Reynolds County, Missouri: commercial real estate data.
Reynolds County, Missouri has a population of 6,010 across 808 square miles, down 2.7 percent since the 2020 census base. County output reached $227.9 m in 2024, 145 establishments operate here, and the SBA record carries 3 7(a) approvals worth $1.1 m.
100 sourced county values · tier FULL · 11 sections
Reynolds County
How many people live in Reynolds County
- Population6,010
- Households2,335
- Average household size2.57
- Median household income$45,028
- Median age46.1
- Median gross rent$655 per month
- Median owner-occupied home value$151,700
- Home value to household income3.4 times
- Annual rent as a share of median income17.5 percent
- Adults 25 and over with a bachelor degree or higher15.0 percent
- Adults 25 and over with a graduate degree3.6 percent
- Adults 25 and over4,471
- Population under 181,141
- Share under 1819.0 percent
- Population 65 and over1,424
- Share 65 and over23.7 percent
- Working age population, 18 to 643,445
- Civilian labor force2,612
- Unemployment rate10.9 percent
- Labor force participation, adults 18 and over53.6 percent
- Rank by population among Missouri counties104th of 115
- Rank by population among US county-equivalents2810th
Reynolds County is the 104th largest of 115 Missouri counties by population. A median home costs 3.4 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 23.7 percent against 19.0 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Reynolds County
Is Reynolds County growing
- Population change since the 2020 census base-2.74 percent
- Census 2020 base population6,094
- Births, 202467
- Deaths, 202487
- Natural change, 2024-20
- Net domestic migration, 2024-18
- Net international migration, 20240
- Total net migration, 2024-18
- Cumulative net domestic migration, 2021 to 2024-14
- Rank by growth among US county-equivalents2688th
The county has lost 2.74 percent of its population since the 2020 census base.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Reynolds County
Where people moving to Reynolds County come from
- Tax returns filed by households arriving140
- People arriving, from those returns269
- Adjusted gross income arriving$5.3 m
- Net adjusted gross income movement$0
- Average income of an arriving household$38,014
- Largest single originReynolds County Non-migrants (1,984 households)
- Largest single destination (1,984 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Reynolds County Non-migrants | 1,984 | 4,251 | $102.5 m |
| Other flows - Same State | 118 | 215 | $4.6 m |
| Other flows - Different State | 22 | 54 | $769,000 |
| Other flows - South | 22 | 54 | $769,000 |
The largest single source of arrivals is Reynolds County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Reynolds County
What the Reynolds County economy runs on
- County GDP, 2024$227.9 m
- County GDP, 2023$266.4 m
- GDP change, 2023 to 2024-14.5 percent
- GDP change over five years-9.3 percent
- Rank by GDP among Missouri counties105th
- Rank by GDP among US county-equivalents2848th
- GDP per resident$37,914
Output grew -14.5 percent in the latest year and -9.3 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Reynolds County
Who employs people in Reynolds County
- Covered employment, annual average1,757
- Establishments reporting273
- Average annual pay$46,798
- Average weekly wage$900
- Sector 31-33, employment353
- Sector 31-33, average annual pay$47,414
- Sector 62, employment307
- Sector 62, average annual pay$29,589
- Sector 44-45, employment114
- Sector 44-45, average annual pay$24,532
- Sector 52, employment27
- Sector 52, average annual pay$30,840
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 353 | 21 | $47,414 |
| Sector 62 | 307 | 133 | $29,589 |
| Sector 44-45 | 114 | 21 | $24,532 |
| Sector 52 | 27 | 5 | $30,840 |
The largest sector is the biggest private employer group at 353 jobs, 20.1 percent of covered employment. Average pay per job exceeds median household income, which usually means single earner households and a wage base that can carry rent.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Reynolds County
What businesses operate in Reynolds County
- Establishments, all industries145
- Employment at those establishments1,543
- Annual payroll$75.7 m
- Establishments per 1,000 residents24.1
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Reynolds County
What is being built in Reynolds County
- Housing units authorised by permit, 20240
- Declared construction value permitted$0
- Single family units authorised0
- Multifamily units authorised0
No residential units were authorised by permit in 2024. In a small county this is common and is not by itself a sign of distress, but it does mean there is no recent residential pipeline to read demand from.
US Census Bureau, Building Permits Survey, 2024 annual.
Reynolds County
How much SBA lending happens in Reynolds County
- 7(a) approvals recorded3
- 7(a) gross approval dollars$1.1 m
- Average 7(a) approval$365,833
- Median 7(a) approval$407,500
- 10th percentile approval$20,000
- 90th percentile approval$670,000
- Largest single approval$670,000
- Jobs reported supported, 7(a)14
- Jobs per approval4.7
- Distinct 7(a) lenders active3
- Distinct industries receiving approvals3
- Median 7(a) term300 months
- Share of loans on real estate terms, 240 months or longer66.7 percent
- Loans on real estate terms2
- Loans on working capital terms, 120 months or shorter1
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countSupport Activities for Oil and Gas Operations (1)
- Most active lenderBelgrade State Bank (1)
The average approval of $365,833 sits close to the median of $407,500, so lending here is fairly evenly sized rather than driven by a few large deals. 66.7 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Reynolds County
Do SBA loans in Reynolds County get paid back
- Loans with a final outcome recorded0
- Paid in full0
- Charged off0
- Status: Cancelled2
- Status: Exempt from disclosure1
Too few loans have reached a final outcome to publish a charge off rate. only 0 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Reynolds County
Which parts of Reynolds County get the lending
- Places in the county with recorded lending2
- Ellington, approvals2
- BLACK, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Ellington | 2 | $1,077,500 |
| BLACK | 1 | $20,000 |
Ellington accounts for 2 approvals against 1 in BLACK. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Reynolds County
How big is Reynolds County
- Land area808 sq mi
- Rank by land area among Missouri counties12th of 115
- Width, east to west31.8 mi
- Height, north to south38.2 mi
- Geographies sharing a boundary5
- Residents per square mile of land7
- Establishments per square mile0.18
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No 504 approvals recorded in this county in the FOIA release covering FY2010 onward.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Reynolds County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Reynolds County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population6,010
- Households2,335
- Average household size2.57
- Median household income$45,028
- Median age46.1
Common questions
Reynolds County questions, answered from the record.
How many people live in Reynolds County, Missouri?
6,010, in 2,335 households, ranking 104th of 115 Missouri counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Reynolds County growing?
The population has fallen 2.74 percent since the 2020 census base. In 2024 there were 67 births against 87 deaths, with net migration of -18. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Reynolds County?
$45,028. The median owner-occupied home is valued at $151,700, which is 3.4 times income, and median gross rent is $655 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Reynolds County?
145 establishments, employing 1,543 people with an annual payroll of $75.7 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Reynolds County?
Average annual pay is $46,798, or $900 a week, across 1,757 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Reynolds County?
3 7(a) approvals totalling $1.1 m since FY2020, across 3 lenders, with a median approval of $407,500. These are approvals recorded in the release, not loans disbursed.
What is being built in Reynolds County?
No residential units were authorised by permit in 2024. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Reynolds County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Reynolds County come from?
The largest single origin is Reynolds County Non-migrants, with 1,984 households. Arriving households report an average income of $38,014 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Reynolds County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Reynolds County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.