Laclede County, Missouri: commercial real estate data.
Laclede County, Missouri has a population of 36,390 across 765 square miles, up 1.9 percent since the 2020 census base. County output reached $2.07 bn in 2024, 729 establishments operate here, and the SBA record carries 45 7(a) approvals worth $12.7 m.
122 sourced county values · tier FULL · 11 sections
Laclede County
How many people live in Laclede County
- Population36,390
- Households14,558
- Average household size2.50
- Median household income$53,282
- Median age39.2
- Median gross rent$809 per month
- Median owner-occupied home value$168,400
- Home value to household income3.2 times
- Annual rent as a share of median income18.2 percent
- Adults 25 and over with a bachelor degree or higher16.3 percent
- Adults 25 and over with a graduate degree5.8 percent
- Adults 25 and over24,689
- Population under 188,953
- Share under 1824.6 percent
- Population 65 and over6,652
- Share 65 and over18.3 percent
- Working age population, 18 to 6420,785
- Civilian labor force17,141
- Unemployment rate5.3 percent
- Labor force participation, adults 18 and over62.5 percent
- Rank by population among Missouri counties33rd of 115
- Rank by population among US county-equivalents1308th
Laclede County is the 33rd largest of 115 Missouri counties by population. A median home costs 3.2 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 24.6 percent against 18.3 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Laclede County
Is Laclede County growing
- Population change since the 2020 census base1.94 percent
- Census 2020 base population36,038
- Births, 2024457
- Deaths, 2024489
- Natural change, 2024-32
- Net domestic migration, 202452
- Net international migration, 202443
- Total net migration, 202495
- Cumulative net domestic migration, 2021 to 2024812
- Rank by growth among US county-equivalents1181st
The county has grown 1.94 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Laclede County
Where people moving to Laclede County come from
- Tax returns filed by households arriving908
- People arriving, from those returns1,873
- Adjusted gross income arriving$48.5 m
- Net adjusted gross income movement$0
- Average income of an arriving household$53,382
- Largest single originLaclede County Non-migrants (12,503 households)
- Largest single destination (12,503 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Laclede County Non-migrants | 12,503 | 26,879 | $732.1 m |
| Other flows - Different State | 356 | 782 | $24.9 m |
| Other flows - Same State | 223 | 432 | $10.0 m |
| Other flows - West | 133 | 315 | $9.8 m |
| Other flows - South | 124 | 261 | $7.3 m |
| Camden County | 79 | 168 | $2.8 m |
| Other flows - Midwest | 79 | 156 | $4.7 m |
| Greene County | 78 | 133 | $3.9 m |
The largest single source of arrivals is Laclede County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Laclede County
What the Laclede County economy runs on
- County GDP, 2024$2.07 bn
- County GDP, 2023$2.03 bn
- GDP change, 2023 to 20241.8 percent
- GDP change over five years49.2 percent
- Rank by GDP among Missouri counties28th
- Rank by GDP among US county-equivalents1250th
- GDP per resident$56,768
Output grew 1.8 percent in the latest year and 49.2 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Laclede County
Who employs people in Laclede County
- Covered employment, annual average13,577
- Establishments reporting873
- Average annual pay$47,063
- Average weekly wage$905
- Sector 31-33, employment4,813
- Sector 31-33, average annual pay$57,850
- Sector 44-45, employment1,755
- Sector 44-45, average annual pay$33,441
- Sector 62, employment1,705
- Sector 62, average annual pay$48,355
- Sector 72, employment1,167
- Sector 72, average annual pay$21,189
- Sector 56, employment534
- Sector 42, employment345
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 4,813 | 61 | $57,850 |
| Sector 44-45 | 1,755 | 144 | $33,441 |
| Sector 62 | 1,705 | 150 | $48,355 |
| Sector 72 | 1,167 | 64 | $21,189 |
| Sector 56 | 534 | 29 | $29,768 |
| Sector 42 | 345 | 36 | $50,287 |
| Sector 23 | 319 | 62 | $63,302 |
| Sector 52 | 310 | 52 | $61,244 |
The largest sector is the biggest private employer group at 4,813 jobs, 35.4 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Laclede County
What businesses operate in Laclede County
- Establishments, all industries729
- Employment at those establishments12,972
- Annual payroll$551.2 m
- Establishments per 1,000 residents20.0
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Laclede County
What is being built in Laclede County
- Housing units authorised by permit, 202461
- Declared construction value permitted$9.9 m
- Single family units authorised41
- Multifamily units authorised20
- Multifamily share of units32.8 percent
- Average declared value per unit$162,705
