Scott County, Missouri: commercial real estate data.
Scott County, Missouri has a population of 37,933 across 420 square miles, down 0.3 percent since the 2020 census base. County output reached $2.22 bn in 2024, 970 establishments operate here, and the SBA record carries 21 7(a) approvals worth $12.9 m.
119 sourced county values · tier FULL · 11 sections
Scott County
How many people live in Scott County
- Population37,933
- Households15,327
- Average household size2.47
- Median household income$62,782
- Median age39.7
- Median gross rent$873 per month
- Median owner-occupied home value$154,400
- Home value to household income2.5 times
- Annual rent as a share of median income16.7 percent
- Adults 25 and over with a bachelor degree or higher22.1 percent
- Adults 25 and over with a graduate degree7.3 percent
- Adults 25 and over25,710
- Population under 189,098
- Share under 1824.0 percent
- Population 65 and over7,099
- Share 65 and over18.7 percent
- Working age population, 18 to 6421,736
- Civilian labor force18,475
- Unemployment rate2.9 percent
- Labor force participation, adults 18 and over64.1 percent
- Rank by population among Missouri counties31st of 115
- Rank by population among US county-equivalents1254th
Scott County is the 31st largest of 115 Missouri counties by population. A median home costs 2.5 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 24.0 percent against 18.7 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Scott County
Is Scott County growing
- Population change since the 2020 census base-0.25 percent
- Census 2020 base population38,054
- Births, 2024468
- Deaths, 2024529
- Natural change, 2024-61
- Net domestic migration, 202464
- Net international migration, 202432
- Total net migration, 202496
- Cumulative net domestic migration, 2021 to 2024156
- Rank by growth among US county-equivalents1942nd
The county has lost 0.25 percent of its population since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Scott County
Where people moving to Scott County come from
- Tax returns filed by households arriving1,076
- People arriving, from those returns1,994
- Adjusted gross income arriving$41.4 m
- Net adjusted gross income movement$0
- Average income of an arriving household$38,463
- Largest single originScott County Non-migrants (13,497 households)
- Largest single destination (13,497 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Scott County Non-migrants | 13,497 | 28,073 | $933.5 m |
| Cape Girardeau County | 281 | 515 | $11.0 m |
| Other flows - Different State | 254 | 460 | $10.0 m |
| Other flows - Same State | 169 | 292 | $6.8 m |
| New Madrid County | 154 | 295 | $6.0 m |
| Other flows - South | 132 | 258 | $5.1 m |
| Other flows - Midwest | 92 | 150 | $3.6 m |
| Mississippi County | 89 | 167 | $3.0 m |
The largest single source of arrivals is Scott County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Scott County
What the Scott County economy runs on
- County GDP, 2024$2.22 bn
- County GDP, 2023$2.13 bn
- GDP change, 2023 to 20244.2 percent
- GDP change over five years31.4 percent
- Rank by GDP among Missouri counties25th
- Rank by GDP among US county-equivalents1190th
- GDP per resident$58,501
Output grew 4.2 percent in the latest year and 31.4 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Scott County
Who employs people in Scott County
- Covered employment, annual average16,179
- Establishments reporting1,306
- Average annual pay$49,793
- Average weekly wage$958
- Sector 31-33, employment2,664
- Sector 31-33, average annual pay$60,507
- Sector 48-49, employment1,398
- Sector 48-49, average annual pay$57,032
- Sector 44-45, employment1,180
- Sector 44-45, average annual pay$36,053
- Sector 72, employment1,116
- Sector 72, average annual pay$23,595
- Sector 23, employment575
- Sector 56, employment554
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 2,664 | 60 | $60,507 |
| Sector 48-49 | 1,398 | 63 | $57,032 |
| Sector 44-45 | 1,180 | 127 | $36,053 |
| Sector 72 | 1,116 | 78 | $23,595 |
| Sector 23 | 575 | 94 | $55,861 |
| Sector 56 | 554 | 41 | $43,281 |
| Sector 54 | 409 | 63 | $55,512 |
| Sector 81 | 370 | 65 | $46,447 |
The largest sector is the biggest private employer group at 2,664 jobs, 16.5 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Scott County
What businesses operate in Scott County
- Establishments, all industries970
- Employment at those establishments14,139
- Annual payroll$678.6 m
- Establishments per 1,000 residents25.6
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Scott County
What is being built in Scott County
- Housing units authorised by permit, 2024119
- Declared construction value permitted$12.0 m
