Crow Wing County, Minnesota: commercial real estate data.
Crow Wing County, Minnesota has a population of 67,686 across 999 square miles, up 3.8 percent since the 2020 census base. County output reached $4.04 bn in 2024, 2,283 establishments operate here, and the SBA record carries 128 7(a) approvals worth $79.2 m.
123 sourced county values · tier FULL · 11 sections
Crow Wing County
How many people live in Crow Wing County
- Population67,686
- Households29,402
- Average household size2.30
- Median household income$72,589
- Median age45.7
- Median gross rent$971 per month
- Median owner-occupied home value$306,800
- Home value to household income4.2 times
- Annual rent as a share of median income16.1 percent
- Adults 25 and over with a bachelor degree or higher29.3 percent
- Adults 25 and over with a graduate degree9.6 percent
- Adults 25 and over49,339
- Population under 1813,843
- Share under 1820.5 percent
- Population 65 and over16,563
- Share 65 and over24.5 percent
- Working age population, 18 to 6437,280
- Civilian labor force33,104
- Unemployment rate5.5 percent
- Labor force participation, adults 18 and over61.5 percent
- Rank by population among Minnesota counties15th of 87
- Rank by population among US county-equivalents809th
Crow Wing County is the 15th largest of 87 Minnesota counties by population. A median home costs 4.2 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 24.5 percent against 20.5 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Crow Wing County
Is Crow Wing County growing
- Population change since the 2020 census base3.81 percent
- Census 2020 base population66,123
- Births, 2024629
- Deaths, 2024745
- Natural change, 2024-116
- Net domestic migration, 2024416
- Net international migration, 202456
- Total net migration, 2024472
- Cumulative net domestic migration, 2021 to 20242,928
- Rank by growth among US county-equivalents722nd
The county has grown 3.81 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Crow Wing County
Where people moving to Crow Wing County come from
- Tax returns filed by households arriving2,042
- People arriving, from those returns3,562
- Adjusted gross income arriving$244.7 m
- Net adjusted gross income movement$0
- Average income of an arriving household$119,837
- Largest single originCrow Wing County Non-migrants (26,646 households)
- Largest single destination (26,646 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Crow Wing County Non-migrants | 26,646 | 52,718 | $2.19 bn |
| Other flows - Different State | 449 | 779 | $37.4 m |
| Other flows - Same State | 281 | 494 | $23.0 m |
| Hennepin County | 217 | 355 | $31.3 m |
| Cass County | 211 | 386 | $15.5 m |
| Other flows - Midwest | 172 | 304 | $17.4 m |
| Other flows - West | 161 | 295 | $12.5 m |
| Other flows - South | 116 | 180 | $7.6 m |
The largest single source of arrivals is Crow Wing County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Crow Wing County
What the Crow Wing County economy runs on
- County GDP, 2024$4.04 bn
- County GDP, 2023$3.83 bn
- GDP change, 2023 to 20245.5 percent
- GDP change over five years33.5 percent
- Rank by GDP among Minnesota counties15th
- Rank by GDP among US county-equivalents800th
- GDP per resident$59,744
Output grew 5.5 percent in the latest year and 33.5 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Crow Wing County
Who employs people in Crow Wing County
- Covered employment, annual average31,053
- Establishments reporting2,376
- Average annual pay$53,044
- Average weekly wage$1,020
- Sector 62, employment5,986
- Sector 62, average annual pay$63,898
- Sector 44-45, employment4,739
- Sector 44-45, average annual pay$40,342
- Sector 72, employment4,277
- Sector 72, average annual pay$25,882
- Sector 31-33, employment2,950
- Sector 31-33, average annual pay$58,356
- Sector 23, employment2,200
- Sector 52, employment1,144
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 5,986 | 241 | $63,898 |
| Sector 44-45 | 4,739 | 362 | $40,342 |
| Sector 72 | 4,277 | 242 | $25,882 |
| Sector 31-33 | 2,950 | 123 | $58,356 |
| Sector 23 | 2,200 | 314 | $76,048 |
| Sector 52 | 1,144 | 118 | $81,719 |
| Sector 81 | 1,104 | 219 | $28,849 |
| Sector 54 | 805 | 150 | $76,301 |
The largest sector is the biggest private employer group at 5,986 jobs, 19.3 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Crow Wing County
What businesses operate in Crow Wing County
- Establishments, all industries2,283
- Employment at those establishments28,209
- Annual payroll$1.35 bn
- Establishments per 1,000 residents33.7
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Crow Wing County
What is being built in Crow Wing County
- Housing units authorised by permit, 2024431
- Declared construction value permitted$139.8 m
- Single family units authorised419
- Multifamily units authorised12
- Multifamily share of units2.8 percent
- Average declared value per unit$324,274
- Units authorised per 1,000 households14.7
Multifamily is 2.8 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Crow Wing County
