Jackson County, Missouri: commercial real estate data.
Jackson County, Missouri has a population of 719,976 across 604 square miles, up 1.4 percent since the 2020 census base. County output reached $65.09 bn in 2024, 18,212 establishments operate here, and the SBA record carries 854 7(a) approvals worth $497.5 m.
123 sourced county values · tier FULL · 11 sections
Jackson County
How many people live in Jackson County
- Population719,976
- Households306,798
- Average household size2.35
- Median household income$68,577
- Median age37.0
- Median gross rent$1,197 per month
- Median owner-occupied home value$230,500
- Home value to household income3.4 times
- Annual rent as a share of median income20.9 percent
- Adults 25 and over with a bachelor degree or higher34.0 percent
- Adults 25 and over with a graduate degree12.7 percent
- Adults 25 and over491,772
- Population under 18167,759
- Share under 1823.3 percent
- Population 65 and over114,304
- Share 65 and over15.9 percent
- Working age population, 18 to 64437,913
- Civilian labor force381,433
- Unemployment rate4.7 percent
- Labor force participation, adults 18 and over69.1 percent
- Rank by population among Missouri counties2nd of 115
- Rank by population among US county-equivalents91st
Jackson County is the 2nd largest of 115 Missouri counties by population. A median home costs 3.4 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 23.3 percent against 15.9 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Jackson County
Is Jackson County growing
- Population change since the 2020 census base1.41 percent
- Census 2020 base population717,214
- Births, 20248,850
- Deaths, 20246,665
- Natural change, 20242,185
- Net domestic migration, 20241,415
- Net international migration, 20243,448
- Total net migration, 20244,863
- Cumulative net domestic migration, 2021 to 2024-3,821
- Rank by growth among US county-equivalents1368th
The county has grown 1.41 percent since the 2020 census base. Migration contributed more to 2024 change than births over deaths, so demand here follows people arriving rather than families forming.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Jackson County
Where people moving to Jackson County come from
- Tax returns filed by households arriving19,792
- People arriving, from those returns31,558
- Adjusted gross income arriving$1.35 bn
- Net adjusted gross income movement$0
- Average income of an arriving household$68,382
- Largest single originJackson County Non-migrants (263,166 households)
- Largest single destination (263,166 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Jackson County Non-migrants | 263,166 | 506,693 | $20.83 bn |
| Other flows - Different State | 3,873 | 6,352 | $243.0 m |
| Johnson County | 3,385 | 4,989 | $403.6 m |
| Clay County | 2,042 | 3,355 | $101.8 m |
| Other flows - South | 1,513 | 2,560 | $93.9 m |
| Other flows - Midwest | 1,304 | 1,986 | $74.8 m |
| Cass County | 1,223 | 2,215 | $84.5 m |
| Wyandotte County | 1,097 | 1,953 | $39.6 m |
The largest single source of arrivals is Jackson County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Jackson County
What the Jackson County economy runs on
- County GDP, 2024$65.09 bn
- County GDP, 2023$61.65 bn
- GDP change, 2023 to 20245.6 percent
- GDP change over five years31.3 percent
- Rank by GDP among Missouri counties2nd
- Rank by GDP among US county-equivalents88th
- GDP per resident$90,404
Output grew 5.6 percent in the latest year and 31.3 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Jackson County
Who employs people in Jackson County
- Covered employment, annual average375,574
- Establishments reporting25,091
- Average annual pay$71,613
- Average weekly wage$1,377
- Sector 62, employment55,968
- Sector 62, average annual pay$64,756
- Sector 72, employment36,151
- Sector 72, average annual pay$29,510
- Sector 54, employment35,385
- Sector 54, average annual pay$116,086
- Sector 44-45, employment35,000
- Sector 44-45, average annual pay$38,947
- Sector 31-33, employment28,511
- Sector 23, employment22,554
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 55,968 | 8,213 | $64,756 |
| Sector 72 | 36,151 | 1,700 | $29,510 |
| Sector 54 | 35,385 | 2,614 | $116,086 |
| Sector 44-45 | 35,000 | 2,183 | $38,947 |
| Sector 31-33 | 28,511 | 712 | $79,552 |
| Sector 23 | 22,554 | 1,639 | $89,872 |
| Sector 52 | 21,794 | 1,196 | $120,061 |
| Sector 56 | 14,807 | 1,063 | $43,610 |
The largest sector is the biggest private employer group at 55,968 jobs, 14.9 percent of covered employment. Average pay per job exceeds median household income, which usually means single earner households and a wage base that can carry rent.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Jackson County
What businesses operate in Jackson County
- Establishments, all industries18,212
- Employment at those establishments360,017
- Annual payroll$25.17 bn
- Establishments per 1,000 residents25.3
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Jackson County
What is being built in Jackson County
- Housing units authorised by permit, 20244,003
- Declared construction value permitted$724.8 m
- Single family units authorised1,253
- Multifamily units authorised2,750
- Multifamily share of units68.7 percent
- Average declared value per unit$181,060
- Units authorised per 1,000 households13.0
Multifamily is 68.7 percent of units authorised, so the pipeline is being built for renters rather than buyers.
