Henry County, Missouri: commercial real estate data.
Henry County, Missouri has a population of 22,328 across 697 square miles, up 2.8 percent since the 2020 census base. County output reached $1.06 bn in 2024, 593 establishments operate here, and the SBA record carries 30 7(a) approvals worth $13.1 m.
119 sourced county values · tier FULL · 11 sections
Henry County
How many people live in Henry County
- Population22,328
- Households9,217
- Average household size2.42
- Median household income$57,926
- Median age43.7
- Median gross rent$768 per month
- Median owner-occupied home value$160,600
- Home value to household income2.8 times
- Annual rent as a share of median income15.9 percent
- Adults 25 and over with a bachelor degree or higher16.3 percent
- Adults 25 and over with a graduate degree5.5 percent
- Adults 25 and over15,767
- Population under 184,976
- Share under 1822.3 percent
- Population 65 and over5,009
- Share 65 and over22.4 percent
- Working age population, 18 to 6412,343
- Civilian labor force10,012
- Unemployment rate4.4 percent
- Labor force participation, adults 18 and over57.7 percent
- Rank by population among Missouri counties51st of 115
- Rank by population among US county-equivalents1760th
Henry County is the 51st largest of 115 Missouri counties by population. A median home costs 2.8 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 22.4 percent against 22.3 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Henry County
Is Henry County growing
- Population change since the 2020 census base2.84 percent
- Census 2020 base population21,951
- Births, 2024241
- Deaths, 2024337
- Natural change, 2024-96
- Net domestic migration, 2024194
- Net international migration, 202419
- Total net migration, 2024213
- Cumulative net domestic migration, 2021 to 20241,007
- Rank by growth among US county-equivalents914th
The county has grown 2.84 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Henry County
Where people moving to Henry County come from
- Tax returns filed by households arriving692
- People arriving, from those returns1,306
- Adjusted gross income arriving$32.9 m
- Net adjusted gross income movement$0
- Average income of an arriving household$47,604
- Largest single originHenry County Non-migrants (7,930 households)
- Largest single destination (7,930 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Henry County Non-migrants | 7,930 | 16,262 | $511.6 m |
| Other flows - Same State | 182 | 343 | $7.7 m |
| Other flows - Different State | 161 | 317 | $9.1 m |
| Cass County | 77 | 165 | $4.3 m |
| Johnson County | 75 | 147 | $3.0 m |
| Jackson County | 73 | 124 | $4.3 m |
| Other flows - Midwest | 70 | 131 | $3.9 m |
| Other flows - South | 49 | 87 | $3.4 m |
The largest single source of arrivals is Henry County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Henry County
What the Henry County economy runs on
- County GDP, 2024$1.06 bn
- County GDP, 2023$998.7 m
- GDP change, 2023 to 20246.2 percent
- GDP change over five years42.4 percent
- Rank by GDP among Missouri counties48th
- Rank by GDP among US county-equivalents1802nd
- GDP per resident$47,519
Output grew 6.2 percent in the latest year and 42.4 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Henry County
Who employs people in Henry County
- Covered employment, annual average8,123
- Establishments reporting706
- Average annual pay$48,739
- Average weekly wage$937
- Sector 44-45, employment1,263
- Sector 44-45, average annual pay$36,674
- Sector 31-33, employment1,083
- Sector 31-33, average annual pay$52,726
- Sector 23, employment286
- Sector 23, average annual pay$66,375
- Sector 42, employment259
- Sector 42, average annual pay$58,872
- Sector 52, employment232
- Sector 81, employment162
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 1,263 | 100 | $36,674 |
| Sector 31-33 | 1,083 | 27 | $52,726 |
| Sector 23 | 286 | 53 | $66,375 |
| Sector 42 | 259 | 22 | $58,872 |
| Sector 52 | 232 | 34 | $75,442 |
| Sector 81 | 162 | 45 | $37,479 |
| Sector 48-49 | 147 | 23 | $35,671 |
| Sector 53 | 55 | 34 | $29,386 |
The largest sector is the biggest private employer group at 1,263 jobs, 15.5 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Henry County
What businesses operate in Henry County
- Establishments, all industries593
- Employment at those establishments7,053
- Annual payroll$323.0 m
- Establishments per 1,000 residents26.6
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Henry County
What is being built in Henry County
- Housing units authorised by permit, 202415
- Declared construction value permitted$3.6 m
- Single family units authorised11
