Manistee County, Michigan: commercial real estate data.
Manistee County, Michigan has a population of 25,350 across 542 square miles, up 1.9 percent since the 2020 census base. County output reached $1.16 bn in 2024, 574 establishments operate here, and the SBA record carries 18 7(a) approvals worth $8.2 m.
126 sourced county values · tier FULL · 12 sections
Manistee County
How many people live in Manistee County
- Population25,350
- Households10,561
- Average household size2.40
- Median household income$63,516
- Median age50.3
- Median gross rent$842 per month
- Median owner-occupied home value$182,200
- Home value to household income2.9 times
- Annual rent as a share of median income15.9 percent
- Adults 25 and over with a bachelor degree or higher24.9 percent
- Adults 25 and over with a graduate degree8.3 percent
- Adults 25 and over19,477
- Population under 184,218
- Share under 1816.6 percent
- Population 65 and over7,095
- Share 65 and over28.0 percent
- Working age population, 18 to 6414,037
- Civilian labor force10,758
- Unemployment rate6.4 percent
- Labor force participation, adults 18 and over50.9 percent
- Rank by population among Michigan counties57th of 83
- Rank by population among US county-equivalents1644th
Manistee County is the 57th largest of 83 Michigan counties by population. A median home costs 2.9 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 28.0 percent against 16.6 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Manistee County
Is Manistee County growing
- Population change since the 2020 census base1.94 percent
- Census 2020 base population25,033
- Births, 2024162
- Deaths, 2024390
- Natural change, 2024-228
- Net domestic migration, 2024210
- Net international migration, 202455
- Total net migration, 2024265
- Cumulative net domestic migration, 2021 to 20241,246
- Rank by growth among US county-equivalents1180th
The county has grown 1.94 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Manistee County
Where people moving to Manistee County come from
- Tax returns filed by households arriving700
- People arriving, from those returns1,214
- Adjusted gross income arriving$44.0 m
- Net adjusted gross income movement$0
- Average income of an arriving household$62,877
- Largest single originManistee County Non-migrants (9,934 households)
- Largest single destination (9,934 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Manistee County Non-migrants | 9,934 | 18,410 | $611.9 m |
| Other flows - Same State | 268 | 454 | $17.9 m |
| Other flows - Different State | 169 | 298 | $12.2 m |
| Mason County | 65 | 127 | $2.6 m |
| Benzie County | 62 | 123 | $2.7 m |
| Other flows - West | 60 | 105 | $3.2 m |
| Other flows - Midwest | 59 | 109 | $5.7 m |
| Other flows - South | 50 | 84 | $3.3 m |
The largest single source of arrivals is Manistee County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Manistee County
What the Manistee County economy runs on
- County GDP, 2024$1.16 bn
- County GDP, 2023$1.10 bn
- GDP change, 2023 to 20245.0 percent
- GDP change over five years32.2 percent
- Rank by GDP among Michigan counties55th
- Rank by GDP among US county-equivalents1719th
- GDP per resident$45,770
Output grew 5.0 percent in the latest year and 32.2 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Manistee County
Who employs people in Manistee County
- Covered employment, annual average7,281
- Establishments reporting602
- Average annual pay$51,233
- Average weekly wage$985
- Sector 44-45, employment1,097
- Sector 44-45, average annual pay$35,434
- Sector 31-33, employment1,058
- Sector 31-33, average annual pay$82,895
- Sector 72, employment666
- Sector 72, average annual pay$21,721
- Sector 23, employment315
- Sector 23, average annual pay$53,827
- Sector 42, employment263
- Sector 81, employment237
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 1,097 | 89 | $35,434 |
| Sector 31-33 | 1,058 | 27 | $82,895 |
| Sector 72 | 666 | 68 | $21,721 |
| Sector 23 | 315 | 76 | $53,827 |
| Sector 42 | 263 | 14 | $44,761 |
| Sector 81 | 237 | 60 | $35,177 |
| Sector 71 | 221 | 13 | $40,651 |
| Sector 52 | 128 | 21 | $64,095 |
The largest sector is the biggest private employer group at 1,097 jobs, 15.1 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Manistee County
What businesses operate in Manistee County
- Establishments, all industries574
- Employment at those establishments5,667
- Annual payroll$281.7 m
- Establishments per 1,000 residents22.6
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Manistee County
What is being built in Manistee County
- Housing units authorised by permit, 2024248
- Declared construction value permitted$43.1 m
- Single family units authorised104
- Multifamily units authorised144
- Multifamily share of units58.1 percent
- Average declared value per unit$173,627
- Units authorised per 1,000 households23.5
Multifamily is 58.1 percent of units authorised, so the pipeline is being built for renters rather than buyers.
