McDonald County, Missouri: commercial real estate data.
McDonald County, Missouri has a population of 23,701 across 539 square miles, up 3.2 percent since the 2020 census base. County output reached $981.3 m in 2024, 312 establishments operate here, and the SBA record carries 15 7(a) approvals worth $8.4 m.
109 sourced county values · tier FULL · 11 sections
McDonald County
How many people live in McDonald County
- Population23,701
- Households8,558
- Average household size2.77
- Median household income$52,375
- Median age38.2
- Median gross rent$767 per month
- Median owner-occupied home value$154,700
- Home value to household income3.0 times
- Annual rent as a share of median income17.6 percent
- Adults 25 and over with a bachelor degree or higher12.3 percent
- Adults 25 and over with a graduate degree3.5 percent
- Adults 25 and over15,769
- Population under 186,037
- Share under 1825.5 percent
- Population 65 and over3,687
- Share 65 and over15.6 percent
- Working age population, 18 to 6413,977
- Civilian labor force10,390
- Unemployment rate6.8 percent
- Labor force participation, adults 18 and over58.8 percent
- Rank by population among Missouri counties46th of 115
- Rank by population among US county-equivalents1705th
McDonald County is the 46th largest of 115 Missouri counties by population. A median home costs 3.0 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 25.5 percent against 15.6 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
McDonald County
Is McDonald County growing
- Population change since the 2020 census base3.24 percent
- Census 2020 base population23,298
- Births, 2024326
- Deaths, 2024313
- Natural change, 202413
- Net domestic migration, 2024-422
- Net international migration, 2024350
- Total net migration, 2024-72
- Cumulative net domestic migration, 2021 to 2024-141
- Rank by growth among US county-equivalents821st
The county has grown 3.24 percent since the 2020 census base. Births exceeded deaths in 2024 but more people left than arrived, so the population is being sustained internally rather than attracting.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
McDonald County
Where people moving to McDonald County come from
- Tax returns filed by households arriving746
- People arriving, from those returns1,509
- Adjusted gross income arriving$33.3 m
- Net adjusted gross income movement$0
- Average income of an arriving household$44,651
- Largest single originMcDonald County Non-migrants (7,261 households)
- Largest single destination (7,261 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| McDonald County Non-migrants | 7,261 | 16,367 | $371.5 m |
| Other flows - Different State | 225 | 434 | $9.7 m |
| Benton County | 219 | 443 | $11.9 m |
| Newton County | 120 | 256 | $4.9 m |
| Other flows - South | 116 | 209 | $4.3 m |
| Other flows - West | 68 | 145 | $3.9 m |
| Other flows - Same State | 60 | 124 | $2.3 m |
| Jasper County | 47 | 109 | $1.8 m |
The largest single source of arrivals is McDonald County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
McDonald County
What the McDonald County economy runs on
- County GDP, 2024$981.3 m
- County GDP, 2023$992.1 m
- GDP change, 2023 to 2024-1.1 percent
- GDP change over five years29.6 percent
- Rank by GDP among Missouri counties51st
- Rank by GDP among US county-equivalents1863rd
- GDP per resident$41,405
Output grew -1.1 percent in the latest year and 29.6 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
McDonald County
Who employs people in McDonald County
- Covered employment, annual average5,686
- Establishments reporting458
- Average annual pay$44,246
- Average weekly wage$851
- Sector 31-33, employment1,698
- Sector 31-33, average annual pay$52,530
- Sector 44-45, employment937
- Sector 44-45, average annual pay$27,822
- Sector 23, employment392
- Sector 23, average annual pay$48,376
- Sector 72, employment341
- Sector 72, average annual pay$18,139
- Sector 62, employment331
- Sector 11, employment276
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 1,698 | 23 | $52,530 |
| Sector 44-45 | 937 | 60 | $27,822 |
| Sector 23 | 392 | 50 | $48,376 |
| Sector 72 | 341 | 28 | $18,139 |
| Sector 62 | 331 | 115 | $37,554 |
| Sector 11 | 276 | 16 | $52,198 |
| Sector 48-49 | 230 | 22 | $56,272 |
| Sector 56 | 168 | 9 | $46,769 |
The largest sector is the biggest private employer group at 1,698 jobs, 29.9 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
McDonald County
What businesses operate in McDonald County
- Establishments, all industries312
- Employment at those establishments5,178
- Annual payroll$215.4 m
- Establishments per 1,000 residents13.2
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
