Kanabec County, Minnesota: commercial real estate data.
Kanabec County, Minnesota has a population of 16,390 across 522 square miles, up 3.6 percent since the 2020 census base. County output reached $548.8 m in 2024, 314 establishments operate here, and the SBA record carries 45 7(a) approvals worth $12.9 m.
118 sourced county values · tier FULL · 11 sections
Kanabec County
How many people live in Kanabec County
- Population16,390
- Households6,564
- Average household size2.50
- Median household income$71,460
- Median age44.7
- Median gross rent$962 per month
- Median owner-occupied home value$228,100
- Home value to household income3.2 times
- Annual rent as a share of median income16.2 percent
- Adults 25 and over with a bachelor degree or higher15.7 percent
- Adults 25 and over with a graduate degree5.6 percent
- Adults 25 and over11,712
- Population under 183,490
- Share under 1821.3 percent
- Population 65 and over3,616
- Share 65 and over22.1 percent
- Working age population, 18 to 649,284
- Civilian labor force8,032
- Unemployment rate4.6 percent
- Labor force participation, adults 18 and over62.3 percent
- Rank by population among Minnesota counties52nd of 87
- Rank by population among US county-equivalents2077th
Kanabec County is the 52nd largest of 87 Minnesota counties by population. A median home costs 3.2 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 22.1 percent against 21.3 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Kanabec County
Is Kanabec County growing
- Population change since the 2020 census base3.59 percent
- Census 2020 base population16,032
- Births, 2024147
- Deaths, 2024175
- Natural change, 2024-28
- Net domestic migration, 2024-4
- Net international migration, 20240
- Total net migration, 2024-4
- Cumulative net domestic migration, 2021 to 2024708
- Rank by growth among US county-equivalents755th
The county has grown 3.59 percent since the 2020 census base.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Kanabec County
Where people moving to Kanabec County come from
- Tax returns filed by households arriving533
- People arriving, from those returns1,020
- Adjusted gross income arriving$30.3 m
- Net adjusted gross income movement$0
- Average income of an arriving household$56,771
- Largest single originKanabec County Non-migrants (6,128 households)
- Largest single destination (6,128 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Kanabec County Non-migrants | 6,128 | 12,240 | $407.1 m |
| Other flows - Same State | 149 | 279 | $9.2 m |
| Isanti County | 71 | 140 | $4.0 m |
| Anoka County | 61 | 110 | $3.4 m |
| Other flows - Different State | 53 | 101 | $2.8 m |
| Hennepin County | 50 | 72 | $2.6 m |
| Pine County | 49 | 106 | $2.8 m |
| Mille Lacs County | 46 | 114 | $2.1 m |
The largest single source of arrivals is Kanabec County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Kanabec County
What the Kanabec County economy runs on
- County GDP, 2024$548.8 m
- County GDP, 2023$515.3 m
- GDP change, 2023 to 20246.5 percent
- GDP change over five years22.0 percent
- Rank by GDP among Minnesota counties74th
- Rank by GDP among US county-equivalents2350th
- GDP per resident$33,486
Output grew 6.5 percent in the latest year and 22.0 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Kanabec County
Who employs people in Kanabec County
- Covered employment, annual average4,221
- Establishments reporting364
- Average annual pay$51,717
- Average weekly wage$995
- Sector 62, employment1,131
- Sector 62, average annual pay$63,575
- Sector 44-45, employment538
- Sector 44-45, average annual pay$34,178
- Sector 31-33, employment481
- Sector 31-33, average annual pay$49,013
- Sector 23, employment319
- Sector 23, average annual pay$86,801
- Sector 72, employment279
- Sector 81, employment199
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 1,131 | 58 | $63,575 |
| Sector 44-45 | 538 | 46 | $34,178 |
| Sector 31-33 | 481 | 23 | $49,013 |
| Sector 23 | 319 | 51 | $86,801 |
| Sector 72 | 279 | 25 | $19,019 |
| Sector 81 | 199 | 36 | $41,101 |
| Sector 52 | 108 | 14 | $75,254 |
| Sector 71 | 61 | 7 | $18,355 |
The largest sector is the biggest private employer group at 1,131 jobs, 26.8 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Kanabec County
What businesses operate in Kanabec County
- Establishments, all industries314
- Employment at those establishments3,371
- Annual payroll$174.1 m
- Establishments per 1,000 residents19.2
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Kanabec County
What is being built in Kanabec County
- Housing units authorised by permit, 202455
- Declared construction value permitted$12.5 m
- Single family units authorised53
- Multifamily units authorised2
