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HomeMississippiKemper County

Kemper County, Mississippi: commercial real estate data.

Kemper County, Mississippi has a population of 8,729 across 766 square miles, down 4.7 percent since the 2020 census base. County output reached $358.7 m in 2024, 101 establishments operate here, and the SBA record carries 2 7(a) approvals worth $2.6 m.

98 sourced county values · tier FULL · 10 sections

Kemper County

How many people live in Kemper County

  • Population8,729
  • Households3,223
  • Average household size2.71
  • Median household income$46,431
  • Median age40.6
  • Median gross rent$677 per month
  • Median owner-occupied home value$99,600
  • Home value to household income2.1 times
  • Annual rent as a share of median income17.5 percent
  • Adults 25 and over with a bachelor degree or higher18.6 percent
  • Adults 25 and over with a graduate degree8.1 percent
  • Adults 25 and over5,983
  • Population under 181,610
  • Share under 1818.4 percent
  • Population 65 and over1,926
  • Share 65 and over22.1 percent
  • Working age population, 18 to 645,193
  • Civilian labor force3,835
  • Unemployment rate10.8 percent
  • Labor force participation, adults 18 and over53.9 percent
  • Rank by population among Mississippi counties72nd of 82
  • Rank by population among US county-equivalents2588th

Kemper County is the 72nd largest of 82 Mississippi counties by population. A median home costs 2.1 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 22.1 percent against 18.4 percent, which points demand at health care, services and single storey product rather than schools.

US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

Kemper County

Is Kemper County growing

  • Population change since the 2020 census base-4.73 percent
  • Census 2020 base population8,987
  • Births, 202478
  • Deaths, 2024120
  • Natural change, 2024-42
  • Net domestic migration, 2024-16
  • Net international migration, 20240
  • Total net migration, 2024-16
  • Cumulative net domestic migration, 2021 to 2024-232
  • Rank by growth among US county-equivalents2962nd

The county has lost 4.73 percent of its population since the 2020 census base.

US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.

Kemper County

Where people moving to Kemper County come from

  • Tax returns filed by households arriving124
  • People arriving, from those returns225
  • Adjusted gross income arriving$4.5 m
  • Net adjusted gross income movement$0
  • Average income of an arriving household$35,927
  • Largest single originKemper County Non-migrants (3,062 households)
  • Largest single destination (3,062 households)
Largest origins of households moving into Kemper County
OriginHouseholdsPeopleAdjusted gross income
Kemper County Non-migrants3,0625,916$124.5 m
Other flows - Same State59108$1.9 m
Lauderdale County4069$1.2 m
Other flows - Different State2548$1.3 m
Other flows - South2548$1.3 m

The largest single source of arrivals is Kemper County Non-migrants, which is the catchment a retail or multifamily study should look at first.

US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Kemper County

What the Kemper County economy runs on

  • County GDP, 2024$358.7 m
  • County GDP, 2023$354.8 m
  • GDP change, 2023 to 20241.1 percent
  • GDP change over five years1.4 percent
  • Rank by GDP among Mississippi counties68th
  • Rank by GDP among US county-equivalents2609th
  • GDP per resident$41,097

Output grew 1.1 percent in the latest year and 1.4 percent over five, which is the trend line a lender will read behind any single year figure.

US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.

Kemper County

Who employs people in Kemper County

  • Covered employment, annual average1,775
  • Establishments reporting135
  • Average annual pay$43,014
  • Average weekly wage$827
  • Sector 31-33, employment289
  • Sector 31-33, average annual pay$40,048
  • Sector 44-45, employment132
  • Sector 44-45, average annual pay$24,627
  • Sector 23, employment104
  • Sector 23, average annual pay$61,856
  • Sector 11, employment87
  • Sector 11, average annual pay$60,604
  • Sector 22, employment77
  • Sector 48-49, employment46
Private sector employment and pay, Kemper County
SectorEmploymentEstablishmentsAverage annual pay
Sector 31-332897$40,048
Sector 44-4513221$24,627
Sector 231047$61,856
Sector 11879$60,604
Sector 22778$93,572
Sector 48-49468$45,315
Sector 72467$19,927
Sector 4274$108,706

The largest sector is the biggest private employer group at 289 jobs, 16.3 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.