McDonald County
What is being built in McDonald County
- Housing units authorised by permit, 202421
- Declared construction value permitted$4.1 m
- Single family units authorised21
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$195,093
- Units authorised per 1,000 households2.5
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
McDonald County
How much SBA lending happens in McDonald County
- 7(a) approvals recorded15
- 7(a) gross approval dollars$8.4 m
- Average 7(a) approval$560,467
- Median 7(a) approval$332,000
- 10th percentile approval$35,000
- 90th percentile approval$1,613,400
- Largest single approval$2,185,000
- Jobs reported supported, 7(a)111
- Jobs per approval7.4
- Distinct 7(a) lenders active11
- Distinct industries receiving approvals10
- Median 7(a) term180 months
- Share of loans on real estate terms, 240 months or longer33.3 percent
- Loans on real estate terms5
- Loans on working capital terms, 120 months or shorter6
- Franchise loans2
- Franchise share of approvals13.3 percent
- Leading industry by approval countBroilers and Other Meat Type Chicken Production (4)
- Most active lenderFirst Financial Bank (3)
The average approval of $560,467 sits well above the median of $332,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. 33.3 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
McDonald County
Do SBA loans in McDonald County get paid back
- Loans with a final outcome recorded4
- Paid in full4
- Charged off0
- Status: Paid in full4
- Status: Exempt from disclosure10
- Status: Cancelled1
Too few loans have reached a final outcome to publish a charge off rate. only 4 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
McDonald County
Which parts of McDonald County get the lending
- Places in the county with recorded lending5
- Anderson, approvals8
- ROCKY COMFORT, approvals3
- Pineville, approvals2
- Noel, approvals1
- JANE, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Anderson | 8 | $5,358,000 |
| ROCKY COMFORT | 3 | $1,275,000 |
| Pineville | 2 | $730,000 |
| Noel | 1 | $894,000 |
| JANE | 1 | $150,000 |
Anderson accounts for 8 approvals against 3 in ROCKY COMFORT. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
McDonald County
How big is McDonald County
- Land area539 sq mi
- Rank by land area among Missouri counties71st of 115
- Width, east to west30.5 mi
- Height, north to south18.5 mi
- Geographies sharing a boundary2
- Residents per square mile of land44
- Establishments per square mile0.58
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No 504 approvals recorded in this county in the FOIA release covering FY2010 onward.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a McDonald County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a McDonald County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population23,701
- Households8,558
- Average household size2.77
- Median household income$52,375
- Median age38.2
Common questions
McDonald County questions, answered from the record.
How many people live in McDonald County, Missouri?
23,701, in 8,558 households, ranking 46th of 115 Missouri counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is McDonald County growing?
The population has grown 3.24 percent since the 2020 census base. In 2024 there were 326 births against 313 deaths, with net migration of -72. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in McDonald County?
$52,375. The median owner-occupied home is valued at $154,700, which is 3.0 times income, and median gross rent is $767 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in McDonald County?
312 establishments, employing 5,178 people with an annual payroll of $215.4 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in McDonald County?
Average annual pay is $44,246, or $851 a week, across 5,686 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in McDonald County?
15 7(a) approvals totalling $8.4 m since FY2020, across 11 lenders, with a median approval of $332,000. These are approvals recorded in the release, not loans disbursed.
What is being built in McDonald County?
21 housing units were authorised by permit in 2024, with a declared construction value of $4.1 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for McDonald County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to McDonald County come from?
The largest single origin is McDonald County Non-migrants, with 7,261 households. Arriving households report an average income of $44,651 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for McDonald County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for McDonald County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.