- Multifamily share of units3.6 percent
- Average declared value per unit$227,010
- Units authorised per 1,000 households8.4
Multifamily is 3.6 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Kanabec County
How much SBA lending happens in Kanabec County
- 7(a) approvals recorded45
- 7(a) gross approval dollars$12.9 m
- Average 7(a) approval$287,616
- Median 7(a) approval$95,000
- 10th percentile approval$25,000
- 90th percentile approval$782,000
- Largest single approval$2,656,000
- Jobs reported supported, 7(a)246
- Jobs per approval5.5
- Distinct 7(a) lenders active14
- Distinct industries receiving approvals32
- Median 7(a) term84 months
- Share of loans on real estate terms, 240 months or longer15.6 percent
- Loans on real estate terms7
- Loans on working capital terms, 120 months or shorter34
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countGeneral Freight Trucking, Local (7)
- Most active lenderFirst Citizens Bank (28)
- 504 approvals recorded7
- 504 gross approval dollars$2.6 m
- Average 504 approval$377,857
- Median 504 approval$267,000
- Distinct CDCs active3
- 504 jobs per approval3.3
- 504 jobs per million dollars approved8.7
- Most active CDCMidwest Business Finance Corporation (5)
- 7(a) share of SBA approvals86.5 percent
- Combined SBA approval dollars$15.6 m
The average approval of $287,616 sits well above the median of $95,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 15.6 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Kanabec County
Do SBA loans in Kanabec County get paid back
- Loans with a final outcome recorded22
- Paid in full22
- Charged off0
- Charge off rate on resolved loans0.0 percent
- Status: Paid in full22
- Status: Exempt from disclosure23
Of the 22 loans that have reached a final outcome, 0.0 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Kanabec County
Which parts of Kanabec County get the lending
- Places in the county with recorded lending4
- MORA, approvals36
- OGILVIE, approvals7
- BROOK PARK, approvals1
- BRAHAM, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| MORA | 36 | $11,673,700 |
| OGILVIE | 7 | $1,075,000 |
| BROOK PARK | 1 | $140,000 |
| BRAHAM | 1 | $54,000 |
MORA accounts for 36 approvals against 7 in OGILVIE. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Kanabec County
How big is Kanabec County
- Land area522 sq mi
- Rank by land area among Minnesota counties66th of 87
- Width, east to west22.3 mi
- Height, north to south29.5 mi
- Geographies sharing a boundary4
- Residents per square mile of land31
- Establishments per square mile0.60
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Kanabec County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Kanabec County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population16,390
- Households6,564
- Average household size2.50
- Median household income$71,460
- Median age44.7
Common questions
Kanabec County questions, answered from the record.
How many people live in Kanabec County, Minnesota?
16,390, in 6,564 households, ranking 52nd of 87 Minnesota counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Kanabec County growing?
The population has grown 3.59 percent since the 2020 census base. In 2024 there were 147 births against 175 deaths, with net migration of -4. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Kanabec County?
$71,460. The median owner-occupied home is valued at $228,100, which is 3.2 times income, and median gross rent is $962 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Kanabec County?
314 establishments, employing 3,371 people with an annual payroll of $174.1 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Kanabec County?
Average annual pay is $51,717, or $995 a week, across 4,221 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Kanabec County?
45 7(a) approvals totalling $12.9 m since FY2020, across 14 lenders, with a median approval of $95,000, plus 7 504 approvals worth $2.6 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Kanabec County get paid back?
Of the 22 loans that have reached a final outcome, 22 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Kanabec County?
55 housing units were authorised by permit in 2024, with a declared construction value of $12.5 m. Multifamily was 3.6 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Kanabec County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Kanabec County come from?
The largest single origin is Kanabec County Non-migrants, with 6,128 households. Arriving households report an average income of $56,771 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Kanabec County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Kanabec County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.