Isanti County, Minnesota: commercial real estate data.
Isanti County, Minnesota has a population of 42,596 across 436 square miles, up 6.2 percent since the 2020 census base. County output reached $1.59 bn in 2024, 1,004 establishments operate here, and the SBA record carries 66 7(a) approvals worth $30.0 m.
123 sourced county values · tier FULL · 11 sections
Isanti County
How many people live in Isanti County
- Population42,596
- Households16,293
- Average household size2.61
- Median household income$87,440
- Median age40.2
- Median gross rent$1,273 per month
- Median owner-occupied home value$306,200
- Home value to household income3.5 times
- Annual rent as a share of median income17.5 percent
- Adults 25 and over with a bachelor degree or higher20.7 percent
- Adults 25 and over with a graduate degree5.4 percent
- Adults 25 and over29,587
- Population under 189,901
- Share under 1823.2 percent
- Population 65 and over7,332
- Share 65 and over17.2 percent
- Working age population, 18 to 6425,363
- Civilian labor force22,698
- Unemployment rate4.1 percent
- Labor force participation, adults 18 and over69.4 percent
- Rank by population among Minnesota counties24th of 87
- Rank by population among US county-equivalents1153rd
Isanti County is the 24th largest of 87 Minnesota counties by population. A median home costs 3.5 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 23.2 percent against 17.2 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Isanti County
Is Isanti County growing
- Population change since the 2020 census base6.21 percent
- Census 2020 base population41,132
- Births, 2024442
- Deaths, 2024363
- Natural change, 202479
- Net domestic migration, 2024352
- Net international migration, 202446
- Total net migration, 2024398
- Cumulative net domestic migration, 2021 to 20241,942
- Rank by growth among US county-equivalents379th
The county has grown 6.21 percent since the 2020 census base. Migration contributed more to 2024 change than births over deaths, so demand here follows people arriving rather than families forming.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Isanti County
Where people moving to Isanti County come from
- Tax returns filed by households arriving1,587
- People arriving, from those returns2,792
- Adjusted gross income arriving$97.8 m
- Net adjusted gross income movement$0
- Average income of an arriving household$61,609
- Largest single originIsanti County Non-migrants (16,449 households)
- Largest single destination (16,449 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Isanti County Non-migrants | 16,449 | 33,524 | $1.29 bn |
| Anoka County | 439 | 753 | $29.3 m |
| Other flows - Different State | 185 | 319 | $11.9 m |
| Hennepin County | 158 | 273 | $10.0 m |
| Chisago County | 140 | 239 | $9.3 m |
| Ramsey County | 137 | 274 | $7.5 m |
| Other flows - Same State | 137 | 234 | $7.4 m |
| Sherburne County | 102 | 191 | $7.5 m |
The largest single source of arrivals is Isanti County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Isanti County
What the Isanti County economy runs on
- County GDP, 2024$1.59 bn
- County GDP, 2023$1.49 bn
- GDP change, 2023 to 20247.0 percent
- GDP change over five years35.6 percent
- Rank by GDP among Minnesota counties39th
- Rank by GDP among US county-equivalents1459th
- GDP per resident$37,402
Output grew 7.0 percent in the latest year and 35.6 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Isanti County
Who employs people in Isanti County
- Covered employment, annual average11,704
- Establishments reporting967
- Average annual pay$49,899
- Average weekly wage$960
- Sector 62, employment2,218
- Sector 62, average annual pay$54,659
- Sector 44-45, employment2,134
- Sector 44-45, average annual pay$32,646
- Sector 31-33, employment1,212
- Sector 31-33, average annual pay$66,192
- Sector 72, employment1,173
- Sector 72, average annual pay$18,398
- Sector 23, employment728
- Sector 81, employment382
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 2,218 | 124 | $54,659 |
| Sector 44-45 | 2,134 | 111 | $32,646 |
| Sector 31-33 | 1,212 | 68 | $66,192 |
| Sector 72 | 1,173 | 62 | $18,398 |
| Sector 23 | 728 | 177 | $60,853 |
| Sector 81 | 382 | 102 | $35,098 |
| Sector 56 | 326 | 36 | $80,116 |
| Sector 52 | 280 | 34 | $67,177 |
The largest sector is the biggest private employer group at 2,218 jobs, 19.0 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Isanti County
What businesses operate in Isanti County
- Establishments, all industries1,004
- Employment at those establishments9,859
- Annual payroll$447.5 m
- Establishments per 1,000 residents23.6
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Isanti County
What is being built in Isanti County
- Housing units authorised by permit, 2024192
- Declared construction value permitted$40.3 m
- Single family units authorised164
- Multifamily units authorised28
- Multifamily share of units14.6 percent
- Average declared value per unit$210,080