US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

Kemper County

What businesses operate in Kemper County

  • Establishments, all industries101
  • Employment at those establishments979
  • Annual payroll$34.0 m
  • Establishments per 1,000 residents11.6

These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.

US Census Bureau, County Business Patterns, 2023.

Kemper County

How much SBA lending happens in Kemper County

  • 7(a) approvals recorded2
  • 7(a) gross approval dollars$2.6 m
  • Average 7(a) approval$1,294,250
  • Median 7(a) approval$2,282,600
  • 10th percentile approval$305,900
  • 90th percentile approval$2,282,600
  • Largest single approval$2,282,600
  • Jobs reported supported, 7(a)11
  • Jobs per approval5.5
  • Distinct 7(a) lenders active2
  • Distinct industries receiving approvals2
  • Median 7(a) term180 months
  • Share of loans on real estate terms, 240 months or longer0.0 percent
  • Loans on real estate terms0
  • Loans on working capital terms, 120 months or shorter1
  • Franchise loans0
  • Franchise share of approvals0.0 percent
  • Leading industry by approval countChicken Egg Production (1)
  • Most active lenderPeoples Bank (1)

The average approval of $1,294,250 sits close to the median of $2,282,600, so lending here is fairly evenly sized rather than driven by a few large deals. Only 0.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Kemper County

Do SBA loans in Kemper County get paid back

  • Loans with a final outcome recorded0
  • Paid in full0
  • Charged off0
  • Status: Exempt from disclosure1
  • Status: Cancelled1

Too few loans have reached a final outcome to publish a charge off rate. only 0 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Kemper County

Which parts of Kemper County get the lending

  • Places in the county with recorded lending2
  • SCOOBA, approvals1
  • Preston, approvals1
SBA 7(a) approvals by place within Kemper County
PlaceApprovalsGross approval dollars
SCOOBA1$305,900
Preston1$2,282,600

SCOOBA accounts for 1 approvals against 1 in Preston. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Kemper County

How big is Kemper County

  • Land area766 sq mi
  • Rank by land area among Mississippi counties8th of 82
  • Width, east to west33 mi
  • Height, north to south24.3 mi
  • Geographies sharing a boundary4
  • Residents per square mile of land11
  • Establishments per square mile0.13

US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • No 504 approvals recorded in this county in the FOIA release covering FY2010 onward.
  • The Building Permits Survey does not carry a 2024 record for this county.
  • No NFIP communities are listed for this county in the FEMA Community Status Book.
  • Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
  • Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
  • Zoning is in build. Parcel level zoning is not published on this page.

Feasibility studies

When a Kemper County site needs a document a lender will accept.

The same data layer behind this page is the one the studies are written from. A study for a Kemper County site starts with the figures you are reading, carrying the same source and period into the credit file.

  • Population8,729
  • Households3,223
  • Average household size2.71
  • Median household income$46,431
  • Median age40.6

How a feasibility study works →

Common questions

Kemper County questions, answered from the record.

How many people live in Kemper County, Mississippi?

8,729, in 3,223 households, ranking 72nd of 82 Mississippi counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

Is Kemper County growing?

The population has fallen 4.73 percent since the 2020 census base. In 2024 there were 78 births against 120 deaths, with net migration of -16. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.

What is the median household income in Kemper County?

$46,431. The median owner-occupied home is valued at $99,600, which is 2.1 times income, and median gross rent is $677 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

How many businesses are there in Kemper County?

101 establishments, employing 979 people with an annual payroll of $34.0 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.

What is the average wage in Kemper County?

Average annual pay is $43,014, or $827 a week, across 1,775 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

How much SBA lending happens in Kemper County?

2 7(a) approvals totalling $2.6 m since FY2020, across 2 lenders, with a median approval of $2,282,600. These are approvals recorded in the release, not loans disbursed.

What is the radon zone for Kemper County?

Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.

Where do people moving to Kemper County come from?

The largest single origin is Kemper County Non-migrants, with 3,062 households. Arriving households report an average income of $35,927 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Are traffic counts available for Kemper County on this page?

No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.

Is zoning published for Kemper County?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.