HomeMississippiUnion County
Union County, Mississippi: commercial real estate data.
Union County, Mississippi has a population of 28,122 across 416 square miles, up 2.1 percent since the 2020 census base. County output reached $1.47 bn in 2024, 536 establishments operate here, and the SBA record carries 10 7(a) approvals worth $3.8 m.
108 sourced county values · tier FULL · 11 sections
Union County
How many people live in Union County
- Population28,122
- Households9,849
- Average household size2.86
- Median household income$55,505
- Median age38.3
- Median gross rent$865 per month
- Median owner-occupied home value$163,400
- Home value to household income2.9 times
- Annual rent as a share of median income18.7 percent
- Adults 25 and over with a bachelor degree or higher19.1 percent
- Adults 25 and over with a graduate degree6.9 percent
- Adults 25 and over18,528
- Population under 187,039
- Share under 1825.0 percent
- Population 65 and over4,662
- Share 65 and over16.6 percent
- Working age population, 18 to 6416,421
- Civilian labor force12,204
- Unemployment rate4.4 percent
- Labor force participation, adults 18 and over57.9 percent
- Rank by population among Mississippi counties30th of 82
- Rank by population among US county-equivalents1538th
Union County is the 30th largest of 82 Mississippi counties by population. A median home costs 2.9 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 25.0 percent against 16.6 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Union County
Is Union County growing
- Population change since the 2020 census base2.09 percent
- Census 2020 base population27,781
- Births, 2024321
- Deaths, 2024299
- Natural change, 202422
- Net domestic migration, 202461
- Net international migration, 20247
- Total net migration, 202468
- Cumulative net domestic migration, 2021 to 2024509
- Rank by growth among US county-equivalents1151st
The county has grown 2.09 percent since the 2020 census base. Migration contributed more to 2024 change than births over deaths, so demand here follows people arriving rather than families forming.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Union County
Where people moving to Union County come from
- Tax returns filed by households arriving657
- People arriving, from those returns1,345
- Adjusted gross income arriving$31.3 m
- Net adjusted gross income movement$0
- Average income of an arriving household$47,630
- Largest single originUnion County Non-migrants (9,554 households)
- Largest single destination (9,554 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Union County Non-migrants | 9,554 | 21,246 | $566.6 m |
| Other flows - Same State | 137 | 266 | $5.9 m |
| Lee County | 134 | 290 | $7.6 m |
| Other flows - Different State | 127 | 253 | $5.8 m |
| Pontotoc County | 101 | 194 | $5.7 m |
| Other flows - South | 101 | 190 | $4.6 m |
| Tippah County | 57 | 128 | $2.1 m |
| Benton County | 32 | 79 | $1.1 m |
The largest single source of arrivals is Union County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Union County
What the Union County economy runs on
- County GDP, 2024$1.47 bn
- County GDP, 2023$1.40 bn
- GDP change, 2023 to 20244.8 percent
- GDP change over five years30.5 percent
- Rank by GDP among Mississippi counties23rd
- Rank by GDP among US county-equivalents1533rd
- GDP per resident$52,292
Output grew 4.8 percent in the latest year and 30.5 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Union County
Who employs people in Union County
- Covered employment, annual average12,223
- Establishments reporting584
- Average annual pay$52,689
- Average weekly wage$1,013
- Sector 31-33, employment4,347
- Sector 31-33, average annual pay$71,078
- Sector 48-49, employment1,592
- Sector 48-49, average annual pay$55,484
- Sector 44-45, employment1,153
- Sector 44-45, average annual pay$30,129
- Sector 72, employment961
- Sector 72, average annual pay$18,844
- Sector 56, employment320
- Sector 42, employment247
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 4,347 | 46 | $71,078 |
| Sector 48-49 | 1,592 | 26 | $55,484 |
| Sector 44-45 | 1,153 | 115 | $30,129 |
| Sector 72 | 961 | 54 | $18,844 |
| Sector 56 | 320 | 28 | $36,651 |
| Sector 42 | 247 | 23 | $47,293 |
| Sector 52 | 208 | 39 | $50,953 |
| Sector 54 | 147 | 39 | $47,858 |
The largest sector is the biggest private employer group at 4,347 jobs, 35.6 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Union County
What businesses operate in Union County
- Establishments, all industries536
- Employment at those establishments10,790
- Annual payroll$517.6 m
- Establishments per 1,000 residents19.1
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Union County
What is being built in Union County
- Housing units authorised by permit, 202418
- Declared construction value permitted$4.0 m
- Single family units authorised18
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$219,647
- Units authorised per 1,000 households1.8
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Union County
How much SBA lending happens in Union County
- 7(a) approvals recorded10
- 7(a) gross approval dollars$3.8 m
- Average 7(a) approval$378,930
- Median 7(a) approval$300,000
- 10th percentile approval$48,000
- 90th percentile approval$1,070,000
- Largest single approval$1,070,000
- Jobs reported supported, 7(a)105
- Jobs per approval10.5
- Distinct 7(a) lenders active8
- Distinct industries receiving approvals8
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer20.0 percent
- Loans on real estate terms2
- Loans on working capital terms, 120 months or shorter6
- Franchise loans1
- Franchise share of approvals10.0 percent
- Leading industry by approval countHotels (except Casino Hotels) and Motels (2)
- Most active lenderBNA Bank (2)
The average approval of $378,930 sits close to the median of $300,000, so lending here is fairly evenly sized rather than driven by a few large deals. Only 20.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Union County
Do SBA loans in Union County get paid back
- Loans with a final outcome recorded3
- Paid in full2
- Charged off1
- Status: Paid in full2
- Status: Charged off1
- Status: Exempt from disclosure5
- Status: Cancelled1
- Status: Committed, not yet disbursed1
Too few loans have reached a final outcome to publish a charge off rate. only 3 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Union County
Which parts of Union County get the lending
- Places in the county with recorded lending2
- New Albany, approvals9
- Myrtle, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| New Albany | 9 | $3,489,300 |
| Myrtle | 1 | $300,000 |
New Albany accounts for 9 approvals against 1 in Myrtle. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Union County
How big is Union County
- Land area416 sq mi
- Rank by land area among Mississippi counties70th of 82
- Width, east to west29.1 mi
- Height, north to south16.1 mi
- Geographies sharing a boundary7
- Residents per square mile of land68
- Establishments per square mile1.29
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No 504 approvals recorded in this county in the FOIA release covering FY2010 onward.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Union County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Union County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population28,122
- Households9,849
- Average household size2.86
- Median household income$55,505
- Median age38.3
Common questions
Union County questions, answered from the record.
How many people live in Union County, Mississippi?
28,122, in 9,849 households, ranking 30th of 82 Mississippi counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Union County growing?
The population has grown 2.09 percent since the 2020 census base. In 2024 there were 321 births against 299 deaths, with net migration of 68. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Union County?
$55,505. The median owner-occupied home is valued at $163,400, which is 2.9 times income, and median gross rent is $865 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Union County?
536 establishments, employing 10,790 people with an annual payroll of $517.6 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Union County?
Average annual pay is $52,689, or $1,013 a week, across 12,223 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Union County?
10 7(a) approvals totalling $3.8 m since FY2020, across 8 lenders, with a median approval of $300,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Union County?
18 housing units were authorised by permit in 2024, with a declared construction value of $4.0 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Union County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Union County come from?
The largest single origin is Union County Non-migrants, with 9,554 households. Arriving households report an average income of $47,630 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Union County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Union County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.