HomeMississippiLawrence County
Lawrence County, Mississippi: commercial real estate data.
Lawrence County, Mississippi has a population of 11,786 across 431 square miles, down 2.9 percent since the 2020 census base. County output reached $526.5 m in 2024, 182 establishments operate here, and the SBA record carries 14 7(a) approvals worth $10.4 m.
106 sourced county values · tier FULL · 11 sections
Lawrence County
How many people live in Lawrence County
- Population11,786
- Households4,407
- Average household size2.67
- Median household income$43,531
- Median age41.0
- Median gross rent$753 per month
- Median owner-occupied home value$100,000
- Home value to household income2.3 times
- Annual rent as a share of median income20.8 percent
- Adults 25 and over with a bachelor degree or higher13.2 percent
- Adults 25 and over with a graduate degree3.9 percent
- Adults 25 and over7,883
- Population under 182,874
- Share under 1824.4 percent
- Population 65 and over2,305
- Share 65 and over19.6 percent
- Working age population, 18 to 646,607
- Civilian labor force4,481
- Unemployment rate9.2 percent
- Labor force participation, adults 18 and over50.3 percent
- Rank by population among Mississippi counties63rd of 82
- Rank by population among US county-equivalents2368th
Lawrence County is the 63rd largest of 82 Mississippi counties by population. A median home costs 2.3 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 24.4 percent against 19.6 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Lawrence County
Is Lawrence County growing
- Population change since the 2020 census base-2.85 percent
- Census 2020 base population12,015
- Births, 2024139
- Deaths, 2024200
- Natural change, 2024-61
- Net domestic migration, 202414
- Net international migration, 20240
- Total net migration, 202414
- Cumulative net domestic migration, 2021 to 2024-63
- Rank by growth among US county-equivalents2714th
The county has lost 2.85 percent of its population since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Lawrence County
Where people moving to Lawrence County come from
- Tax returns filed by households arriving220
- People arriving, from those returns467
- Adjusted gross income arriving$9.1 m
- Net adjusted gross income movement$0
- Average income of an arriving household$41,445
- Largest single originLawrence County Non-migrants (3,858 households)
- Largest single destination (3,858 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Lawrence County Non-migrants | 3,858 | 8,399 | $207.7 m |
| Other flows - Same State | 115 | 238 | $5.0 m |
| Other flows - Different State | 48 | 98 | $2.2 m |
| Other flows - South | 48 | 98 | $2.2 m |
| Lincoln County | 37 | 84 | $1.3 m |
| Jefferson Davis County | 20 | 47 | $607,000 |
The largest single source of arrivals is Lawrence County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Lawrence County
What the Lawrence County economy runs on
- County GDP, 2024$526.5 m
- County GDP, 2023$475.9 m
- GDP change, 2023 to 202410.6 percent
- GDP change over five years56.5 percent
- Rank by GDP among Mississippi counties59th
- Rank by GDP among US county-equivalents2371st
- GDP per resident$44,670
Output grew 10.6 percent in the latest year and 56.5 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Lawrence County
Who employs people in Lawrence County
- Covered employment, annual average2,700
- Establishments reporting216
- Average annual pay$54,759
- Average weekly wage$1,053
- Sector 31-33, employment810
- Sector 31-33, average annual pay$90,471
- Sector 44-45, employment315
- Sector 44-45, average annual pay$28,843
- Sector 72, employment133
- Sector 72, average annual pay$14,182
- Sector 23, employment99
- Sector 23, average annual pay$65,288
- Sector 52, employment92
- Sector 48-49, employment68
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 810 | 7 | $90,471 |
| Sector 44-45 | 315 | 38 | $28,843 |
| Sector 72 | 133 | 10 | $14,182 |
| Sector 23 | 99 | 11 | $65,288 |
| Sector 52 | 92 | 16 | $44,571 |
| Sector 48-49 | 68 | 14 | $68,901 |
| Sector 56 | 65 | 6 | $46,132 |
| Sector 11 | 29 | 16 | $48,501 |
The largest sector is the biggest private employer group at 810 jobs, 30.0 percent of covered employment. Average pay per job exceeds median household income, which usually means single earner households and a wage base that can carry rent.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Lawrence County
What businesses operate in Lawrence County
- Establishments, all industries182
- Employment at those establishments2,018
- Annual payroll$117.6 m
- Establishments per 1,000 residents15.4
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Lawrence County
What is being built in Lawrence County
- Housing units authorised by permit, 20240
- Declared construction value permitted$0
- Single family units authorised0
- Multifamily units authorised0
No residential units were authorised by permit in 2024. In a small county this is common and is not by itself a sign of distress, but it does mean there is no recent residential pipeline to read demand from.
