Ripley County, Missouri: commercial real estate data.
Ripley County, Missouri has a population of 10,708 across 630 square miles, up 0.4 percent since the 2020 census base. County output reached $285.3 m in 2024, 248 establishments operate here, and the SBA record carries 5 7(a) approvals worth $974,100.
103 sourced county values · tier FULL · 11 sections
Ripley County
How many people live in Ripley County
- Population10,708
- Households4,002
- Average household size2.68
- Median household income$42,037
- Median age40.7
- Median gross rent$654 per month
- Median owner-occupied home value$119,600
- Home value to household income2.8 times
- Annual rent as a share of median income18.7 percent
- Adults 25 and over with a bachelor degree or higher12.6 percent
- Adults 25 and over with a graduate degree4.7 percent
- Adults 25 and over7,392
- Population under 182,585
- Share under 1824.1 percent
- Population 65 and over2,134
- Share 65 and over19.9 percent
- Working age population, 18 to 645,989
- Civilian labor force4,218
- Unemployment rate3.7 percent
- Labor force participation, adults 18 and over51.9 percent
- Rank by population among Missouri counties82nd of 115
- Rank by population among US county-equivalents2438th
Ripley County is the 82nd largest of 115 Missouri counties by population. A median home costs 2.8 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 24.1 percent against 19.9 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Ripley County
Is Ripley County growing
- Population change since the 2020 census base0.37 percent
- Census 2020 base population10,676
- Births, 2024128
- Deaths, 2024191
- Natural change, 2024-63
- Net domestic migration, 2024-38
- Net international migration, 20247
- Total net migration, 2024-31
- Cumulative net domestic migration, 2021 to 2024329
- Rank by growth among US county-equivalents1690th
The county has grown 0.37 percent since the 2020 census base.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Ripley County
Where people moving to Ripley County come from
- Tax returns filed by households arriving304
- People arriving, from those returns623
- Adjusted gross income arriving$12.4 m
- Net adjusted gross income movement$0
- Average income of an arriving household$40,849
- Largest single originRipley County Non-migrants (3,914 households)
- Largest single destination (3,914 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Ripley County Non-migrants | 3,914 | 8,709 | $183.9 m |
| Other flows - Different State | 114 | 216 | $4.9 m |
| Other flows - Same State | 96 | 209 | $4.1 m |
| Butler County | 94 | 198 | $3.4 m |
| Other flows - South | 58 | 121 | $2.4 m |
| Other flows - West | 31 | 54 | $1.4 m |
| Other flows - Midwest | 25 | 41 | $1.1 m |
The largest single source of arrivals is Ripley County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Ripley County
What the Ripley County economy runs on
- County GDP, 2024$285.3 m
- County GDP, 2023$276.7 m
- GDP change, 2023 to 20243.1 percent
- GDP change over five years28.6 percent
- Rank by GDP among Missouri counties94th
- Rank by GDP among US county-equivalents2730th
- GDP per resident$26,644
Output grew 3.1 percent in the latest year and 28.6 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Ripley County
Who employs people in Ripley County
- Covered employment, annual average2,859
- Establishments reporting681
- Average annual pay$31,859
- Average weekly wage$613
- Sector 31-33, employment501
- Sector 31-33, average annual pay$37,415
- Sector 44-45, employment344
- Sector 44-45, average annual pay$26,981
- Sector 23, employment68
- Sector 23, average annual pay$35,810
- Sector 52, employment59
- Sector 52, average annual pay$41,014
- Sector 81, employment44
- Sector 42, employment37
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 501 | 26 | $37,415 |
| Sector 44-45 | 344 | 38 | $26,981 |
| Sector 23 | 68 | 18 | $35,810 |
| Sector 52 | 59 | 11 | $41,014 |
| Sector 81 | 44 | 11 | $29,313 |
| Sector 42 | 37 | 7 | $39,731 |
| Sector 56 | 22 | 5 | $34,561 |
| Sector 53 | 8 | 4 | $50,322 |
The largest sector is the biggest private employer group at 501 jobs, 17.5 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Ripley County
What businesses operate in Ripley County
- Establishments, all industries248
- Employment at those establishments2,121
- Annual payroll$57.9 m
- Establishments per 1,000 residents23.2
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Ripley County
What is being built in Ripley County
- Housing units authorised by permit, 20240
- Declared construction value permitted$0
- Single family units authorised0
- Multifamily units authorised0
No residential units were authorised by permit in 2024. In a small county this is common and is not by itself a sign of distress, but it does mean there is no recent residential pipeline to read demand from.
US Census Bureau, Building Permits Survey, 2024 annual.
Ripley County
How much SBA lending happens in Ripley County
- 7(a) approvals recorded5
- 7(a) gross approval dollars$974,100
- Average 7(a) approval$194,820
- Median 7(a) approval$184,900
- 10th percentile approval$50,000
- 90th percentile approval$350,000
- Largest single approval$350,000
- Jobs reported supported, 7(a)44
- Jobs per approval8.8
- Distinct 7(a) lenders active4
- Distinct industries receiving approvals4
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer20.0 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter3
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countBowling Centers (2)
- Most active lenderSouthern Bank (2)
The average approval of $194,820 sits close to the median of $184,900, so lending here is fairly evenly sized rather than driven by a few large deals. Only 20.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ripley County
Do SBA loans in Ripley County get paid back
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Paid in full1
- Status: Exempt from disclosure3
- Status: Committed, not yet disbursed1
Too few loans have reached a final outcome to publish a charge off rate. only 1 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ripley County
Which parts of Ripley County get the lending
- Places in the county with recorded lending2
- DONIPHAN, approvals4
- Fairdealing, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| DONIPHAN | 4 | $624,100 |
| Fairdealing | 1 | $350,000 |
DONIPHAN accounts for 4 approvals against 1 in Fairdealing. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ripley County
How big is Ripley County
- Land area630 sq mi
- Rank by land area among Missouri counties46th of 115
- Width, east to west30.6 mi
- Height, north to south22.5 mi
- Geographies sharing a boundary3
- Residents per square mile of land17
- Establishments per square mile0.39
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No 504 approvals recorded in this county in the FOIA release covering FY2010 onward.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Ripley County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Ripley County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population10,708
- Households4,002
- Average household size2.68
- Median household income$42,037
- Median age40.7
Common questions
Ripley County questions, answered from the record.
How many people live in Ripley County, Missouri?
10,708, in 4,002 households, ranking 82nd of 115 Missouri counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Ripley County growing?
The population has grown 0.37 percent since the 2020 census base. In 2024 there were 128 births against 191 deaths, with net migration of -31. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Ripley County?
$42,037. The median owner-occupied home is valued at $119,600, which is 2.8 times income, and median gross rent is $654 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Ripley County?
248 establishments, employing 2,121 people with an annual payroll of $57.9 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Ripley County?
Average annual pay is $31,859, or $613 a week, across 2,859 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Ripley County?
5 7(a) approvals totalling $974,100 since FY2020, across 4 lenders, with a median approval of $184,900. These are approvals recorded in the release, not loans disbursed.
What is being built in Ripley County?
No residential units were authorised by permit in 2024. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Ripley County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Ripley County come from?
The largest single origin is Ripley County Non-migrants, with 3,914 households. Arriving households report an average income of $40,849 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Ripley County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Ripley County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.