US Census Bureau, Building Permits Survey, 2024 annual.
Manistee County
How much SBA lending happens in Manistee County
- 7(a) approvals recorded18
- 7(a) gross approval dollars$8.2 m
- Average 7(a) approval$457,339
- Median 7(a) approval$250,000
- 10th percentile approval$25,000
- 90th percentile approval$1,600,000
- Largest single approval$2,501,000
- Jobs reported supported, 7(a)105
- Jobs per approval5.8
- Distinct 7(a) lenders active8
- Distinct industries receiving approvals17
- Median 7(a) term168 months
- Share of loans on real estate terms, 240 months or longer38.9 percent
- Loans on real estate terms7
- Loans on working capital terms, 120 months or shorter8
- Franchise loans1
- Franchise share of approvals5.6 percent
- Leading industry by approval countGeneral Automotive Repair (2)
- Most active lenderWest Shore Bank (6)
- 504 approvals recorded2
- 504 gross approval dollars$2.0 m
- Average 504 approval$985,500
- Median 504 approval$1,679,000
- Distinct CDCs active2
- 504 jobs per approval14.0
- 504 jobs per million dollars approved14.2
- Most active CDCMichigan Certified Development Corporation (1)
- 7(a) share of SBA approvals90.0 percent
- Combined SBA approval dollars$10.2 m
The average approval of $457,339 sits well above the median of $250,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. 38.9 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Manistee County
Do SBA loans in Manistee County get paid back
- Loans with a final outcome recorded2
- Paid in full2
- Charged off0
- Status: Paid in full2
- Status: Cancelled3
- Status: Exempt from disclosure12
- Status: Committed, not yet disbursed1
Too few loans have reached a final outcome to publish a charge off rate. only 2 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Manistee County
Which parts of Manistee County get the lending
- Places in the county with recorded lending6
- Manistee, approvals11
- Onekama, approvals2
- COPEMISH, approvals2
- Arcadia, approvals1
- Bear Lake, approvals1
- BRETHREN, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Manistee | 11 | $6,168,600 |
| Onekama | 2 | $242,500 |
| COPEMISH | 2 | $756,000 |
| Arcadia | 1 | $900,000 |
| Bear Lake | 1 | $25,000 |
| BRETHREN | 1 | $140,000 |
Manistee accounts for 11 approvals against 2 in Onekama. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Manistee County
How big is Manistee County
- Land area542 sq mi
- Rank by land area among Michigan counties62nd of 83
- Width, east to west28.2 mi
- Height, north to south24.5 mi
- Geographies sharing a boundary4
- Residents per square mile of land47
- Establishments per square mile1.06
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Manistee County
What hazards affect Manistee County
- EPA radon zone predicted average indoor radon screening level less than 2 pCi/LZone 3
- Communities in the NFIP Community Status Book8
- Of those, participating in the NFIP7
- NFIP participation rate87.5 percent
- Communities carrying a CRS class0
The EPA places the county in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Manistee County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Manistee County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population25,350
- Households10,561
- Average household size2.40
- Median household income$63,516
- Median age50.3
Common questions
Manistee County questions, answered from the record.
How many people live in Manistee County, Michigan?
25,350, in 10,561 households, ranking 57th of 83 Michigan counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Manistee County growing?
The population has grown 1.94 percent since the 2020 census base. In 2024 there were 162 births against 390 deaths, with net migration of 265. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Manistee County?
$63,516. The median owner-occupied home is valued at $182,200, which is 2.9 times income, and median gross rent is $842 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Manistee County?
574 establishments, employing 5,667 people with an annual payroll of $281.7 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Manistee County?
Average annual pay is $51,233, or $985 a week, across 7,281 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Manistee County?
18 7(a) approvals totalling $8.2 m since FY2020, across 8 lenders, with a median approval of $250,000, plus 2 504 approvals worth $2.0 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Manistee County?
248 housing units were authorised by permit in 2024, with a declared construction value of $43.1 m. Multifamily was 58.1 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Manistee County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Manistee County come from?
The largest single origin is Manistee County Non-migrants, with 9,934 households. Arriving households report an average income of $62,877 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Manistee County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Manistee County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.