- Multifamily units authorised4
- Multifamily share of units26.7 percent
- Average declared value per unit$240,421
- Units authorised per 1,000 households1.6
Multifamily is 26.7 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Henry County
How much SBA lending happens in Henry County
- 7(a) approvals recorded30
- 7(a) gross approval dollars$13.1 m
- Average 7(a) approval$436,420
- Median 7(a) approval$214,600
- 10th percentile approval$50,000
- 90th percentile approval$1,409,400
- Largest single approval$3,017,000
- Jobs reported supported, 7(a)156
- Jobs per approval5.2
- Distinct 7(a) lenders active14
- Distinct industries receiving approvals23
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer30.0 percent
- Loans on real estate terms9
- Loans on working capital terms, 120 months or shorter20
- Franchise loans1
- Franchise share of approvals3.3 percent
- Leading industry by approval countChicken Egg Production (4)
- Most active lenderOakStar Bank (13)
- 504 approvals recorded8
- 504 gross approval dollars$4.3 m
- Average 504 approval$532,125
- Median 504 approval$572,000
- Distinct CDCs active1
- 504 jobs per approval4.5
- 504 jobs per million dollars approved8.5
- Most active CDCRural Missouri, Inc. (8)
- 7(a) share of SBA approvals78.9 percent
- Combined SBA approval dollars$17.3 m
The average approval of $436,420 sits well above the median of $214,600, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. 30.0 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Henry County
Do SBA loans in Henry County get paid back
- Loans with a final outcome recorded9
- Paid in full6
- Charged off3
- Status: Exempt from disclosure20
- Status: Paid in full6
- Status: Charged off3
- Status: Committed, not yet disbursed1
Too few loans have reached a final outcome to publish a charge off rate. only 9 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Henry County
Which parts of Henry County get the lending
- Places in the county with recorded lending4
- Clinton, approvals19
- WINDSOR, approvals6
- DEEPWATER, approvals3
- Urich, approvals2
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Clinton | 19 | $4,262,400 |
| WINDSOR | 6 | $7,986,900 |
| DEEPWATER | 3 | $373,300 |
| Urich | 2 | $470,000 |
Clinton accounts for 19 approvals against 6 in WINDSOR. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Henry County
How big is Henry County
- Land area697 sq mi
- Rank by land area among Missouri counties26th of 115
- Width, east to west30.6 mi
- Height, north to south24.9 mi
- Geographies sharing a boundary6
- Residents per square mile of land32
- Establishments per square mile0.85
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Henry County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Henry County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population22,328
- Households9,217
- Average household size2.42
- Median household income$57,926
- Median age43.7
Common questions
Henry County questions, answered from the record.
How many people live in Henry County, Missouri?
22,328, in 9,217 households, ranking 51st of 115 Missouri counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Henry County growing?
The population has grown 2.84 percent since the 2020 census base. In 2024 there were 241 births against 337 deaths, with net migration of 213. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Henry County?
$57,926. The median owner-occupied home is valued at $160,600, which is 2.8 times income, and median gross rent is $768 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Henry County?
593 establishments, employing 7,053 people with an annual payroll of $323.0 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Henry County?
Average annual pay is $48,739, or $937 a week, across 8,123 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Henry County?
30 7(a) approvals totalling $13.1 m since FY2020, across 14 lenders, with a median approval of $214,600, plus 8 504 approvals worth $4.3 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Henry County?
15 housing units were authorised by permit in 2024, with a declared construction value of $3.6 m. Multifamily was 26.7 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Henry County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Henry County come from?
The largest single origin is Henry County Non-migrants, with 7,930 households. Arriving households report an average income of $47,604 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Henry County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Henry County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.