Platte County, Missouri: commercial real estate data.
Platte County, Missouri has a population of 110,371 across 420 square miles, up 6.1 percent since the 2020 census base. County output reached $9.63 bn in 2024, 2,659 establishments operate here, and the SBA record carries 114 7(a) approvals worth $63.5 m.
123 sourced county values · tier FULL · 11 sections
Platte County
How many people live in Platte County
- Population110,371
- Households43,902
- Average household size2.51
- Median household income$96,227
- Median age39.1
- Median gross rent$1,334 per month
- Median owner-occupied home value$345,100
- Home value to household income3.6 times
- Annual rent as a share of median income16.6 percent
- Adults 25 and over with a bachelor degree or higher46.5 percent
- Adults 25 and over with a graduate degree18.0 percent
- Adults 25 and over76,182
- Population under 1825,483
- Share under 1823.1 percent
- Population 65 and over17,756
- Share 65 and over16.1 percent
- Working age population, 18 to 6467,132
- Civilian labor force60,316
- Unemployment rate2.7 percent
- Labor force participation, adults 18 and over71.1 percent
- Rank by population among Missouri counties11th of 115
- Rank by population among US county-equivalents571st
Platte County is the 11th largest of 115 Missouri counties by population. A median home costs 3.6 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 23.1 percent against 16.1 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Platte County
Is Platte County growing
- Population change since the 2020 census base6.07 percent
- Census 2020 base population106,725
- Births, 20241,191
- Deaths, 2024888
- Natural change, 2024303
- Net domestic migration, 2024256
- Net international migration, 2024530
- Total net migration, 2024786
- Cumulative net domestic migration, 2021 to 20243,534
- Rank by growth among US county-equivalents399th
The county has grown 6.07 percent since the 2020 census base. Migration contributed more to 2024 change than births over deaths, so demand here follows people arriving rather than families forming.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Platte County
Where people moving to Platte County come from
- Tax returns filed by households arriving5,401
- People arriving, from those returns9,387
- Adjusted gross income arriving$380.8 m
- Net adjusted gross income movement$0
- Average income of an arriving household$70,512
- Largest single originPlatte County Non-migrants (39,244 households)
- Largest single destination (39,244 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Platte County Non-migrants | 39,244 | 82,629 | $5.03 bn |
| Clay County | 1,599 | 2,820 | $100.8 m |
| Other flows - Different State | 1,317 | 2,427 | $108.1 m |
| Jackson County | 861 | 1,343 | $51.2 m |
| Other flows - South | 506 | 951 | $41.8 m |
| Other flows - Midwest | 404 | 696 | $33.3 m |
| Johnson County | 340 | 555 | $32.5 m |
| Other flows - West | 333 | 639 | $26.8 m |
The largest single source of arrivals is Platte County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Platte County
What the Platte County economy runs on
- County GDP, 2024$9.63 bn
- County GDP, 2023$9.48 bn
- GDP change, 2023 to 20241.7 percent
- GDP change over five years32.7 percent
- Rank by GDP among Missouri counties8th
- Rank by GDP among US county-equivalents456th
- GDP per resident$87,296
Output grew 1.7 percent in the latest year and 32.7 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Platte County
Who employs people in Platte County
- Covered employment, annual average48,079
- Establishments reporting3,086
- Average annual pay$59,070
- Average weekly wage$1,136
- Sector 44-45, employment6,649
- Sector 44-45, average annual pay$37,510
- Sector 72, employment5,790
- Sector 72, average annual pay$26,850
- Sector 48-49, employment4,608
- Sector 48-49, average annual pay$57,226
- Sector 62, employment4,362
- Sector 62, average annual pay$60,408
- Sector 31-33, employment4,089
- Sector 42, employment3,414
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 6,649 | 316 | $37,510 |
| Sector 72 | 5,790 | 249 | $26,850 |
| Sector 48-49 | 4,608 | 154 | $57,226 |
| Sector 62 | 4,362 | 448 | $60,408 |
| Sector 31-33 | 4,089 | 94 | $64,935 |
| Sector 42 | 3,414 | 170 | $105,131 |
| Sector 56 | 2,688 | 174 | $62,623 |
| Sector 23 | 2,051 | 251 | $90,919 |
The largest sector is the biggest private employer group at 6,649 jobs, 13.8 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Platte County
What businesses operate in Platte County
- Establishments, all industries2,659
- Employment at those establishments45,216
- Annual payroll$2.43 bn
- Establishments per 1,000 residents24.1
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Platte County
What is being built in Platte County
- Housing units authorised by permit, 2024237
- Declared construction value permitted$104.6 m
- Single family units authorised237
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$441,414
