HomeMississippiLowndes County
Lowndes County, Mississippi: commercial real estate data.
Lowndes County, Mississippi has a population of 57,838 across 506 square miles, down 2.8 percent since the 2020 census base. County output reached $3.92 bn in 2024, 1,440 establishments operate here, and the SBA record carries 56 7(a) approvals worth $51.9 m.
120 sourced county values · tier FULL · 11 sections
Lowndes County
How many people live in Lowndes County
- Population57,838
- Households23,006
- Average household size2.51
- Median household income$53,812
- Median age37.6
- Median gross rent$930 per month
- Median owner-occupied home value$164,100
- Home value to household income3.0 times
- Annual rent as a share of median income20.7 percent
- Adults 25 and over with a bachelor degree or higher28.1 percent
- Adults 25 and over with a graduate degree9.5 percent
- Adults 25 and over38,593
- Population under 1813,745
- Share under 1823.8 percent
- Population 65 and over10,029
- Share 65 and over17.3 percent
- Working age population, 18 to 6434,064
- Civilian labor force24,897
- Unemployment rate6.3 percent
- Labor force participation, adults 18 and over56.5 percent
- Rank by population among Mississippi counties13th of 82
- Rank by population among US county-equivalents922nd
Lowndes County is the 13th largest of 82 Mississippi counties by population. A median home costs 3.0 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 23.8 percent against 17.3 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Lowndes County
Is Lowndes County growing
- Population change since the 2020 census base-2.84 percent
- Census 2020 base population58,884
- Births, 2024688
- Deaths, 2024648
- Natural change, 202440
- Net domestic migration, 2024-334
- Net international migration, 2024130
- Total net migration, 2024-204
- Cumulative net domestic migration, 2021 to 2024-1,895
- Rank by growth among US county-equivalents2709th
The county has lost 2.84 percent of its population since the 2020 census base. Births exceeded deaths in 2024 but more people left than arrived, so the population is being sustained internally rather than attracting.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Lowndes County
Where people moving to Lowndes County come from
- Tax returns filed by households arriving1,420
- People arriving, from those returns2,626
- Adjusted gross income arriving$76.4 m
- Net adjusted gross income movement$0
- Average income of an arriving household$53,801
- Largest single originLowndes County Non-migrants (19,888 households)
- Largest single destination (19,888 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Lowndes County Non-migrants | 19,888 | 40,791 | $1.22 bn |
| Other flows - Different State | 753 | 1,401 | $47.4 m |
| Other flows - South | 491 | 931 | $33.4 m |
| Other flows - Same State | 190 | 333 | $8.2 m |
| Oktibbeha County | 129 | 226 | $5.8 m |
| Other flows - West | 129 | 235 | $7.4 m |
| Other flows - Midwest | 99 | 190 | $5.0 m |
| Clay County | 76 | 130 | $3.0 m |
The largest single source of arrivals is Lowndes County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Lowndes County
What the Lowndes County economy runs on
- County GDP, 2024$3.92 bn
- County GDP, 2023$3.78 bn
- GDP change, 2023 to 20243.6 percent
- GDP change over five years27.4 percent
- Rank by GDP among Mississippi counties10th
- Rank by GDP among US county-equivalents819th
- GDP per resident$67,769
Output grew 3.6 percent in the latest year and 27.4 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Lowndes County
Who employs people in Lowndes County
- Covered employment, annual average25,486
- Establishments reporting1,558
- Average annual pay$56,640
- Average weekly wage$1,089
- Sector 31-33, employment4,259
- Sector 31-33, average annual pay$87,997
- Sector 62, employment3,755
- Sector 62, average annual pay$65,041
- Sector 44-45, employment3,142
- Sector 44-45, average annual pay$30,214
- Sector 72, employment2,560
- Sector 72, average annual pay$19,561
- Sector 23, employment1,909
- Sector 48-49, employment1,295
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 4,259 | 66 | $87,997 |
| Sector 62 | 3,755 | 158 | $65,041 |
| Sector 44-45 | 3,142 | 289 | $30,214 |
| Sector 72 | 2,560 | 148 | $19,561 |
| Sector 23 | 1,909 | 132 | $77,203 |
| Sector 48-49 | 1,295 | 73 | $64,876 |
| Sector 56 | 1,057 | 78 | $41,882 |
| Sector 42 | 809 | 61 | $67,981 |
The largest sector is the biggest private employer group at 4,259 jobs, 16.7 percent of covered employment. Average pay per job exceeds median household income, which usually means single earner households and a wage base that can carry rent.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Lowndes County
What businesses operate in Lowndes County
- Establishments, all industries1,440
- Employment at those establishments20,572
- Annual payroll$1.14 bn
- Establishments per 1,000 residents24.9
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Lowndes County
What is being built in Lowndes County
