HomeMississippiJones County
Jones County, Mississippi: commercial real estate data.
Jones County, Mississippi has a population of 66,472 across 695 square miles, down 2.1 percent since the 2020 census base. County output reached $3.60 bn in 2024, 1,306 establishments operate here, and the SBA record carries 64 7(a) approvals worth $36.7 m.
123 sourced county values · tier FULL · 11 sections
Jones County
How many people live in Jones County
- Population66,472
- Households24,957
- Average household size2.66
- Median household income$52,216
- Median age37.9
- Median gross rent$869 per month
- Median owner-occupied home value$143,100
- Home value to household income2.7 times
- Annual rent as a share of median income20.0 percent
- Adults 25 and over with a bachelor degree or higher20.6 percent
- Adults 25 and over with a graduate degree8.1 percent
- Adults 25 and over43,592
- Population under 1816,685
- Share under 1825.1 percent
- Population 65 and over11,851
- Share 65 and over17.8 percent
- Working age population, 18 to 6437,936
- Civilian labor force28,823
- Unemployment rate4.0 percent
- Labor force participation, adults 18 and over57.9 percent
- Rank by population among Mississippi counties10th of 82
- Rank by population among US county-equivalents823rd
Jones County is the 10th largest of 82 Mississippi counties by population. A median home costs 2.7 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 25.1 percent against 17.8 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Jones County
Is Jones County growing
- Population change since the 2020 census base-2.10 percent
- Census 2020 base population67,251
- Births, 2024868
- Deaths, 2024921
- Natural change, 2024-53
- Net domestic migration, 2024-251
- Net international migration, 20243
- Total net migration, 2024-248
- Cumulative net domestic migration, 2021 to 2024-1,116
- Rank by growth among US county-equivalents2522nd
The county has lost 2.10 percent of its population since the 2020 census base.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Jones County
Where people moving to Jones County come from
- Tax returns filed by households arriving1,116
- People arriving, from those returns2,180
- Adjusted gross income arriving$51.5 m
- Net adjusted gross income movement$0
- Average income of an arriving household$46,116
- Largest single originJones County Non-migrants (21,401 households)
- Largest single destination (21,401 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Jones County Non-migrants | 21,401 | 46,784 | $1.22 bn |
| Other flows - Different State | 333 | 645 | $21.7 m |
| Other flows - South | 232 | 429 | $11.7 m |
| Other flows - Same State | 190 | 370 | $7.8 m |
| Forrest County | 147 | 288 | $4.8 m |
| Jasper County | 117 | 235 | $4.1 m |
| Lamar County | 90 | 181 | $3.4 m |
| Wayne County | 84 | 154 | $3.5 m |
The largest single source of arrivals is Jones County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Jones County
What the Jones County economy runs on
- County GDP, 2024$3.60 bn
- County GDP, 2023$3.44 bn
- GDP change, 2023 to 20244.8 percent
- GDP change over five years40.5 percent
- Rank by GDP among Mississippi counties11th
- Rank by GDP among US county-equivalents874th
- GDP per resident$54,155
Output grew 4.8 percent in the latest year and 40.5 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Jones County
Who employs people in Jones County
- Covered employment, annual average28,390
- Establishments reporting1,434
- Average annual pay$47,614
- Average weekly wage$916
- Sector 31-33, employment8,147
- Sector 31-33, average annual pay$55,120
- Sector 44-45, employment2,882
- Sector 44-45, average annual pay$31,136
- Sector 72, employment2,128
- Sector 72, average annual pay$16,974
- Sector 62, employment1,793
- Sector 62, average annual pay$41,286
- Sector 23, employment1,039
- Sector 42, employment822
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 8,147 | 57 | $55,120 |
| Sector 44-45 | 2,882 | 278 | $31,136 |
| Sector 72 | 2,128 | 144 | $16,974 |
| Sector 62 | 1,793 | 133 | $41,286 |
| Sector 23 | 1,039 | 111 | $64,301 |
| Sector 42 | 822 | 76 | $63,907 |
| Sector 56 | 797 | 39 | $40,193 |
| Sector 48-49 | 694 | 52 | $55,949 |
The largest sector is the biggest private employer group at 8,147 jobs, 28.7 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Jones County
What businesses operate in Jones County
- Establishments, all industries1,306
- Employment at those establishments23,634
- Annual payroll$1.11 bn
- Establishments per 1,000 residents19.6
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Jones County
What is being built in Jones County
- Housing units authorised by permit, 20243
- Declared construction value permitted$856,523
- Single family units authorised3
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$285,508
- Units authorised per 1,000 households0.1
