Cass County, Missouri: commercial real estate data.
Cass County, Missouri has a population of 110,773 across 697 square miles, up 5.6 percent since the 2020 census base. County output reached $4.30 bn in 2024, 2,148 establishments operate here, and the SBA record carries 100 7(a) approvals worth $39.5 m.
122 sourced county values · tier FULL · 11 sections
Cass County
How many people live in Cass County
- Population110,773
- Households43,206
- Average household size2.56
- Median household income$87,535
- Median age40.4
- Median gross rent$1,205 per month
- Median owner-occupied home value$292,400
- Home value to household income3.3 times
- Annual rent as a share of median income16.5 percent
- Adults 25 and over with a bachelor degree or higher29.6 percent
- Adults 25 and over with a graduate degree10.6 percent
- Adults 25 and over76,406
- Population under 1825,988
- Share under 1823.5 percent
- Population 65 and over19,908
- Share 65 and over18.0 percent
- Working age population, 18 to 6464,877
- Civilian labor force59,174
- Unemployment rate4.2 percent
- Labor force participation, adults 18 and over69.8 percent
- Rank by population among Missouri counties10th of 115
- Rank by population among US county-equivalents569th
Cass County is the 10th largest of 115 Missouri counties by population. A median home costs 3.3 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 23.5 percent against 18.0 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Cass County
Is Cass County growing
- Population change since the 2020 census base5.61 percent
- Census 2020 base population107,820
- Births, 20241,228
- Deaths, 20241,138
- Natural change, 202490
- Net domestic migration, 20242,046
- Net international migration, 202442
- Total net migration, 20242,088
- Cumulative net domestic migration, 2021 to 20245,831
- Rank by growth among US county-equivalents459th
The county has grown 5.61 percent since the 2020 census base. Migration contributed more to 2024 change than births over deaths, so demand here follows people arriving rather than families forming.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Cass County
Where people moving to Cass County come from
- Tax returns filed by households arriving3,764
- People arriving, from those returns7,056
- Adjusted gross income arriving$260.9 m
- Net adjusted gross income movement$0
- Average income of an arriving household$69,323
- Largest single originCass County Non-migrants (40,538 households)
- Largest single destination (40,538 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Cass County Non-migrants | 40,538 | 85,042 | $3.78 bn |
| Jackson County | 1,561 | 3,025 | $105.6 m |
| Other flows - Different State | 911 | 1,749 | $62.9 m |
| Johnson County | 395 | 701 | $40.4 m |
| Other flows - South | 352 | 714 | $21.4 m |
| Other flows - Midwest | 302 | 537 | $22.7 m |
| Other flows - Same State | 281 | 485 | $16.1 m |
| Other flows - West | 226 | 434 | $17.0 m |
The largest single source of arrivals is Cass County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Cass County
What the Cass County economy runs on
- County GDP, 2024$4.30 bn
- County GDP, 2023$4.09 bn
- GDP change, 2023 to 20245.2 percent
- GDP change over five years42.1 percent
- Rank by GDP among Missouri counties15th
- Rank by GDP among US county-equivalents772nd
- GDP per resident$38,803
Output grew 5.2 percent in the latest year and 42.1 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Cass County
Who employs people in Cass County
- Covered employment, annual average30,655
- Establishments reporting2,542
- Average annual pay$48,331
- Average weekly wage$929
- Sector 44-45, employment4,791
- Sector 44-45, average annual pay$34,057
- Sector 48-49, employment3,637
- Sector 48-49, average annual pay$50,040
- Sector 72, employment3,561
- Sector 72, average annual pay$22,191
- Sector 62, employment3,387
- Sector 62, average annual pay$51,665
- Sector 23, employment2,223
- Sector 31-33, employment1,971
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 4,791 | 278 | $34,057 |
| Sector 48-49 | 3,637 | 83 | $50,040 |
| Sector 72 | 3,561 | 179 | $22,191 |
| Sector 62 | 3,387 | 359 | $51,665 |
| Sector 23 | 2,223 | 388 | $68,762 |
| Sector 31-33 | 1,971 | 70 | $63,315 |
| Sector 56 | 1,075 | 169 | $46,928 |
| Sector 81 | 777 | 180 | $36,716 |
The largest sector is the biggest private employer group at 4,791 jobs, 15.6 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Cass County
What businesses operate in Cass County
- Establishments, all industries2,148
- Employment at those establishments23,604
- Annual payroll$1.10 bn
- Establishments per 1,000 residents19.4
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Cass County
What is being built in Cass County
- Housing units authorised by permit, 2024600
- Declared construction value permitted$199.1 m
- Single family units authorised496
- Multifamily units authorised104
- Multifamily share of units17.3 percent