US Census Bureau, Building Permits Survey, 2024 annual.
Jackson County
How much SBA lending happens in Jackson County
- 7(a) approvals recorded854
- 7(a) gross approval dollars$497.5 m
- Average 7(a) approval$582,574
- Median 7(a) approval$250,000
- 10th percentile approval$40,000
- 90th percentile approval$1,531,100
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)11,556
- Jobs per approval13.5
- Distinct 7(a) lenders active133
- Distinct industries receiving approvals234
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer19.6 percent
- Loans on real estate terms167
- Loans on working capital terms, 120 months or shorter636
- Franchise loans127
- Franchise share of approvals14.9 percent
- Leading industry by approval countFull-Service Restaurants (45)
- Most active lenderU.S. Bank, National Association (77)
- 504 approvals recorded232
- 504 gross approval dollars$157.8 m
- Average 504 approval$680,289
- Median 504 approval$461,000
- Distinct CDCs active9
- 504 jobs per approval13.0
- 504 jobs per million dollars approved19.1
- Most active CDCHeartland Business Capital, Inc. (109)
- 7(a) share of SBA approvals78.6 percent
- Combined SBA approval dollars$655.3 m
The average approval of $582,574 sits well above the median of $250,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 19.6 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Jackson County
Do SBA loans in Jackson County get paid back
- Loans with a final outcome recorded157
- Paid in full144
- Charged off13
- Charge off rate on resolved loans8.3 percent
- Status: Cancelled109
- Status: Paid in full144
- Status: Charged off13
- Status: Exempt from disclosure540
- Status: Committed, not yet disbursed48
| NAICS | Industry | Resolved loans | Charged off | Charge off rate |
|---|---|---|---|---|
| 722511 | Full-Service Restaurants | 11 | 1 | 9.1% |
Of the 157 loans that have reached a final outcome, 8.3 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong. Among industries with at least ten resolved loans, Full-Service Restaurants carries the highest charge off rate at 9.1 percent.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Jackson County
Which parts of Jackson County get the lending
- Places in the county with recorded lending19
- Kansas City, approvals381
- LEES SUMMIT, approvals142
- Independence, approvals91
- BLUE SPRINGS, approvals73
- GRANDVIEW, approvals42
- RAYTOWN, approvals29
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Kansas City | 381 | $229,710,000 |
| LEES SUMMIT | 142 | $84,676,500 |
| Independence | 91 | $59,017,200 |
| BLUE SPRINGS | 73 | $32,377,700 |
| GRANDVIEW | 42 | $23,131,800 |
| RAYTOWN | 29 | $14,591,400 |
| GRAIN VALLEY | 28 | $16,100,000 |
| Lee'S Summit | 24 | $12,078,400 |
Kansas City accounts for 381 approvals against 142 in LEES SUMMIT. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Jackson County
How big is Jackson County
- Land area604 sq mi
- Rank by land area among Missouri counties54th of 115
- Width, east to west27.1 mi
- Height, north to south27.9 mi
- Geographies sharing a boundary5
- Residents per square mile of land1,192
- Establishments per square mile30.15
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Jackson County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Jackson County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population719,976
- Households306,798
- Average household size2.35
- Median household income$68,577
- Median age37.0
Common questions
Jackson County questions, answered from the record.
How many people live in Jackson County, Missouri?
719,976, in 306,798 households, ranking 2nd of 115 Missouri counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Jackson County growing?
The population has grown 1.41 percent since the 2020 census base. In 2024 there were 8,850 births against 6,665 deaths, with net migration of 4,863. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Jackson County?
$68,577. The median owner-occupied home is valued at $230,500, which is 3.4 times income, and median gross rent is $1,197 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Jackson County?
18,212 establishments, employing 360,017 people with an annual payroll of $25.17 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Jackson County?
Average annual pay is $71,613, or $1,377 a week, across 375,574 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Jackson County?
854 7(a) approvals totalling $497.5 m since FY2020, across 133 lenders, with a median approval of $250,000, plus 232 504 approvals worth $157.8 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Jackson County get paid back?
Of the 157 loans that have reached a final outcome, 144 were paid in full and 13 charged off, a charge off rate of 8.3 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Jackson County?
4,003 housing units were authorised by permit in 2024, with a declared construction value of $724.8 m. Multifamily was 68.7 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Jackson County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Jackson County come from?
The largest single origin is Jackson County Non-migrants, with 263,166 households. Arriving households report an average income of $68,382 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Jackson County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Jackson County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.