- Units authorised per 1,000 households5.4
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Platte County
How much SBA lending happens in Platte County
- 7(a) approvals recorded114
- 7(a) gross approval dollars$63.5 m
- Average 7(a) approval$557,055
- Median 7(a) approval$300,000
- 10th percentile approval$41,300
- 90th percentile approval$1,250,000
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)1,062
- Jobs per approval9.3
- Distinct 7(a) lenders active45
- Distinct industries receiving approvals66
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer17.5 percent
- Loans on real estate terms20
- Loans on working capital terms, 120 months or shorter88
- Franchise loans31
- Franchise share of approvals27.2 percent
- Leading industry by approval countAll Other Personal Services (5)
- Most active lenderU.S. Bank, National Association (11)
- 504 approvals recorded37
- 504 gross approval dollars$30.9 m
- Average 504 approval$834,270
- Median 504 approval$590,000
- Distinct CDCs active6
- 504 jobs per approval12.8
- 504 jobs per million dollars approved15.4
- Most active CDCRural Missouri, Inc. (14)
- 7(a) share of SBA approvals75.5 percent
- Combined SBA approval dollars$94.4 m
The average approval of $557,055 sits well above the median of $300,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 17.5 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Platte County
Do SBA loans in Platte County get paid back
- Loans with a final outcome recorded20
- Paid in full18
- Charged off2
- Charge off rate on resolved loans10.0 percent
- Status: Exempt from disclosure74
- Status: Paid in full18
- Status: Cancelled14
- Status: Charged off2
- Status: Committed, not yet disbursed6
Of the 20 loans that have reached a final outcome, 10.0 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Platte County
Which parts of Platte County get the lending
- Places in the county with recorded lending8
- KANSAS CITY, approvals63
- Parkville, approvals18
- PLATTE CITY, approvals12
- RIVERSIDE, approvals10
- WESTON, approvals6
- Northmoor, approvals3
| Place | Approvals | Gross approval dollars |
|---|---|---|
| KANSAS CITY | 63 | $37,290,800 |
| Parkville | 18 | $6,482,700 |
| PLATTE CITY | 12 | $6,018,900 |
| RIVERSIDE | 10 | $5,835,600 |
| WESTON | 6 | $1,339,100 |
| Northmoor | 3 | $5,946,200 |
| HOLLISTER | 1 | $413,000 |
| Camden Point | 1 | $178,000 |
KANSAS CITY accounts for 63 approvals against 18 in Parkville. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Platte County
How big is Platte County
- Land area420 sq mi
- Rank by land area among Missouri counties105th of 115
- Width, east to west26.9 mi
- Height, north to south25.8 mi
- Geographies sharing a boundary3
- Residents per square mile of land263
- Establishments per square mile6.33
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Platte County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Platte County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population110,371
- Households43,902
- Average household size2.51
- Median household income$96,227
- Median age39.1
Common questions
Platte County questions, answered from the record.
How many people live in Platte County, Missouri?
110,371, in 43,902 households, ranking 11th of 115 Missouri counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Platte County growing?
The population has grown 6.07 percent since the 2020 census base. In 2024 there were 1,191 births against 888 deaths, with net migration of 786. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Platte County?
$96,227. The median owner-occupied home is valued at $345,100, which is 3.6 times income, and median gross rent is $1,334 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Platte County?
2,659 establishments, employing 45,216 people with an annual payroll of $2.43 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Platte County?
Average annual pay is $59,070, or $1,136 a week, across 48,079 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Platte County?
114 7(a) approvals totalling $63.5 m since FY2020, across 45 lenders, with a median approval of $300,000, plus 37 504 approvals worth $30.9 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Platte County get paid back?
Of the 20 loans that have reached a final outcome, 18 were paid in full and 2 charged off, a charge off rate of 10.0 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Platte County?
237 housing units were authorised by permit in 2024, with a declared construction value of $104.6 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Platte County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Platte County come from?
The largest single origin is Platte County Non-migrants, with 39,244 households. Arriving households report an average income of $70,512 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Platte County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Platte County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.