Sibley County, Minnesota: commercial real estate data.
Sibley County, Minnesota has a population of 15,005 across 589 square miles, up 2.4 percent since the 2020 census base. County output reached $722.3 m in 2024, 359 establishments operate here, and the SBA record carries 15 7(a) approvals worth $5.5 m.
118 sourced county values · tier FULL · 11 sections
Sibley County
How many people live in Sibley County
- Population15,005
- Households5,929
- Average household size2.53
- Median household income$77,634
- Median age42.4
- Median gross rent$855 per month
- Median owner-occupied home value$231,900
- Home value to household income3.0 times
- Annual rent as a share of median income13.2 percent
- Adults 25 and over with a bachelor degree or higher19.4 percent
- Adults 25 and over with a graduate degree4.0 percent
- Adults 25 and over10,579
- Population under 183,390
- Share under 1822.6 percent
- Population 65 and over2,922
- Share 65 and over19.5 percent
- Working age population, 18 to 648,693
- Civilian labor force8,017
- Unemployment rate3.8 percent
- Labor force participation, adults 18 and over69.0 percent
- Rank by population among Minnesota counties56th of 87
- Rank by population among US county-equivalents2162nd
Sibley County is the 56th largest of 87 Minnesota counties by population. A median home costs 3.0 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 22.6 percent against 19.5 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Sibley County
Is Sibley County growing
- Population change since the 2020 census base2.41 percent
- Census 2020 base population14,836
- Births, 2024152
- Deaths, 2024136
- Natural change, 202416
- Net domestic migration, 202413
- Net international migration, 202434
- Total net migration, 202447
- Cumulative net domestic migration, 2021 to 2024223
- Rank by growth among US county-equivalents1032nd
The county has grown 2.41 percent since the 2020 census base. Migration contributed more to 2024 change than births over deaths, so demand here follows people arriving rather than families forming.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Sibley County
Where people moving to Sibley County come from
- Tax returns filed by households arriving397
- People arriving, from those returns691
- Adjusted gross income arriving$21.8 m
- Net adjusted gross income movement$0
- Average income of an arriving household$54,977
- Largest single originSibley County Non-migrants (6,134 households)
- Largest single destination (6,134 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Sibley County Non-migrants | 6,134 | 12,580 | $459.4 m |
| Other flows - Same State | 148 | 254 | $8.3 m |
| Scott County | 54 | 97 | $3.4 m |
| Carver County | 51 | 78 | $2.9 m |
| McLeod County | 50 | 109 | $2.2 m |
| Hennepin County | 35 | 54 | $2.1 m |
| Other flows - Different State | 32 | 60 | $1.4 m |
| Other flows - Midwest | 32 | 60 | $1.4 m |
The largest single source of arrivals is Sibley County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Sibley County
What the Sibley County economy runs on
- County GDP, 2024$722.3 m
- County GDP, 2023$624.2 m
- GDP change, 2023 to 202415.7 percent
- GDP change over five years64.3 percent
- Rank by GDP among Minnesota counties67th
- Rank by GDP among US county-equivalents2117th
- GDP per resident$48,135
Output grew 15.7 percent in the latest year and 64.3 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Sibley County
Who employs people in Sibley County
- Covered employment, annual average3,884
- Establishments reporting405
- Average annual pay$52,827
- Average weekly wage$1,016
- Sector 11, employment755
- Sector 11, average annual pay$66,842
- Sector 31-33, employment634
- Sector 31-33, average annual pay$61,929
- Sector 62, employment238
- Sector 62, average annual pay$34,370
- Sector 44-45, employment232
- Sector 44-45, average annual pay$21,527
- Sector 23, employment216
- Sector 42, employment183
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 11 | 755 | 34 | $66,842 |
| Sector 31-33 | 634 | 23 | $61,929 |
| Sector 62 | 238 | 38 | $34,370 |
| Sector 44-45 | 232 | 42 | $21,527 |
| Sector 23 | 216 | 64 | $59,463 |
| Sector 42 | 183 | 20 | $56,258 |
| Sector 72 | 182 | 20 | $18,986 |
| Sector 81 | 104 | 33 | $26,644 |
The largest sector is the biggest private employer group at 755 jobs, 19.4 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Sibley County
What businesses operate in Sibley County
- Establishments, all industries359
- Employment at those establishments3,390
- Annual payroll$152.8 m
- Establishments per 1,000 residents23.9
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Sibley County
What is being built in Sibley County
