Todd County, Minnesota: commercial real estate data.
Todd County, Minnesota has a population of 25,575 across 945 square miles, up 2.7 percent since the 2020 census base. County output reached $1.14 bn in 2024, 579 establishments operate here, and the SBA record carries 25 7(a) approvals worth $15.7 m.
121 sourced county values · tier FULL · 11 sections
Todd County
How many people live in Todd County
- Population25,575
- Households10,209
- Average household size2.51
- Median household income$67,662
- Median age42.8
- Median gross rent$908 per month
- Median owner-occupied home value$207,700
- Home value to household income3.1 times
- Annual rent as a share of median income16.1 percent
- Adults 25 and over with a bachelor degree or higher16.1 percent
- Adults 25 and over with a graduate degree4.7 percent
- Adults 25 and over17,691
- Population under 186,301
- Share under 1824.6 percent
- Population 65 and over5,790
- Share 65 and over22.6 percent
- Working age population, 18 to 6413,484
- Civilian labor force12,055
- Unemployment rate4.1 percent
- Labor force participation, adults 18 and over62.5 percent
- Rank by population among Minnesota counties41st of 87
- Rank by population among US county-equivalents1634th
Todd County is the 41st largest of 87 Minnesota counties by population. A median home costs 3.1 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 24.6 percent against 22.6 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Todd County
Is Todd County growing
- Population change since the 2020 census base2.74 percent
- Census 2020 base population25,262
- Births, 2024326
- Deaths, 2024247
- Natural change, 202479
- Net domestic migration, 202412
- Net international migration, 202494
- Total net migration, 2024106
- Cumulative net domestic migration, 2021 to 202487
- Rank by growth among US county-equivalents942nd
The county has grown 2.74 percent since the 2020 census base. Migration contributed more to 2024 change than births over deaths, so demand here follows people arriving rather than families forming.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Todd County
Where people moving to Todd County come from
- Tax returns filed by households arriving689
- People arriving, from those returns1,292
- Adjusted gross income arriving$40.0 m
- Net adjusted gross income movement$0
- Average income of an arriving household$57,987
- Largest single originTodd County Non-migrants (9,278 households)
- Largest single destination (9,278 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Todd County Non-migrants | 9,278 | 19,911 | $611.9 m |
| Other flows - Same State | 132 | 237 | $7.7 m |
| Other flows - Different State | 119 | 231 | $6.5 m |
| Stearns County | 104 | 205 | $6.7 m |
| Morrison County | 89 | 168 | $4.4 m |
| Wadena County | 65 | 131 | $3.0 m |
| Douglas County | 56 | 96 | $3.7 m |
| Other flows - West | 45 | 87 | $3.0 m |
The largest single source of arrivals is Todd County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Todd County
What the Todd County economy runs on
- County GDP, 2024$1.14 bn
- County GDP, 2023$1.04 bn
- GDP change, 2023 to 20249.3 percent
- GDP change over five years41.0 percent
- Rank by GDP among Minnesota counties49th
- Rank by GDP among US county-equivalents1736th
- GDP per resident$44,618
Output grew 9.3 percent in the latest year and 41.0 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Todd County
Who employs people in Todd County
- Covered employment, annual average7,081
- Establishments reporting634
- Average annual pay$53,332
- Average weekly wage$1,026
- Sector 31-33, employment1,677
- Sector 31-33, average annual pay$61,163
- Sector 44-45, employment591
- Sector 44-45, average annual pay$26,150
- Sector 72, employment464
- Sector 72, average annual pay$14,623
- Sector 23, employment264
- Sector 23, average annual pay$51,475
- Sector 52, employment226
- Sector 81, employment165
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 1,677 | 33 | $61,163 |
| Sector 44-45 | 591 | 84 | $26,150 |
| Sector 72 | 464 | 54 | $14,623 |
| Sector 23 | 264 | 82 | $51,475 |
| Sector 52 | 226 | 27 | $70,850 |
| Sector 81 | 165 | 64 | $23,265 |
| Sector 48-49 | 161 | 46 | $36,050 |
| Sector 56 | 72 | 14 | $46,006 |
The largest sector is the biggest private employer group at 1,677 jobs, 23.7 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Todd County
What businesses operate in Todd County
- Establishments, all industries579
- Employment at those establishments6,073
- Annual payroll$301.6 m
- Establishments per 1,000 residents22.6
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Todd County
What is being built in Todd County
- Housing units authorised by permit, 2024169
- Declared construction value permitted$39.8 m
- Single family units authorised91
- Multifamily units authorised78
- Multifamily share of units46.2 percent
- Average declared value per unit$235,778
- Units authorised per 1,000 households16.6
Multifamily is 46.2 percent of units authorised, so the pipeline is being built for renters rather than buyers.
