HomeMississippiNeshoba County
Neshoba County, Mississippi: commercial real estate data.
Neshoba County, Mississippi has a population of 28,932 across 570 square miles, down 0.4 percent since the 2020 census base. County output reached $1.52 bn in 2024, 495 establishments operate here, and the SBA record carries 29 7(a) approvals worth $30.0 m.
107 sourced county values · tier FULL · 11 sections
Neshoba County
How many people live in Neshoba County
- Population28,932
- Households10,283
- Average household size2.81
- Median household income$57,013
- Median age37.4
- Median gross rent$839 per month
- Median owner-occupied home value$100,000
- Home value to household income1.8 times
- Annual rent as a share of median income17.7 percent
- Adults 25 and over with a bachelor degree or higher17.7 percent
- Adults 25 and over with a graduate degree9.3 percent
- Adults 25 and over18,475
- Population under 187,954
- Share under 1827.5 percent
- Population 65 and over4,893
- Share 65 and over16.9 percent
- Working age population, 18 to 6416,085
- Civilian labor force12,595
- Unemployment rate7.5 percent
- Labor force participation, adults 18 and over60.0 percent
- Rank by population among Mississippi counties27th of 82
- Rank by population among US county-equivalents1506th
Neshoba County is the 27th largest of 82 Mississippi counties by population. A median home costs 1.8 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 27.5 percent against 16.9 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Neshoba County
Is Neshoba County growing
- Population change since the 2020 census base-0.43 percent
- Census 2020 base population29,097
- Births, 2024460
- Deaths, 2024418
- Natural change, 202442
- Net domestic migration, 2024-32
- Net international migration, 202455
- Total net migration, 202423
- Cumulative net domestic migration, 2021 to 2024-158
- Rank by growth among US county-equivalents1994th
The county has lost 0.43 percent of its population since the 2020 census base.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Neshoba County
Where people moving to Neshoba County come from
- Tax returns filed by households arriving477
- People arriving, from those returns967
- Adjusted gross income arriving$19.2 m
- Net adjusted gross income movement$0
- Average income of an arriving household$40,281
- Largest single originNeshoba County Non-migrants (9,544 households)
- Largest single destination (9,544 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Neshoba County Non-migrants | 9,544 | 21,032 | $548.8 m |
| Other flows - Same State | 122 | 234 | $4.6 m |
| Other flows - Different State | 103 | 177 | $5.1 m |
| Other flows - South | 83 | 144 | $4.0 m |
| Newton County | 78 | 180 | $2.7 m |
| Leake County | 55 | 134 | $2.2 m |
| Lauderdale County | 35 | 66 | $1.4 m |
| Winston County | 31 | 66 | $1.2 m |
The largest single source of arrivals is Neshoba County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Neshoba County
What the Neshoba County economy runs on
- County GDP, 2024$1.52 bn
- County GDP, 2023$1.38 bn
- GDP change, 2023 to 202410.1 percent
- GDP change over five years45.0 percent
- Rank by GDP among Mississippi counties22nd
- Rank by GDP among US county-equivalents1505th
- GDP per resident$52,680
Output grew 10.1 percent in the latest year and 45.0 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Neshoba County
Who employs people in Neshoba County
- Covered employment, annual average12,095
- Establishments reporting586
- Average annual pay$47,469
- Average weekly wage$913
- Sector 44-45, employment1,453
- Sector 44-45, average annual pay$31,133
- Sector 23, employment1,024
- Sector 23, average annual pay$92,398
- Sector 72, employment814
- Sector 72, average annual pay$14,610
- Sector 62, employment678
- Sector 62, average annual pay$45,379
- Sector 31-33, employment434
- Sector 48-49, employment291
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 1,453 | 132 | $31,133 |
| Sector 23 | 1,024 | 44 | $92,398 |
| Sector 72 | 814 | 55 | $14,610 |
| Sector 62 | 678 | 43 | $45,379 |
| Sector 31-33 | 434 | 18 | $58,769 |
| Sector 48-49 | 291 | 23 | $58,198 |
| Sector 52 | 187 | 43 | $52,535 |
| Sector 56 | 155 | 16 | $36,662 |
The largest sector is the biggest private employer group at 1,453 jobs, 12.0 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Neshoba County
What businesses operate in Neshoba County
- Establishments, all industries495
- Employment at those establishments10,665
- Annual payroll$621.5 m
- Establishments per 1,000 residents17.1