- Average declared value per unit$331,895
- Units authorised per 1,000 households13.9
Multifamily is 17.3 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Cass County
How much SBA lending happens in Cass County
- 7(a) approvals recorded100
- 7(a) gross approval dollars$39.5 m
- Average 7(a) approval$395,266
- Median 7(a) approval$160,000
- 10th percentile approval$39,000
- 90th percentile approval$1,195,000
- Largest single approval$3,082,700
- Jobs reported supported, 7(a)820
- Jobs per approval8.2
- Distinct 7(a) lenders active38
- Distinct industries receiving approvals53
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer18.0 percent
- Loans on real estate terms18
- Loans on working capital terms, 120 months or shorter75
- Franchise loans13
- Franchise share of approvals13.0 percent
- Leading industry by approval countFull-Service Restaurants (8)
- Most active lenderU.S. Bank, National Association (8)
- 504 approvals recorded27
- 504 gross approval dollars$16.4 m
- Average 504 approval$605,926
- Median 504 approval$477,000
- Distinct CDCs active4
- 504 jobs per approval11.9
- 504 jobs per million dollars approved19.6
- Most active CDCRural Missouri, Inc. (17)
- 7(a) share of SBA approvals78.7 percent
- Combined SBA approval dollars$55.9 m
The average approval of $395,266 sits well above the median of $160,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 18.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Cass County
Do SBA loans in Cass County get paid back
- Loans with a final outcome recorded14
- Paid in full14
- Charged off0
- Charge off rate on resolved loans0.0 percent
- Status: Paid in full14
- Status: Cancelled12
- Status: Exempt from disclosure70
- Status: Committed, not yet disbursed4
Of the 14 loans that have reached a final outcome, 0.0 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cass County
Which parts of Cass County get the lending
- Places in the county with recorded lending10
- BELTON, approvals33
- Raymore, approvals24
- HARRISONVILLE, approvals20
- Peculiar, approvals9
- Pleasant Hill, approvals5
- CLEVELAND, approvals3
| Place | Approvals | Gross approval dollars |
|---|---|---|
| BELTON | 33 | $18,617,600 |
| Raymore | 24 | $7,570,300 |
| HARRISONVILLE | 20 | $6,182,300 |
| Peculiar | 9 | $2,496,900 |
| Pleasant Hill | 5 | $1,705,500 |
| CLEVELAND | 3 | $291,500 |
| GARDEN CITY | 3 | $589,000 |
| Grandview | 1 | $1,300,000 |
BELTON accounts for 33 approvals against 24 in Raymore. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cass County
How big is Cass County
- Land area697 sq mi
- Rank by land area among Missouri counties27th of 115
- Width, east to west29.6 mi
- Height, north to south27.6 mi
- Geographies sharing a boundary4
- Residents per square mile of land159
- Establishments per square mile3.08
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Cass County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Cass County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population110,773
- Households43,206
- Average household size2.56
- Median household income$87,535
- Median age40.4
Common questions
Cass County questions, answered from the record.
How many people live in Cass County, Missouri?
110,773, in 43,206 households, ranking 10th of 115 Missouri counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Cass County growing?
The population has grown 5.61 percent since the 2020 census base. In 2024 there were 1,228 births against 1,138 deaths, with net migration of 2,088. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Cass County?
$87,535. The median owner-occupied home is valued at $292,400, which is 3.3 times income, and median gross rent is $1,205 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Cass County?
2,148 establishments, employing 23,604 people with an annual payroll of $1.10 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Cass County?
Average annual pay is $48,331, or $929 a week, across 30,655 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Cass County?
100 7(a) approvals totalling $39.5 m since FY2020, across 38 lenders, with a median approval of $160,000, plus 27 504 approvals worth $16.4 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Cass County get paid back?
Of the 14 loans that have reached a final outcome, 14 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Cass County?
600 housing units were authorised by permit in 2024, with a declared construction value of $199.1 m. Multifamily was 17.3 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Cass County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Cass County come from?
The largest single origin is Cass County Non-migrants, with 40,538 households. Arriving households report an average income of $69,323 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Cass County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Cass County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.