US Census Bureau, Building Permits Survey, 2024 annual.
Todd County
How much SBA lending happens in Todd County
- 7(a) approvals recorded25
- 7(a) gross approval dollars$15.7 m
- Average 7(a) approval$628,920
- Median 7(a) approval$165,000
- 10th percentile approval$15,000
- 90th percentile approval$1,265,000
- Largest single approval$4,750,000
- Jobs reported supported, 7(a)205
- Jobs per approval8.2
- Distinct 7(a) lenders active13
- Distinct industries receiving approvals16
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer12.0 percent
- Loans on real estate terms3
- Loans on working capital terms, 120 months or shorter19
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countGeneral Automotive Repair (3)
- Most active lenderMagnifi Financial CU (6)
- 504 approvals recorded10
- 504 gross approval dollars$5.3 m
- Average 504 approval$526,100
- Median 504 approval$418,000
- Distinct CDCs active1
- 504 jobs per approval5.0
- 504 jobs per million dollars approved9.5
- Most active CDCMidwest Business Finance Corporation (10)
- 7(a) share of SBA approvals71.4 percent
- Combined SBA approval dollars$21.0 m
The average approval of $628,920 sits well above the median of $165,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 12.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Todd County
Do SBA loans in Todd County get paid back
- Loans with a final outcome recorded9
- Paid in full9
- Charged off0
- Status: Exempt from disclosure14
- Status: Cancelled1
- Status: Paid in full9
- Status: Committed, not yet disbursed1
Too few loans have reached a final outcome to publish a charge off rate. only 9 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Todd County
Which parts of Todd County get the lending
- Places in the county with recorded lending9
- STAPLES, approvals7
- LONG PRAIRIE, approvals4
- CLARISSA, approvals3
- BROWERVILLE, approvals3
- EAGLE BEND, approvals2
- CUSHING, approvals2
| Place | Approvals | Gross approval dollars |
|---|---|---|
| STAPLES | 7 | $4,256,500 |
| LONG PRAIRIE | 4 | $6,410,000 |
| CLARISSA | 3 | $1,729,000 |
| BROWERVILLE | 3 | $589,900 |
| EAGLE BEND | 2 | $1,595,000 |
| CUSHING | 2 | $70,000 |
| BURTRUM | 2 | $125,000 |
| SAUK CENTRE | 1 | $557,600 |
STAPLES accounts for 7 approvals against 4 in LONG PRAIRIE. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Todd County
How big is Todd County
- Land area945 sq mi
- Rank by land area among Minnesota counties23rd of 87
- Width, east to west24.6 mi
- Height, north to south41.1 mi
- Geographies sharing a boundary6
- Residents per square mile of land27
- Establishments per square mile0.61
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Todd County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Todd County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population25,575
- Households10,209
- Average household size2.51
- Median household income$67,662
- Median age42.8
Common questions
Todd County questions, answered from the record.
How many people live in Todd County, Minnesota?
25,575, in 10,209 households, ranking 41st of 87 Minnesota counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Todd County growing?
The population has grown 2.74 percent since the 2020 census base. In 2024 there were 326 births against 247 deaths, with net migration of 106. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Todd County?
$67,662. The median owner-occupied home is valued at $207,700, which is 3.1 times income, and median gross rent is $908 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Todd County?
579 establishments, employing 6,073 people with an annual payroll of $301.6 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Todd County?
Average annual pay is $53,332, or $1,026 a week, across 7,081 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Todd County?
25 7(a) approvals totalling $15.7 m since FY2020, across 13 lenders, with a median approval of $165,000, plus 10 504 approvals worth $5.3 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Todd County?
169 housing units were authorised by permit in 2024, with a declared construction value of $39.8 m. Multifamily was 46.2 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Todd County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Todd County come from?
The largest single origin is Todd County Non-migrants, with 9,278 households. Arriving households report an average income of $57,987 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Todd County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Todd County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.