- Units authorised per 1,000 households11.8
Multifamily is 14.6 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Isanti County
How much SBA lending happens in Isanti County
- 7(a) approvals recorded66
- 7(a) gross approval dollars$30.0 m
- Average 7(a) approval$455,056
- Median 7(a) approval$275,300
- 10th percentile approval$25,000
- 90th percentile approval$925,000
- Largest single approval$3,794,200
- Jobs reported supported, 7(a)885
- Jobs per approval13.4
- Distinct 7(a) lenders active24
- Distinct industries receiving approvals44
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer16.7 percent
- Loans on real estate terms11
- Loans on working capital terms, 120 months or shorter52
- Franchise loans5
- Franchise share of approvals7.6 percent
- Leading industry by approval countFull-Service Restaurants (4)
- Most active lenderFrandsen Bank and Trust (7)
- 504 approvals recorded48
- 504 gross approval dollars$25.5 m
- Average 504 approval$531,917
- Median 504 approval$432,000
- Distinct CDCs active6
- 504 jobs per approval10.5
- 504 jobs per million dollars approved19.7
- Most active CDCMidwest Business Finance Corporation (17)
- 7(a) share of SBA approvals57.9 percent
- Combined SBA approval dollars$55.6 m
The average approval of $455,056 sits well above the median of $275,300, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 16.7 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Isanti County
Do SBA loans in Isanti County get paid back
- Loans with a final outcome recorded20
- Paid in full19
- Charged off1
- Charge off rate on resolved loans5.0 percent
- Status: Paid in full19
- Status: Exempt from disclosure41
- Status: Cancelled4
- Status: Charged off1
- Status: Committed, not yet disbursed1
Of the 20 loans that have reached a final outcome, 5.0 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Isanti County
Which parts of Isanti County get the lending
- Places in the county with recorded lending10
- CAMBRIDGE, approvals23
- ISANTI, approvals21
- Braham, approvals5
- ZIMMERMAN, approvals4
- GRANDY, approvals4
- STACY, approvals3
| Place | Approvals | Gross approval dollars |
|---|---|---|
| CAMBRIDGE | 23 | $10,843,900 |
| ISANTI | 21 | $7,361,000 |
| Braham | 5 | $4,411,400 |
| ZIMMERMAN | 4 | $1,290,000 |
| GRANDY | 4 | $3,125,100 |
| STACY | 3 | $550,000 |
| Stanchfield | 2 | $1,361,600 |
| SAINT FRANCIS | 2 | $364,600 |
CAMBRIDGE accounts for 23 approvals against 21 in ISANTI. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Isanti County
How big is Isanti County
- Land area436 sq mi
- Rank by land area among Minnesota counties75th of 87
- Width, east to west23.9 mi
- Height, north to south22.3 mi
- Geographies sharing a boundary5
- Residents per square mile of land98
- Establishments per square mile2.30
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Isanti County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Isanti County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population42,596
- Households16,293
- Average household size2.61
- Median household income$87,440
- Median age40.2
Common questions
Isanti County questions, answered from the record.
How many people live in Isanti County, Minnesota?
42,596, in 16,293 households, ranking 24th of 87 Minnesota counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Isanti County growing?
The population has grown 6.21 percent since the 2020 census base. In 2024 there were 442 births against 363 deaths, with net migration of 398. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Isanti County?
$87,440. The median owner-occupied home is valued at $306,200, which is 3.5 times income, and median gross rent is $1,273 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Isanti County?
1,004 establishments, employing 9,859 people with an annual payroll of $447.5 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Isanti County?
Average annual pay is $49,899, or $960 a week, across 11,704 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Isanti County?
66 7(a) approvals totalling $30.0 m since FY2020, across 24 lenders, with a median approval of $275,300, plus 48 504 approvals worth $25.5 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Isanti County get paid back?
Of the 20 loans that have reached a final outcome, 19 were paid in full and 1 charged off, a charge off rate of 5.0 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Isanti County?
192 housing units were authorised by permit in 2024, with a declared construction value of $40.3 m. Multifamily was 14.6 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Isanti County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Isanti County come from?
The largest single origin is Isanti County Non-migrants, with 16,449 households. Arriving households report an average income of $61,609 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Isanti County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Isanti County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.