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Neshoba County
What is being built in Neshoba County
- Housing units authorised by permit, 20241
- Declared construction value permitted$400,000
- Single family units authorised1
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$400,000
- Units authorised per 1,000 households0.1
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Neshoba County
How much SBA lending happens in Neshoba County
- 7(a) approvals recorded29
- 7(a) gross approval dollars$30.0 m
- Average 7(a) approval$1,035,510
- Median 7(a) approval$598,000
- 10th percentile approval$100,000
- 90th percentile approval$3,185,500
- Largest single approval$3,500,000
- Jobs reported supported, 7(a)252
- Jobs per approval8.7
- Distinct 7(a) lenders active13
- Distinct industries receiving approvals15
- Median 7(a) term144 months
- Share of loans on real estate terms, 240 months or longer17.2 percent
- Loans on real estate terms5
- Loans on working capital terms, 120 months or shorter11
- Franchise loans1
- Franchise share of approvals3.4 percent
- Leading industry by approval countBroilers and Other Meat Type Chicken Production (5)
- Most active lenderCommunity Bank of Mississippi (9)
The average approval of $1,035,510 sits well above the median of $598,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 17.2 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Neshoba County
Do SBA loans in Neshoba County get paid back
- Loans with a final outcome recorded3
- Paid in full3
- Charged off0
- Status: Exempt from disclosure21
- Status: Paid in full3
- Status: Cancelled4
- Status: Committed, not yet disbursed1
Too few loans have reached a final outcome to publish a charge off rate. only 3 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Neshoba County
Which parts of Neshoba County get the lending
- Places in the county with recorded lending2
- PHILADELPHIA, approvals18
- UNION, approvals11
| Place | Approvals | Gross approval dollars |
|---|---|---|
| PHILADELPHIA | 18 | $12,673,300 |
| UNION | 11 | $17,356,500 |
PHILADELPHIA accounts for 18 approvals against 11 in UNION. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Neshoba County
How big is Neshoba County
- Land area570 sq mi
- Rank by land area among Mississippi counties41st of 82
- Width, east to west23.5 mi
- Height, north to south24.5 mi
- Geographies sharing a boundary4
- Residents per square mile of land51
- Establishments per square mile0.87
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No 504 approvals recorded in this county in the FOIA release covering FY2010 onward.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Neshoba County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Neshoba County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population28,932
- Households10,283
- Average household size2.81
- Median household income$57,013
- Median age37.4
Common questions
Neshoba County questions, answered from the record.
How many people live in Neshoba County, Mississippi?
28,932, in 10,283 households, ranking 27th of 82 Mississippi counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Neshoba County growing?
The population has fallen 0.43 percent since the 2020 census base. In 2024 there were 460 births against 418 deaths, with net migration of 23. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Neshoba County?
$57,013. The median owner-occupied home is valued at $100,000, which is 1.8 times income, and median gross rent is $839 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Neshoba County?
495 establishments, employing 10,665 people with an annual payroll of $621.5 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Neshoba County?
Average annual pay is $47,469, or $913 a week, across 12,095 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Neshoba County?
29 7(a) approvals totalling $30.0 m since FY2020, across 13 lenders, with a median approval of $598,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Neshoba County?
1 housing units were authorised by permit in 2024, with a declared construction value of $400,000. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Neshoba County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Neshoba County come from?
The largest single origin is Neshoba County Non-migrants, with 9,544 households. Arriving households report an average income of $40,281 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Neshoba County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Neshoba County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.