Washington County, Missouri: commercial real estate data.
Washington County, Missouri has a population of 23,470 across 760 square miles, up 0.3 percent since the 2020 census base. County output reached $579.7 m in 2024, 371 establishments operate here, and the SBA record carries 13 7(a) approvals worth $6.5 m.
118 sourced county values · tier FULL · 11 sections
Washington County
How many people live in Washington County
- Population23,470
- Households8,920
- Average household size2.63
- Median household income$56,043
- Median age40.7
- Median gross rent$684 per month
- Median owner-occupied home value$129,400
- Home value to household income2.3 times
- Annual rent as a share of median income14.6 percent
- Adults 25 and over with a bachelor degree or higher11.7 percent
- Adults 25 and over with a graduate degree4.0 percent
- Adults 25 and over16,279
- Population under 185,526
- Share under 1823.5 percent
- Population 65 and over4,208
- Share 65 and over17.9 percent
- Working age population, 18 to 6413,736
- Civilian labor force9,677
- Unemployment rate3.6 percent
- Labor force participation, adults 18 and over53.9 percent
- Rank by population among Missouri counties47th of 115
- Rank by population among US county-equivalents1711th
Washington County is the 47th largest of 115 Missouri counties by population. A median home costs 2.3 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 23.5 percent against 17.9 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Washington County
Is Washington County growing
- Population change since the 2020 census base0.28 percent
- Census 2020 base population23,517
- Births, 2024252
- Deaths, 2024343
- Natural change, 2024-91
- Net domestic migration, 2024122
- Net international migration, 20249
- Total net migration, 2024131
- Cumulative net domestic migration, 2021 to 2024613
- Rank by growth among US county-equivalents1727th
The county has grown 0.28 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Washington County
Where people moving to Washington County come from
- Tax returns filed by households arriving555
- People arriving, from those returns1,048
- Adjusted gross income arriving$34.1 m
- Net adjusted gross income movement$0
- Average income of an arriving household$61,396
- Largest single originWashington County Non-migrants (7,354 households)
- Largest single destination (7,354 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Washington County Non-migrants | 7,354 | 16,031 | $365.9 m |
| St. Francois County | 155 | 291 | $5.2 m |
| Other flows - Same State | 146 | 274 | $17.5 m |
| Other flows - Different State | 95 | 192 | $4.2 m |
| Jefferson County | 89 | 158 | $3.9 m |
| Other flows - Midwest | 59 | 114 | $2.9 m |
| Franklin County | 40 | 76 | $1.4 m |
| Other flows - South | 36 | 78 | $1.3 m |
The largest single source of arrivals is Washington County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Washington County
What the Washington County economy runs on
- County GDP, 2024$579.7 m
- County GDP, 2023$545.7 m
- GDP change, 2023 to 20246.2 percent
- GDP change over five years36.4 percent
- Rank by GDP among Missouri counties69th
- Rank by GDP among US county-equivalents2304th
- GDP per resident$24,701
Output grew 6.2 percent in the latest year and 36.4 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Washington County
Who employs people in Washington County
- Covered employment, annual average5,002
- Establishments reporting754
- Average annual pay$40,224
- Average weekly wage$774
- Sector 44-45, employment738
- Sector 44-45, average annual pay$27,188
- Sector 31-33, employment420
- Sector 31-33, average annual pay$51,273
- Sector 72, employment318
- Sector 72, average annual pay$21,461
- Sector 48-49, employment198
- Sector 48-49, average annual pay$46,526
- Sector 23, employment196
- Sector 81, employment183
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 738 | 61 | $27,188 |
| Sector 31-33 | 420 | 22 | $51,273 |
| Sector 72 | 318 | 20 | $21,461 |
| Sector 48-49 | 198 | 30 | $46,526 |
| Sector 23 | 196 | 50 | $40,207 |
| Sector 81 | 183 | 27 | $29,963 |
| Sector 52 | 114 | 17 | $57,628 |
| Sector 51 | 33 | 8 | $41,237 |
The largest sector is the biggest private employer group at 738 jobs, 14.8 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Washington County
What businesses operate in Washington County
- Establishments, all industries371
- Employment at those establishments3,263
- Annual payroll$126.5 m
- Establishments per 1,000 residents15.8
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Washington County
What is being built in Washington County
- Housing units authorised by permit, 20240
- Declared construction value permitted$0
- Single family units authorised0
- Multifamily units authorised0
No residential units were authorised by permit in 2024. In a small county this is common and is not by itself a sign of distress, but it does mean there is no recent residential pipeline to read demand from.