US Census Bureau, Building Permits Survey, 2024 annual.
Lawrence County
How much SBA lending happens in Lawrence County
- 7(a) approvals recorded14
- 7(a) gross approval dollars$10.4 m
- Average 7(a) approval$744,136
- Median 7(a) approval$363,200
- 10th percentile approval$54,200
- 90th percentile approval$1,525,000
- Largest single approval$4,757,000
- Jobs reported supported, 7(a)72
- Jobs per approval5.1
- Distinct 7(a) lenders active5
- Distinct industries receiving approvals8
- Median 7(a) term179 months
- Share of loans on real estate terms, 240 months or longer21.4 percent
- Loans on real estate terms3
- Loans on working capital terms, 120 months or shorter5
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countBroilers and Other Meat Type Chicken Production (3)
- Most active lenderTrustmark Bank (5)
The average approval of $744,136 sits well above the median of $363,200, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 21.4 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lawrence County
Do SBA loans in Lawrence County get paid back
- Loans with a final outcome recorded2
- Paid in full2
- Charged off0
- Status: Exempt from disclosure10
- Status: Paid in full2
- Status: Committed, not yet disbursed2
Too few loans have reached a final outcome to publish a charge off rate. only 2 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lawrence County
Which parts of Lawrence County get the lending
- Places in the county with recorded lending5
- Monticello, approvals5
- Oak Vale, approvals4
- NEW HEBRON, approvals3
- Silver Creek, approvals1
- JAYESS, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Monticello | 5 | $1,820,200 |
| Oak Vale | 4 | $1,363,700 |
| NEW HEBRON | 3 | $5,138,000 |
| Silver Creek | 1 | $571,000 |
| JAYESS | 1 | $1,525,000 |
Monticello accounts for 5 approvals against 4 in Oak Vale. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lawrence County
How big is Lawrence County
- Land area431 sq mi
- Rank by land area among Mississippi counties64th of 82
- Width, east to west16.9 mi
- Height, north to south29.4 mi
- Geographies sharing a boundary6
- Residents per square mile of land27
- Establishments per square mile0.42
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No 504 approvals recorded in this county in the FOIA release covering FY2010 onward.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Lawrence County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Lawrence County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population11,786
- Households4,407
- Average household size2.67
- Median household income$43,531
- Median age41.0
Common questions
Lawrence County questions, answered from the record.
How many people live in Lawrence County, Mississippi?
11,786, in 4,407 households, ranking 63rd of 82 Mississippi counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Lawrence County growing?
The population has fallen 2.85 percent since the 2020 census base. In 2024 there were 139 births against 200 deaths, with net migration of 14. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Lawrence County?
$43,531. The median owner-occupied home is valued at $100,000, which is 2.3 times income, and median gross rent is $753 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Lawrence County?
182 establishments, employing 2,018 people with an annual payroll of $117.6 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Lawrence County?
Average annual pay is $54,759, or $1,053 a week, across 2,700 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Lawrence County?
14 7(a) approvals totalling $10.4 m since FY2020, across 5 lenders, with a median approval of $363,200. These are approvals recorded in the release, not loans disbursed.
What is being built in Lawrence County?
No residential units were authorised by permit in 2024. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Lawrence County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Lawrence County come from?
The largest single origin is Lawrence County Non-migrants, with 3,858 households. Arriving households report an average income of $41,445 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Lawrence County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Lawrence County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.