- Housing units authorised by permit, 2024130
- Declared construction value permitted$17.6 m
- Single family units authorised130
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$135,699
- Units authorised per 1,000 households5.7
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Lowndes County
How much SBA lending happens in Lowndes County
- 7(a) approvals recorded56
- 7(a) gross approval dollars$51.9 m
- Average 7(a) approval$926,546
- Median 7(a) approval$208,200
- 10th percentile approval$24,000
- 90th percentile approval$3,505,000
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)504
- Jobs per approval9.0
- Distinct 7(a) lenders active20
- Distinct industries receiving approvals38
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer32.1 percent
- Loans on real estate terms18
- Loans on working capital terms, 120 months or shorter33
- Franchise loans9
- Franchise share of approvals16.1 percent
- Leading industry by approval countGeneral Freight Trucking, Local (5)
- Most active lenderBankFirst Financial Services (21)
- 504 approvals recorded4
- 504 gross approval dollars$11.6 m
- Average 504 approval$2,894,750
- Median 504 approval$3,628,000
- Distinct CDCs active2
- 504 jobs per approval37.3
- 504 jobs per million dollars approved12.9
- Most active CDCThree Rivers Local Development Company, Inc. (2)
- 7(a) share of SBA approvals93.3 percent
- Combined SBA approval dollars$63.5 m
The average approval of $926,546 sits well above the median of $208,200, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. 32.1 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Lowndes County
Do SBA loans in Lowndes County get paid back
- Loans with a final outcome recorded17
- Paid in full16
- Charged off1
- Charge off rate on resolved loans5.9 percent
- Status: Exempt from disclosure31
- Status: Paid in full16
- Status: Cancelled7
- Status: Charged off1
- Status: Committed, not yet disbursed1
Of the 17 loans that have reached a final outcome, 5.9 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lowndes County
Which parts of Lowndes County get the lending
- Places in the county with recorded lending3
- COLUMBUS, approvals48
- CALEDONIA, approvals5
- Crawford, approvals3
| Place | Approvals | Gross approval dollars |
|---|---|---|
| COLUMBUS | 48 | $51,066,100 |
| CALEDONIA | 5 | $383,600 |
| Crawford | 3 | $436,900 |
COLUMBUS accounts for 48 approvals against 5 in CALEDONIA. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lowndes County
How big is Lowndes County
- Land area506 sq mi
- Rank by land area among Mississippi counties47th of 82
- Width, east to west24.4 mi
- Height, north to south31.7 mi
- Geographies sharing a boundary4
- Residents per square mile of land114
- Establishments per square mile2.85
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Lowndes County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Lowndes County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population57,838
- Households23,006
- Average household size2.51
- Median household income$53,812
- Median age37.6
Common questions
Lowndes County questions, answered from the record.
How many people live in Lowndes County, Mississippi?
57,838, in 23,006 households, ranking 13th of 82 Mississippi counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Lowndes County growing?
The population has fallen 2.84 percent since the 2020 census base. In 2024 there were 688 births against 648 deaths, with net migration of -204. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Lowndes County?
$53,812. The median owner-occupied home is valued at $164,100, which is 3.0 times income, and median gross rent is $930 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Lowndes County?
1,440 establishments, employing 20,572 people with an annual payroll of $1.14 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Lowndes County?
Average annual pay is $56,640, or $1,089 a week, across 25,486 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Lowndes County?
56 7(a) approvals totalling $51.9 m since FY2020, across 20 lenders, with a median approval of $208,200, plus 4 504 approvals worth $11.6 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Lowndes County get paid back?
Of the 17 loans that have reached a final outcome, 16 were paid in full and 1 charged off, a charge off rate of 5.9 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Lowndes County?
130 housing units were authorised by permit in 2024, with a declared construction value of $17.6 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Lowndes County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Lowndes County come from?
The largest single origin is Lowndes County Non-migrants, with 19,888 households. Arriving households report an average income of $53,801 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Lowndes County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Lowndes County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.