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Jones County
How much SBA lending happens in Jones County
- 7(a) approvals recorded64
- 7(a) gross approval dollars$36.7 m
- Average 7(a) approval$573,997
- Median 7(a) approval$260,000
- 10th percentile approval$60,000
- 90th percentile approval$1,592,000
- Largest single approval$3,385,000
- Jobs reported supported, 7(a)590
- Jobs per approval9.2
- Distinct 7(a) lenders active17
- Distinct industries receiving approvals39
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer14.1 percent
- Loans on real estate terms9
- Loans on working capital terms, 120 months or shorter33
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countBroilers and Other Meat Type Chicken Production (14)
- Most active lenderCommunity Bank of Mississippi (14)
- 504 approvals recorded5
- 504 gross approval dollars$8.5 m
- Average 504 approval$1,694,600
- Median 504 approval$1,156,000
- Distinct CDCs active2
- 504 jobs per approval14.6
- 504 jobs per million dollars approved8.6
- Most active CDCThree Rivers Local Development Company, Inc. (3)
- 7(a) share of SBA approvals92.8 percent
- Combined SBA approval dollars$45.2 m
The average approval of $573,997 sits well above the median of $260,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 14.1 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Jones County
Do SBA loans in Jones County get paid back
- Loans with a final outcome recorded14
- Paid in full13
- Charged off1
- Charge off rate on resolved loans7.1 percent
- Status: Paid in full13
- Status: Exempt from disclosure40
- Status: Charged off1
- Status: Cancelled6
- Status: Committed, not yet disbursed4
Of the 14 loans that have reached a final outcome, 7.1 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Jones County
Which parts of Jones County get the lending
- Places in the county with recorded lending6
- LAUREL, approvals35
- ELLISVILLE, approvals18
- MOSELLE, approvals4
- SOSO, approvals3
- OVETT, approvals2
- TAYLORSVILLE, approvals2
| Place | Approvals | Gross approval dollars |
|---|---|---|
| LAUREL | 35 | $16,844,600 |
| ELLISVILLE | 18 | $10,379,700 |
| MOSELLE | 4 | $1,904,000 |
| SOSO | 3 | $2,948,000 |
| OVETT | 2 | $4,385,000 |
| TAYLORSVILLE | 2 | $274,500 |
LAUREL accounts for 35 approvals against 18 in ELLISVILLE. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Jones County
How big is Jones County
- Land area695 sq mi
- Rank by land area among Mississippi counties21st of 82
- Width, east to west27 mi
- Height, north to south27 mi
- Geographies sharing a boundary6
- Residents per square mile of land96
- Establishments per square mile1.88
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Jones County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Jones County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population66,472
- Households24,957
- Average household size2.66
- Median household income$52,216
- Median age37.9
Common questions
Jones County questions, answered from the record.
How many people live in Jones County, Mississippi?
66,472, in 24,957 households, ranking 10th of 82 Mississippi counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Jones County growing?
The population has fallen 2.10 percent since the 2020 census base. In 2024 there were 868 births against 921 deaths, with net migration of -248. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Jones County?
$52,216. The median owner-occupied home is valued at $143,100, which is 2.7 times income, and median gross rent is $869 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Jones County?
1,306 establishments, employing 23,634 people with an annual payroll of $1.11 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Jones County?
Average annual pay is $47,614, or $916 a week, across 28,390 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Jones County?
64 7(a) approvals totalling $36.7 m since FY2020, across 17 lenders, with a median approval of $260,000, plus 5 504 approvals worth $8.5 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Jones County get paid back?
Of the 14 loans that have reached a final outcome, 13 were paid in full and 1 charged off, a charge off rate of 7.1 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Jones County?
3 housing units were authorised by permit in 2024, with a declared construction value of $856,523. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Jones County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Jones County come from?
The largest single origin is Jones County Non-migrants, with 21,401 households. Arriving households report an average income of $46,116 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Jones County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Jones County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.