Andrew County, Missouri: commercial real estate data.
Andrew County, Missouri has a population of 18,065 across 433 square miles, down 0.2 percent since the 2020 census base. County output reached $398.9 m in 2024, 276 establishments operate here, and the SBA record carries 5 7(a) approvals worth $2.5 m.
115 sourced county values · tier FULL · 11 sections
Andrew County
How many people live in Andrew County
- Population18,065
- Households6,988
- Average household size2.59
- Median household income$75,625
- Median age42.5
- Median gross rent$961 per month
- Median owner-occupied home value$215,400
- Home value to household income2.8 times
- Annual rent as a share of median income15.2 percent
- Adults 25 and over with a bachelor degree or higher28.9 percent
- Adults 25 and over with a graduate degree10.8 percent
- Adults 25 and over12,773
- Population under 184,052
- Share under 1822.4 percent
- Population 65 and over3,802
- Share 65 and over21.0 percent
- Working age population, 18 to 6410,211
- Civilian labor force9,128
- Unemployment rate3.6 percent
- Labor force participation, adults 18 and over65.1 percent
- Rank by population among Missouri counties60th of 115
- Rank by population among US county-equivalents1986th
Andrew County is the 60th largest of 115 Missouri counties by population. A median home costs 2.8 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 22.4 percent against 21.0 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Andrew County
Is Andrew County growing
- Population change since the 2020 census base-0.22 percent
- Census 2020 base population18,130
- Births, 2024160
- Deaths, 2024167
- Natural change, 2024-7
- Net domestic migration, 2024-11
- Net international migration, 20240
- Total net migration, 2024-11
- Cumulative net domestic migration, 2021 to 202492
- Rank by growth among US county-equivalents1919th
The county has lost 0.22 percent of its population since the 2020 census base.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Andrew County
Where people moving to Andrew County come from
- Tax returns filed by households arriving540
- People arriving, from those returns1,066
- Adjusted gross income arriving$36.6 m
- Net adjusted gross income movement$0
- Average income of an arriving household$67,863
- Largest single originAndrew County Non-migrants (6,872 households)
- Largest single destination (6,872 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Andrew County Non-migrants | 6,872 | 14,550 | $530.3 m |
| Buchanan County | 297 | 620 | $20.0 m |
| Other flows - Same State | 114 | 200 | $9.9 m |
| Other flows - Different State | 109 | 218 | $5.8 m |
| Other flows - Midwest | 55 | 93 | $2.4 m |
| Other flows - South | 31 | 68 | $1.8 m |
| Other flows - West | 23 | 57 | $1.6 m |
| Nodaway County | 20 | 28 | $943,000 |
The largest single source of arrivals is Andrew County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Andrew County
What the Andrew County economy runs on
- County GDP, 2024$398.9 m
- County GDP, 2023$399.4 m
- GDP change, 2023 to 2024-0.1 percent
- GDP change over five years18.2 percent
- Rank by GDP among Missouri counties82nd
- Rank by GDP among US county-equivalents2543rd
- GDP per resident$22,082
Output grew -0.1 percent in the latest year and 18.2 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Andrew County
Who employs people in Andrew County
- Covered employment, annual average2,810
- Establishments reporting494
- Average annual pay$40,237
- Average weekly wage$774
- Sector 44-45, employment316
- Sector 44-45, average annual pay$38,672
- Sector 23, employment226
- Sector 23, average annual pay$61,226
- Sector 56, employment146
- Sector 56, average annual pay$36,132
- Sector 42, employment121
- Sector 42, average annual pay$52,960
- Sector 81, employment93
- Sector 52, employment56
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 316 | 39 | $38,672 |
| Sector 23 | 226 | 47 | $61,226 |
| Sector 56 | 146 | 21 | $36,132 |
| Sector 42 | 121 | 15 | $52,960 |
| Sector 81 | 93 | 28 | $26,746 |
| Sector 52 | 56 | 18 | $49,331 |
| Sector 51 | 47 | 4 | $66,786 |
| Sector 31-33 | 44 | 11 | $60,163 |
The largest sector is the biggest private employer group at 316 jobs, 11.2 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Andrew County
What businesses operate in Andrew County
- Establishments, all industries276
- Employment at those establishments1,746
- Annual payroll$76.2 m
- Establishments per 1,000 residents15.3
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Andrew County
What is being built in Andrew County
