Saline County, Missouri: commercial real estate data.
Saline County, Missouri has a population of 23,231 across 756 square miles, down 0.0 percent since the 2020 census base. County output reached $1.30 bn in 2024, 451 establishments operate here, and the SBA record carries 6 7(a) approvals worth $3.9 m.
106 sourced county values · tier FULL · 11 sections
Saline County
How many people live in Saline County
- Population23,231
- Households8,053
- Average household size2.88
- Median household income$57,931
- Median age35.3
- Median gross rent$739 per month
- Median owner-occupied home value$150,500
- Home value to household income2.6 times
- Annual rent as a share of median income15.3 percent
- Adults 25 and over with a bachelor degree or higher22.7 percent
- Adults 25 and over with a graduate degree8.1 percent
- Adults 25 and over14,816
- Population under 185,102
- Share under 1822.0 percent
- Population 65 and over3,997
- Share 65 and over17.2 percent
- Working age population, 18 to 6414,132
- Civilian labor force10,973
- Unemployment rate3.2 percent
- Labor force participation, adults 18 and over60.5 percent
- Rank by population among Missouri counties48th of 115
- Rank by population among US county-equivalents1723rd
Saline County is the 48th largest of 115 Missouri counties by population. A median home costs 2.6 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 22.0 percent against 17.2 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Saline County
Is Saline County growing
- Population change since the 2020 census base-0.04 percent
- Census 2020 base population23,334
- Births, 2024251
- Deaths, 2024276
- Natural change, 2024-25
- Net domestic migration, 2024-62
- Net international migration, 2024201
- Total net migration, 2024139
- Cumulative net domestic migration, 2021 to 2024-246
- Rank by growth among US county-equivalents1843rd
The county has lost 0.04 percent of its population since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Saline County
Where people moving to Saline County come from
- Tax returns filed by households arriving416
- People arriving, from those returns755
- Adjusted gross income arriving$20.0 m
- Net adjusted gross income movement$0
- Average income of an arriving household$48,156
- Largest single originSaline County Non-migrants (7,898 households)
- Largest single destination (7,898 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Saline County Non-migrants | 7,898 | 16,144 | $468.4 m |
| Other flows - Same State | 151 | 244 | $6.1 m |
| Other flows - Different State | 137 | 262 | $8.3 m |
| Pettis County | 57 | 115 | $2.2 m |
| Other flows - South | 56 | 106 | $2.2 m |
| Other flows - West | 42 | 86 | $4.1 m |
| Other flows - Midwest | 39 | 70 | $1.9 m |
| Lafayette County | 28 | 60 | $1.5 m |
The largest single source of arrivals is Saline County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Saline County
What the Saline County economy runs on
- County GDP, 2024$1.30 bn
- County GDP, 2023$1.28 bn
- GDP change, 2023 to 20241.5 percent
- GDP change over five years36.6 percent
- Rank by GDP among Missouri counties38th
- Rank by GDP among US county-equivalents1629th
- GDP per resident$56,128
Output grew 1.5 percent in the latest year and 36.6 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Saline County
Who employs people in Saline County
- Covered employment, annual average8,879
- Establishments reporting648
- Average annual pay$45,958
- Average weekly wage$884
- Sector 31-33, employment2,111
- Sector 31-33, average annual pay$58,376
- Sector 44-45, employment967
- Sector 44-45, average annual pay$31,773
- Sector 72, employment559
- Sector 72, average annual pay$16,206
- Sector 42, employment308
- Sector 42, average annual pay$67,331
- Sector 11, employment286
- Sector 52, employment242
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 2,111 | 27 | $58,376 |
| Sector 44-45 | 967 | 79 | $31,773 |
| Sector 72 | 559 | 46 | $16,206 |
| Sector 42 | 308 | 36 | $67,331 |
| Sector 11 | 286 | 43 | $56,602 |
| Sector 52 | 242 | 33 | $56,775 |
| Sector 56 | 181 | 15 | $44,295 |
| Sector 23 | 161 | 38 | $53,809 |
The largest sector is the biggest private employer group at 2,111 jobs, 23.8 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Saline County
What businesses operate in Saline County
- Establishments, all industries451
- Employment at those establishments6,906
- Annual payroll$299.9 m
- Establishments per 1,000 residents19.4
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Saline County
What is being built in Saline County
- Housing units authorised by permit, 202413
- Declared construction value permitted$2.3 m
- Single family units authorised7
- Multifamily units authorised6
- Multifamily share of units46.2 percent
- Average declared value per unit$175,769
- Units authorised per 1,000 households1.6
Multifamily is 46.2 percent of units authorised, so the pipeline is being built for renters rather than buyers.
US Census Bureau, Building Permits Survey, 2024 annual.
Saline County
How much SBA lending happens in Saline County
- 7(a) approvals recorded6
- 7(a) gross approval dollars$3.9 m
- Average 7(a) approval$645,333
- Median 7(a) approval$500,000
- 10th percentile approval$55,000
- 90th percentile approval$2,000,000
- Largest single approval$2,000,000
- Jobs reported supported, 7(a)106
- Jobs per approval17.7
- Distinct 7(a) lenders active6
- Distinct industries receiving approvals6
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer0.0 percent
- Loans on real estate terms0
- Loans on working capital terms, 120 months or shorter5
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countElectrical Contractors and Other Wiring Installation Contractors (1)
- Most active lenderWood and Huston Bank (1)
The average approval of $645,333 sits close to the median of $500,000, so lending here is fairly evenly sized rather than driven by a few large deals. Only 0.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Saline County
Do SBA loans in Saline County get paid back
- Loans with a final outcome recorded3
- Paid in full3
- Charged off0
- Status: Paid in full3
- Status: Exempt from disclosure3
Too few loans have reached a final outcome to publish a charge off rate. only 3 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Saline County
Which parts of Saline County get the lending
- Places in the county with recorded lending3
- Marshall, approvals4
- Sweet Springs, approvals1
- Nelson, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Marshall | 4 | $3,072,000 |
| Sweet Springs | 1 | $745,000 |
| Nelson | 1 | $55,000 |
Marshall accounts for 4 approvals against 1 in Sweet Springs. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Saline County
How big is Saline County
- Land area756 sq mi
- Rank by land area among Missouri counties19th of 115
- Width, east to west34.7 mi
- Height, north to south32.7 mi
- Geographies sharing a boundary6
- Residents per square mile of land31
- Establishments per square mile0.60
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No 504 approvals recorded in this county in the FOIA release covering FY2010 onward.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Saline County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Saline County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population23,231
- Households8,053
- Average household size2.88
- Median household income$57,931
- Median age35.3
Common questions
Saline County questions, answered from the record.
How many people live in Saline County, Missouri?
23,231, in 8,053 households, ranking 48th of 115 Missouri counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Saline County growing?
The population has fallen 0.04 percent since the 2020 census base. In 2024 there were 251 births against 276 deaths, with net migration of 139. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Saline County?
$57,931. The median owner-occupied home is valued at $150,500, which is 2.6 times income, and median gross rent is $739 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Saline County?
451 establishments, employing 6,906 people with an annual payroll of $299.9 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Saline County?
Average annual pay is $45,958, or $884 a week, across 8,879 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Saline County?
6 7(a) approvals totalling $3.9 m since FY2020, across 6 lenders, with a median approval of $500,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Saline County?
13 housing units were authorised by permit in 2024, with a declared construction value of $2.3 m. Multifamily was 46.2 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Saline County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Saline County come from?
The largest single origin is Saline County Non-migrants, with 7,898 households. Arriving households report an average income of $48,156 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Saline County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Saline County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.