US Census Bureau, Building Permits Survey, 2024 annual.
Washington County
How much SBA lending happens in Washington County
- 7(a) approvals recorded13
- 7(a) gross approval dollars$6.5 m
- Average 7(a) approval$499,562
- Median 7(a) approval$140,000
- 10th percentile approval$28,200
- 90th percentile approval$1,192,500
- Largest single approval$2,737,000
- Jobs reported supported, 7(a)153
- Jobs per approval11.8
- Distinct 7(a) lenders active7
- Distinct industries receiving approvals12
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer30.8 percent
- Loans on real estate terms4
- Loans on working capital terms, 120 months or shorter8
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countSite Preparation Contractors (2)
- Most active lenderBelgrade State Bank (7)
- 504 approvals recorded3
- 504 gross approval dollars$2.0 m
- Average 504 approval$678,333
- Median 504 approval$384,000
- Distinct CDCs active3
- 504 jobs per approval7.0
- 504 jobs per million dollars approved10.3
- Most active CDCSt. Charles County Economic Development Council (1)
- 7(a) share of SBA approvals81.3 percent
- Combined SBA approval dollars$8.5 m
The average approval of $499,562 sits well above the median of $140,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. 30.8 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Washington County
Do SBA loans in Washington County get paid back
- Loans with a final outcome recorded3
- Paid in full3
- Charged off0
- Status: Paid in full3
- Status: Exempt from disclosure8
- Status: Cancelled1
- Status: Committed, not yet disbursed1
Too few loans have reached a final outcome to publish a charge off rate. only 3 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Washington County
Which parts of Washington County get the lending
- Places in the county with recorded lending7
- Potosi, approvals5
- SULLIVAN, approvals2
- Caledonia, approvals2
- BLACKWELL, approvals1
- Belgrade, approvals1
- BONNE TERRE, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Potosi | 5 | $952,000 |
| SULLIVAN | 2 | $771,600 |
| Caledonia | 2 | $1,219,500 |
| BLACKWELL | 1 | $646,000 |
| Belgrade | 1 | $140,000 |
| BONNE TERRE | 1 | $28,200 |
| Bismarck | 1 | $2,737,000 |
Potosi accounts for 5 approvals against 2 in SULLIVAN. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Washington County
How big is Washington County
- Land area760 sq mi
- Rank by land area among Missouri counties17th of 115
- Width, east to west25.1 mi
- Height, north to south32.4 mi
- Geographies sharing a boundary5
- Residents per square mile of land31
- Establishments per square mile0.49
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Washington County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Washington County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population23,470
- Households8,920
- Average household size2.63
- Median household income$56,043
- Median age40.7
Common questions
Washington County questions, answered from the record.
How many people live in Washington County, Missouri?
23,470, in 8,920 households, ranking 47th of 115 Missouri counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Washington County growing?
The population has grown 0.28 percent since the 2020 census base. In 2024 there were 252 births against 343 deaths, with net migration of 131. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Washington County?
$56,043. The median owner-occupied home is valued at $129,400, which is 2.3 times income, and median gross rent is $684 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Washington County?
371 establishments, employing 3,263 people with an annual payroll of $126.5 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Washington County?
Average annual pay is $40,224, or $774 a week, across 5,002 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Washington County?
13 7(a) approvals totalling $6.5 m since FY2020, across 7 lenders, with a median approval of $140,000, plus 3 504 approvals worth $2.0 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Washington County?
No residential units were authorised by permit in 2024. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Washington County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Washington County come from?
The largest single origin is Washington County Non-migrants, with 7,354 households. Arriving households report an average income of $61,396 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Washington County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Washington County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.