- Units authorised per 1,000 households4.2
Multifamily is 32.8 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Laclede County
How much SBA lending happens in Laclede County
- 7(a) approvals recorded45
- 7(a) gross approval dollars$12.7 m
- Average 7(a) approval$281,409
- Median 7(a) approval$67,200
- 10th percentile approval$11,900
- 90th percentile approval$603,500
- Largest single approval$2,474,000
- Jobs reported supported, 7(a)237
- Jobs per approval5.3
- Distinct 7(a) lenders active12
- Distinct industries receiving approvals32
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer15.6 percent
- Loans on real estate terms7
- Loans on working capital terms, 120 months or shorter36
- Franchise loans2
- Franchise share of approvals4.4 percent
- Leading industry by approval countRV (Recreational Vehicle) Parks and Campgrounds (3)
- Most active lenderHeritage Bank of the Ozarks (15)
- 504 approvals recorded4
- 504 gross approval dollars$2.3 m
- Average 504 approval$563,750
- Median 504 approval$578,000
- Distinct CDCs active1
- 504 jobs per approval4.5
- 504 jobs per million dollars approved8.0
- Most active CDCRural Missouri, Inc. (4)
- 7(a) share of SBA approvals91.8 percent
- Combined SBA approval dollars$14.9 m
The average approval of $281,409 sits well above the median of $67,200, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 15.6 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Laclede County
Do SBA loans in Laclede County get paid back
- Loans with a final outcome recorded18
- Paid in full18
- Charged off0
- Charge off rate on resolved loans0.0 percent
- Status: Paid in full18
- Status: Exempt from disclosure22
- Status: Cancelled4
- Status: Committed, not yet disbursed1
Of the 18 loans that have reached a final outcome, 0.0 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Laclede County
Which parts of Laclede County get the lending
- Places in the county with recorded lending6
- LEBANON, approvals35
- CONWAY, approvals3
- FALCON, approvals2
- STOUTLAND, approvals2
- Lynchburg, approvals2
- RICHLAND, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| LEBANON | 35 | $9,326,500 |
| CONWAY | 3 | $336,200 |
| FALCON | 2 | $173,000 |
| STOUTLAND | 2 | $2,532,700 |
| Lynchburg | 2 | $290,000 |
| RICHLAND | 1 | $5,000 |
LEBANON accounts for 35 approvals against 3 in CONWAY. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Laclede County
How big is Laclede County
- Land area765 sq mi
- Rank by land area among Missouri counties16th of 115
- Width, east to west33.2 mi
- Height, north to south29.2 mi
- Geographies sharing a boundary6
- Residents per square mile of land48
- Establishments per square mile0.95
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Laclede County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Laclede County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population36,390
- Households14,558
- Average household size2.50
- Median household income$53,282
- Median age39.2
Common questions
Laclede County questions, answered from the record.
How many people live in Laclede County, Missouri?
36,390, in 14,558 households, ranking 33rd of 115 Missouri counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Laclede County growing?
The population has grown 1.94 percent since the 2020 census base. In 2024 there were 457 births against 489 deaths, with net migration of 95. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Laclede County?
$53,282. The median owner-occupied home is valued at $168,400, which is 3.2 times income, and median gross rent is $809 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Laclede County?
729 establishments, employing 12,972 people with an annual payroll of $551.2 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Laclede County?
Average annual pay is $47,063, or $905 a week, across 13,577 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Laclede County?
45 7(a) approvals totalling $12.7 m since FY2020, across 12 lenders, with a median approval of $67,200, plus 4 504 approvals worth $2.3 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Laclede County get paid back?
Of the 18 loans that have reached a final outcome, 18 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Laclede County?
61 housing units were authorised by permit in 2024, with a declared construction value of $9.9 m. Multifamily was 32.8 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Laclede County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Laclede County come from?
The largest single origin is Laclede County Non-migrants, with 12,503 households. Arriving households report an average income of $53,382 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Laclede County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Laclede County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.