- Single family units authorised79
- Multifamily units authorised40
- Multifamily share of units33.6 percent
- Average declared value per unit$100,571
- Units authorised per 1,000 households7.8
Multifamily is 33.6 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Scott County
How much SBA lending happens in Scott County
- 7(a) approvals recorded21
- 7(a) gross approval dollars$12.9 m
- Average 7(a) approval$612,043
- Median 7(a) approval$300,000
- 10th percentile approval$50,000
- 90th percentile approval$1,645,000
- Largest single approval$2,905,000
- Jobs reported supported, 7(a)208
- Jobs per approval9.9
- Distinct 7(a) lenders active13
- Distinct industries receiving approvals17
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer9.5 percent
- Loans on real estate terms2
- Loans on working capital terms, 120 months or shorter15
- Franchise loans6
- Franchise share of approvals28.6 percent
- Leading industry by approval countRemediation Services (2)
- Most active lenderSouthern Bank (4)
- 504 approvals recorded8
- 504 gross approval dollars$2.3 m
- Average 504 approval$287,875
- Median 504 approval$251,000
- Distinct CDCs active2
- 504 jobs per approval1.8
- 504 jobs per million dollars approved6.1
- Most active CDCRural Missouri, Inc. (7)
- 7(a) share of SBA approvals72.4 percent
- Combined SBA approval dollars$15.2 m
The average approval of $612,043 sits well above the median of $300,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 9.5 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Scott County
Do SBA loans in Scott County get paid back
- Loans with a final outcome recorded2
- Paid in full2
- Charged off0
- Status: Exempt from disclosure18
- Status: Paid in full2
- Status: Cancelled1
Too few loans have reached a final outcome to publish a charge off rate. only 2 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Scott County
Which parts of Scott County get the lending
- Places in the county with recorded lending5
- Sikeston, approvals12
- SCOTT CITY, approvals4
- ORAN, approvals3
- BENTON, approvals1
- CHAFFEE, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Sikeston | 12 | $8,269,700 |
| SCOTT CITY | 4 | $2,845,600 |
| ORAN | 3 | $1,582,300 |
| BENTON | 1 | $105,300 |
| CHAFFEE | 1 | $50,000 |
Sikeston accounts for 12 approvals against 4 in SCOTT CITY. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Scott County
How big is Scott County
- Land area420 sq mi
- Rank by land area among Missouri counties104th of 115
- Width, east to west25.6 mi
- Height, north to south26.9 mi
- Geographies sharing a boundary4
- Residents per square mile of land90
- Establishments per square mile2.31
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Scott County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Scott County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population37,933
- Households15,327
- Average household size2.47
- Median household income$62,782
- Median age39.7
Common questions
Scott County questions, answered from the record.
How many people live in Scott County, Missouri?
37,933, in 15,327 households, ranking 31st of 115 Missouri counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Scott County growing?
The population has fallen 0.25 percent since the 2020 census base. In 2024 there were 468 births against 529 deaths, with net migration of 96. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Scott County?
$62,782. The median owner-occupied home is valued at $154,400, which is 2.5 times income, and median gross rent is $873 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Scott County?
970 establishments, employing 14,139 people with an annual payroll of $678.6 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Scott County?
Average annual pay is $49,793, or $958 a week, across 16,179 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Scott County?
21 7(a) approvals totalling $12.9 m since FY2020, across 13 lenders, with a median approval of $300,000, plus 8 504 approvals worth $2.3 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Scott County?
119 housing units were authorised by permit in 2024, with a declared construction value of $12.0 m. Multifamily was 33.6 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Scott County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Scott County come from?
The largest single origin is Scott County Non-migrants, with 13,497 households. Arriving households report an average income of $38,463 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Scott County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Scott County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.