8.9 m since FY2020, across 6 lenders, with a median approval of $100,000, plus 5 504 approvals worth $3.6 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Alpena County?
37 housing units were authorised by permit in 2024, with a declared construction value of $11.3 m. Multifamily was 5.4 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Alpena County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Alpena County come from?
The largest single origin is Alpena County Non-migrants, with 11,978 households. Arriving households report an average income of $53,133 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Alpena County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Alpena County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.