Clinton County, Missouri: commercial real estate data.
Clinton County, Missouri has a population of 21,414 across 419 square miles, up 2.5 percent since the 2020 census base. County output reached $575.1 m in 2024, 392 establishments operate here, and the SBA record carries 13 7(a) approvals worth $7.8 m.
118 sourced county values · tier FULL · 11 sections
Clinton County
How many people live in Clinton County
- Population21,414
- Households8,329
- Average household size2.57
- Median household income$70,627
- Median age42.0
- Median gross rent$1,008 per month
- Median owner-occupied home value$226,800
- Home value to household income3.2 times
- Annual rent as a share of median income17.1 percent
- Adults 25 and over with a bachelor degree or higher22.1 percent
- Adults 25 and over with a graduate degree7.8 percent
- Adults 25 and over14,908
- Population under 184,963
- Share under 1823.2 percent
- Population 65 and over4,049
- Share 65 and over18.9 percent
- Working age population, 18 to 6412,402
- Civilian labor force10,320
- Unemployment rate3.0 percent
- Labor force participation, adults 18 and over62.7 percent
- Rank by population among Missouri counties53rd of 115
- Rank by population among US county-equivalents1798th
Clinton County is the 53rd largest of 115 Missouri counties by population. A median home costs 3.2 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 23.2 percent against 18.9 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Clinton County
Is Clinton County growing
- Population change since the 2020 census base2.54 percent
- Census 2020 base population21,182
- Births, 2024240
- Deaths, 2024284
- Natural change, 2024-44
- Net domestic migration, 2024202
- Net international migration, 2024-3
- Total net migration, 2024199
- Cumulative net domestic migration, 2021 to 2024691
- Rank by growth among US county-equivalents997th
The county has grown 2.54 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Clinton County
Where people moving to Clinton County come from
- Tax returns filed by households arriving795
- People arriving, from those returns1,554
- Adjusted gross income arriving$48.9 m
- Net adjusted gross income movement$0
- Average income of an arriving household$61,483
- Largest single originClinton County Non-migrants (7,816 households)
- Largest single destination (7,816 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Clinton County Non-migrants | 7,816 | 16,428 | $559.6 m |
| Clay County | 224 | 444 | $14.6 m |
| Other flows - Different State | 152 | 310 | $10.4 m |
| DeKalb County | 89 | 179 | $4.5 m |
| Other flows - Same State | 87 | 169 | $4.4 m |
| Other flows - Midwest | 63 | 118 | $3.7 m |
| Jackson County | 54 | 104 | $3.6 m |
| Other flows - West | 51 | 113 | $4.5 m |
The largest single source of arrivals is Clinton County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Clinton County
What the Clinton County economy runs on
- County GDP, 2024$575.1 m
- County GDP, 2023$523.4 m
- GDP change, 2023 to 20249.9 percent
- GDP change over five years35.6 percent
- Rank by GDP among Missouri counties71st
- Rank by GDP among US county-equivalents2314th
- GDP per resident$26,855
Output grew 9.9 percent in the latest year and 35.6 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Clinton County
Who employs people in Clinton County
- Covered employment, annual average4,455
- Establishments reporting485
- Average annual pay$48,055
- Average weekly wage$924
- Sector 62, employment1,077
- Sector 62, average annual pay$56,123
- Sector 23, employment367
- Sector 23, average annual pay$71,411
- Sector 44-45, employment357
- Sector 44-45, average annual pay$31,777
- Sector 72, employment354
- Sector 72, average annual pay$19,993
- Sector 31-33, employment260
- Sector 52, employment163
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 1,077 | 79 | $56,123 |
| Sector 23 | 367 | 68 | $71,411 |
| Sector 44-45 | 357 | 52 | $31,777 |
| Sector 72 | 354 | 26 | $19,993 |
| Sector 31-33 | 260 | 13 | $47,042 |
| Sector 52 | 163 | 28 | $58,509 |
| Sector 56 | 151 | 23 | $42,098 |
| Sector 81 | 119 | 30 | $34,610 |
The largest sector is the biggest private employer group at 1,077 jobs, 24.2 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Clinton County
What businesses operate in Clinton County
- Establishments, all industries392
- Employment at those establishments2,947
- Annual payroll$123.5 m
- Establishments per 1,000 residents18.3
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Clinton County
What is being built in Clinton County
- Housing units authorised by permit, 202468
- Declared construction value permitted$20.6 m
- Single family units authorised66