- Housing units authorised by permit, 20242
- Declared construction value permitted$706,929
- Single family units authorised2
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$353,465
- Units authorised per 1,000 households0.3
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Andrew County
How much SBA lending happens in Andrew County
- 7(a) approvals recorded5
- 7(a) gross approval dollars$2.5 m
- Average 7(a) approval$505,060
- Median 7(a) approval$742,500
- 10th percentile approval$17,000
- 90th percentile approval$881,800
- Largest single approval$881,800
- Jobs reported supported, 7(a)11
- Jobs per approval2.2
- Distinct 7(a) lenders active4
- Distinct industries receiving approvals4
- Median 7(a) term300 months
- Share of loans on real estate terms, 240 months or longer60.0 percent
- Loans on real estate terms3
- Loans on working capital terms, 120 months or shorter2
- Franchise loans1
- Franchise share of approvals20.0 percent
- Leading industry by approval countRV (Recreational Vehicle) Parks and Campgrounds (2)
- Most active lenderU.S. Bank, National Association (2)
- 504 approvals recorded4
- 504 gross approval dollars$641,000
- Average 504 approval$160,250
- Median 504 approval$97,000
- Distinct CDCs active2
- 504 jobs per approval2.8
- 504 jobs per million dollars approved17.2
- Most active CDCMo-Kan Development, Inc. (3)
- 7(a) share of SBA approvals55.6 percent
- Combined SBA approval dollars$3.2 m
The average approval of $505,060 sits close to the median of $742,500, so lending here is fairly evenly sized rather than driven by a few large deals. 60.0 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Andrew County
Do SBA loans in Andrew County get paid back
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Paid in full1
- Status: Exempt from disclosure4
Too few loans have reached a final outcome to publish a charge off rate. only 1 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Andrew County
Which parts of Andrew County get the lending
- Places in the county with recorded lending2
- SAINT JOSEPH, approvals3
- Savannah, approvals2
| Place | Approvals | Gross approval dollars |
|---|---|---|
| SAINT JOSEPH | 3 | $1,513,500 |
| Savannah | 2 | $1,011,800 |
SAINT JOSEPH accounts for 3 approvals against 2 in Savannah. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Andrew County
How big is Andrew County
- Land area433 sq mi
- Rank by land area among Missouri counties100th of 115
- Width, east to west23.3 mi
- Height, north to south22 mi
- Geographies sharing a boundary5
- Residents per square mile of land42
- Establishments per square mile0.64
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Andrew County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Andrew County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population18,065
- Households6,988
- Average household size2.59
- Median household income$75,625
- Median age42.5
Common questions
Andrew County questions, answered from the record.
How many people live in Andrew County, Missouri?
18,065, in 6,988 households, ranking 60th of 115 Missouri counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Andrew County growing?
The population has fallen 0.22 percent since the 2020 census base. In 2024 there were 160 births against 167 deaths, with net migration of -11. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Andrew County?
$75,625. The median owner-occupied home is valued at $215,400, which is 2.8 times income, and median gross rent is $961 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Andrew County?
276 establishments, employing 1,746 people with an annual payroll of $76.2 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Andrew County?
Average annual pay is $40,237, or $774 a week, across 2,810 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Andrew County?
5 7(a) approvals totalling $2.5 m since FY2020, across 4 lenders, with a median approval of $742,500, plus 4 504 approvals worth $641,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Andrew County?
2 housing units were authorised by permit in 2024, with a declared construction value of $706,929. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Andrew County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Andrew County come from?
The largest single origin is Andrew County Non-migrants, with 6,872 households. Arriving households report an average income of $67,863 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Andrew County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Andrew County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.