- Housing units authorised by permit, 202423
- Declared construction value permitted$7.0 m
- Single family units authorised23
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$306,060
- Units authorised per 1,000 households3.9
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Sibley County
How much SBA lending happens in Sibley County
- 7(a) approvals recorded15
- 7(a) gross approval dollars$5.5 m
- Average 7(a) approval$366,660
- Median 7(a) approval$348,500
- 10th percentile approval$34,000
- 90th percentile approval$772,300
- Largest single approval$1,137,000
- Jobs reported supported, 7(a)72
- Jobs per approval4.8
- Distinct 7(a) lenders active7
- Distinct industries receiving approvals10
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer20.0 percent
- Loans on real estate terms3
- Loans on working capital terms, 120 months or shorter12
- Franchise loans1
- Franchise share of approvals6.7 percent
- Leading industry by approval countFuel Dealers (3)
- Most active lenderProGrowth Bank (7)
- 504 approvals recorded9
- 504 gross approval dollars$4.7 m
- Average 504 approval$518,444
- Median 504 approval$301,000
- Distinct CDCs active3
- 504 jobs per approval4.0
- 504 jobs per million dollars approved7.7
- Most active CDCMidwest Business Finance Corporation (6)
- 7(a) share of SBA approvals62.5 percent
- Combined SBA approval dollars$10.2 m
The average approval of $366,660 sits close to the median of $348,500, so lending here is fairly evenly sized rather than driven by a few large deals. Only 20.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Sibley County
Do SBA loans in Sibley County get paid back
- Loans with a final outcome recorded2
- Paid in full2
- Charged off0
- Status: Paid in full2
- Status: Exempt from disclosure11
- Status: Committed, not yet disbursed2
Too few loans have reached a final outcome to publish a charge off rate. only 2 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Sibley County
Which parts of Sibley County get the lending
- Places in the county with recorded lending4
- Gaylord, approvals7
- GREEN ISLE, approvals5
- Arlington, approvals2
- Henderson, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Gaylord | 7 | $3,687,800 |
| GREEN ISLE | 5 | $1,545,100 |
| Arlington | 2 | $107,000 |
| Henderson | 1 | $160,000 |
Gaylord accounts for 7 approvals against 5 in GREEN ISLE. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Sibley County
How big is Sibley County
- Land area589 sq mi
- Rank by land area among Minnesota counties53rd of 87
- Width, east to west42.4 mi
- Height, north to south18.1 mi
- Geographies sharing a boundary6
- Residents per square mile of land25
- Establishments per square mile0.61
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Sibley County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Sibley County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population15,005
- Households5,929
- Average household size2.53
- Median household income$77,634
- Median age42.4
Common questions
Sibley County questions, answered from the record.
How many people live in Sibley County, Minnesota?
15,005, in 5,929 households, ranking 56th of 87 Minnesota counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Sibley County growing?
The population has grown 2.41 percent since the 2020 census base. In 2024 there were 152 births against 136 deaths, with net migration of 47. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Sibley County?
$77,634. The median owner-occupied home is valued at $231,900, which is 3.0 times income, and median gross rent is $855 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Sibley County?
359 establishments, employing 3,390 people with an annual payroll of $152.8 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Sibley County?
Average annual pay is $52,827, or $1,016 a week, across 3,884 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Sibley County?
15 7(a) approvals totalling $5.5 m since FY2020, across 7 lenders, with a median approval of $348,500, plus 9 504 approvals worth $4.7 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Sibley County?
23 housing units were authorised by permit in 2024, with a declared construction value of $7.0 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Sibley County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Sibley County come from?
The largest single origin is Sibley County Non-migrants, with 6,134 households. Arriving households report an average income of $54,977 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Sibley County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Sibley County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.