How much SBA lending happens in Crow Wing County
- 7(a) approvals recorded128
- 7(a) gross approval dollars$79.2 m
- Average 7(a) approval$619,137
- Median 7(a) approval$182,800
- 10th percentile approval$30,000
- 90th percentile approval$1,944,700
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)1,329
- Jobs per approval10.4
- Distinct 7(a) lenders active39
- Distinct industries receiving approvals77
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer19.5 percent
- Loans on real estate terms25
- Loans on working capital terms, 120 months or shorter97
- Franchise loans10
- Franchise share of approvals7.8 percent
- Leading industry by approval countHotels (except Casino Hotels) and Motels (6)
- Most active lenderFirst Western Bank & Trust (21)
- 504 approvals recorded126
- 504 gross approval dollars$87.6 m
- Average 504 approval$695,349
- Median 504 approval$445,000
- Distinct CDCs active4
- 504 jobs per approval8.0
- 504 jobs per million dollars approved11.6
- Most active CDCMidwest Business Finance Corporation (114)
- 7(a) share of SBA approvals50.4 percent
- Combined SBA approval dollars$166.9 m
The average approval of $619,137 sits well above the median of $182,800, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 19.5 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Crow Wing County
Do SBA loans in Crow Wing County get paid back
- Loans with a final outcome recorded55
- Paid in full51
- Charged off4
- Charge off rate on resolved loans7.3 percent
- Status: Paid in full51
- Status: Charged off4
- Status: Exempt from disclosure64
- Status: Cancelled7
- Status: Committed, not yet disbursed2
Of the 55 loans that have reached a final outcome, 7.3 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Crow Wing County
Which parts of Crow Wing County get the lending
- Places in the county with recorded lending15
- BRAINERD, approvals48
- Baxter, approvals20
- Pequot Lakes, approvals12
- Nisswa, approvals11
- CROSBY, approvals7
- DEERWOOD, approvals6
| Place | Approvals | Gross approval dollars |
|---|---|---|
| BRAINERD | 48 | $31,951,500 |
| Baxter | 20 | $13,203,500 |
| Pequot Lakes | 12 | $1,146,200 |
| Nisswa | 11 | $10,888,600 |
| CROSBY | 7 | $7,047,600 |
| DEERWOOD | 6 | $2,294,300 |
| CROSSLAKE | 5 | $3,248,500 |
| GARRISON | 4 | $660,500 |
BRAINERD accounts for 48 approvals against 20 in Baxter. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Crow Wing County
How big is Crow Wing County
- Land area999 sq mi
- Rank by land area among Minnesota counties21st of 87
- Width, east to west28.6 mi
- Height, north to south44.8 mi
- Geographies sharing a boundary4
- Residents per square mile of land68
- Establishments per square mile2.29
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Crow Wing County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Crow Wing County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population67,686
- Households29,402
- Average household size2.30
- Median household income$72,589
- Median age45.7
Common questions
Crow Wing County questions, answered from the record.
How many people live in Crow Wing County, Minnesota?
67,686, in 29,402 households, ranking 15th of 87 Minnesota counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Crow Wing County growing?
The population has grown 3.81 percent since the 2020 census base. In 2024 there were 629 births against 745 deaths, with net migration of 472. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Crow Wing County?
$72,589. The median owner-occupied home is valued at $306,800, which is 4.2 times income, and median gross rent is $971 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Crow Wing County?
2,283 establishments, employing 28,209 people with an annual payroll of $1.35 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Crow Wing County?
Average annual pay is $53,044, or $1,020 a week, across 31,053 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Crow Wing County?
128 7(a) approvals totalling $79.2 m since FY2020, across 39 lenders, with a median approval of $182,800, plus 126 504 approvals worth $87.6 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Crow Wing County get paid back?
Of the 55 loans that have reached a final outcome, 51 were paid in full and 4 charged off, a charge off rate of 7.3 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Crow Wing County?
431 housing units were authorised by permit in 2024, with a declared construction value of $139.8 m. Multifamily was 2.8 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Crow Wing County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Crow Wing County come from?
The largest single origin is Crow Wing County Non-migrants, with 26,646 households. Arriving households report an average income of $119,837 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Crow Wing County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Crow Wing County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.