- Multifamily units authorised2
- Multifamily share of units2.9 percent
- Average declared value per unit$302,241
- Units authorised per 1,000 households8.2
Multifamily is 2.9 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Clinton County
How much SBA lending happens in Clinton County
- 7(a) approvals recorded13
- 7(a) gross approval dollars$7.8 m
- Average 7(a) approval$596,169
- Median 7(a) approval$150,000
- 10th percentile approval$35,900
- 90th percentile approval$2,190,000
- Largest single approval$3,230,500
- Jobs reported supported, 7(a)88
- Jobs per approval6.8
- Distinct 7(a) lenders active10
- Distinct industries receiving approvals11
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer23.1 percent
- Loans on real estate terms3
- Loans on working capital terms, 120 months or shorter9
- Franchise loans2
- Franchise share of approvals15.4 percent
- Leading industry by approval countClothing and Clothing Accessories Retailers (2)
- Most active lenderUMB Bank, National Association (2)
- 504 approvals recorded4
- 504 gross approval dollars$2.0 m
- Average 504 approval$511,500
- Median 504 approval$656,000
- Distinct CDCs active3
- 504 jobs per approval26.5
- 504 jobs per million dollars approved51.8
- Most active CDCMo-Kan Development, Inc. (2)
- 7(a) share of SBA approvals76.5 percent
- Combined SBA approval dollars$9.8 m
The average approval of $596,169 sits well above the median of $150,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 23.1 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Clinton County
Do SBA loans in Clinton County get paid back
- Loans with a final outcome recorded2
- Paid in full2
- Charged off0
- Status: Exempt from disclosure10
- Status: Paid in full2
- Status: Cancelled1
Too few loans have reached a final outcome to publish a charge off rate. only 2 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Clinton County
Which parts of Clinton County get the lending
- Places in the county with recorded lending4
- CAMERON, approvals6
- PLATTSBURG, approvals3
- TRIMBLE, approvals3
- LAWSON, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| CAMERON | 6 | $6,908,800 |
| PLATTSBURG | 3 | $245,000 |
| TRIMBLE | 3 | $560,500 |
| LAWSON | 1 | $35,900 |
CAMERON accounts for 6 approvals against 3 in PLATTSBURG. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Clinton County
How big is Clinton County
- Land area419 sq mi
- Rank by land area among Missouri counties106th of 115
- Width, east to west21.1 mi
- Height, north to south20.2 mi
- Geographies sharing a boundary6
- Residents per square mile of land51
- Establishments per square mile0.94
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Clinton County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Clinton County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population21,414
- Households8,329
- Average household size2.57
- Median household income$70,627
- Median age42.0
Common questions
Clinton County questions, answered from the record.
How many people live in Clinton County, Missouri?
21,414, in 8,329 households, ranking 53rd of 115 Missouri counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Clinton County growing?
The population has grown 2.54 percent since the 2020 census base. In 2024 there were 240 births against 284 deaths, with net migration of 199. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Clinton County?
$70,627. The median owner-occupied home is valued at $226,800, which is 3.2 times income, and median gross rent is $1,008 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Clinton County?
392 establishments, employing 2,947 people with an annual payroll of $123.5 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Clinton County?
Average annual pay is $48,055, or $924 a week, across 4,455 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Clinton County?
13 7(a) approvals totalling $7.8 m since FY2020, across 10 lenders, with a median approval of $150,000, plus 4 504 approvals worth $2.0 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Clinton County?
68 housing units were authorised by permit in 2024, with a declared construction value of $20.6 m. Multifamily was 2.9 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Clinton County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Clinton County come from?
The largest single origin is Clinton County Non-migrants, with 7,816 households. Arriving households report an average income of $61,483 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Clinton County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Clinton County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.