Park County, Montana: commercial real estate data.
Park County, Montana has a population of 17,710 across 2,803 square miles, up 5.1 percent since the 2020 census base. County output reached $898.9 m in 2024, 943 establishments operate here, and the SBA record carries 18 7(a) approvals worth $13.9 m.
119 sourced county values · tier FULL · 11 sections
Park County
How many people live in Park County
- Population17,710
- Households8,366
- Average household size2.12
- Median household income$70,047
- Median age46.0
- Median gross rent$976 per month
- Median owner-occupied home value$467,500
- Home value to household income6.7 times
- Annual rent as a share of median income16.7 percent
- Adults 25 and over with a bachelor degree or higher39.8 percent
- Adults 25 and over with a graduate degree13.0 percent
- Adults 25 and over13,786
- Population under 182,990
- Share under 1816.9 percent
- Population 65 and over4,360
- Share 65 and over24.6 percent
- Working age population, 18 to 6410,360
- Civilian labor force8,963
- Unemployment rate2.7 percent
- Labor force participation, adults 18 and over60.9 percent
- Rank by population among Montana counties11th of 56
- Rank by population among US county-equivalents1999th
Park County is the 11th largest of 56 Montana counties by population. A median home costs 6.7 times median household income, which is a stretched ownership market and usually shows up as rental demand. Residents 65 and over outnumber those under 18, at 24.6 percent against 16.9 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Park County
Is Park County growing
- Population change since the 2020 census base5.11 percent
- Census 2020 base population17,195
- Births, 2024159
- Deaths, 2024230
- Natural change, 2024-71
- Net domestic migration, 2024201
- Net international migration, 20246
- Total net migration, 2024207
- Cumulative net domestic migration, 2021 to 20241,053
- Rank by growth among US county-equivalents516th
The county has grown 5.11 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Park County
Where people moving to Park County come from
- Tax returns filed by households arriving823
- People arriving, from those returns1,201
- Adjusted gross income arriving$68.1 m
- Net adjusted gross income movement$0
- Average income of an arriving household$82,719
- Largest single originPark County Non-migrants (7,462 households)
- Largest single destination (7,462 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Park County Non-migrants | 7,462 | 13,327 | $645.9 m |
| Other flows - Different State | 467 | 687 | $45.0 m |
| Other flows - West | 241 | 363 | $22.1 m |
| Gallatin County | 233 | 328 | $14.5 m |
| Other flows - South | 121 | 184 | $11.3 m |
| Other flows - Same State | 93 | 144 | $5.6 m |
| Other flows - Midwest | 69 | 97 | $5.2 m |
| Other flows - Northeast | 36 | 43 | $6.3 m |
The largest single source of arrivals is Park County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Park County
What the Park County economy runs on
- County GDP, 2024$898.9 m
- County GDP, 2023$883.0 m
- GDP change, 2023 to 20241.8 percent
- GDP change over five years38.9 percent
- Rank by GDP among Montana counties14th
- Rank by GDP among US county-equivalents1932nd
- GDP per resident$50,755
Output grew 1.8 percent in the latest year and 38.9 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Park County
Who employs people in Park County
- Covered employment, annual average7,207
- Establishments reporting1,300
- Average annual pay$52,162
- Average weekly wage$1,003
- Sector 72, employment1,745
- Sector 72, average annual pay$36,218
- Sector 62, employment896
- Sector 62, average annual pay$64,426
- Sector 44-45, employment884
- Sector 44-45, average annual pay$38,196
- Sector 23, employment556
- Sector 23, average annual pay$63,293
- Sector 81, employment374
- Sector 31-33, employment372
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 72 | 1,745 | 155 | $36,218 |
| Sector 62 | 896 | 68 | $64,426 |
| Sector 44-45 | 884 | 111 | $38,196 |
| Sector 23 | 556 | 174 | $63,293 |
| Sector 81 | 374 | 83 | $46,328 |
| Sector 31-33 | 372 | 34 | $65,039 |
| Sector 54 | 300 | 190 | $91,539 |
| Sector 71 | 264 | 78 | $34,061 |
The largest sector is the biggest private employer group at 1,745 jobs, 24.2 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Park County
What businesses operate in Park County
- Establishments, all industries943
- Employment at those establishments5,399
- Annual payroll$281.8 m
- Establishments per 1,000 residents53.2
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Park County
What is being built in Park County
- Housing units authorised by permit, 202439
- Declared construction value permitted$8.4 m
- Single family units authorised39
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$214,812
- Units authorised per 1,000 households4.7
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Park County
How much SBA lending happens in Park County
- 7(a) approvals recorded18
- 7(a) gross approval dollars$13.9 m
- Average 7(a) approval$771,972
- Median 7(a) approval$359,100
- 10th percentile approval$30,000
- 90th percentile approval$3,257,600
- Largest single approval$3,890,000
- Jobs reported supported, 7(a)99
- Jobs per approval5.5
- Distinct 7(a) lenders active10
- Distinct industries receiving approvals12
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer33.3 percent
- Loans on real estate terms6
- Loans on working capital terms, 120 months or shorter11
- Franchise loans1
- Franchise share of approvals5.6 percent
- Leading industry by approval countSporting Goods Retailers (3)
- Most active lenderBank of the Rockies (5)
- 504 approvals recorded9
- 504 gross approval dollars$3.1 m
- Average 504 approval$347,333
- Median 504 approval$267,000
- Distinct CDCs active3
- 504 jobs per approval5.2
- 504 jobs per million dollars approved15.0
- Most active CDCBig Sky Economic Development Corporation (6)
- 7(a) share of SBA approvals66.7 percent
- Combined SBA approval dollars$17.0 m
The average approval of $771,972 sits well above the median of $359,100, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. 33.3 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Park County
Do SBA loans in Park County get paid back
- Loans with a final outcome recorded6
- Paid in full6
- Charged off0
- Status: Paid in full6
- Status: Exempt from disclosure12
Too few loans have reached a final outcome to publish a charge off rate. only 6 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Park County
Which parts of Park County get the lending
- Places in the county with recorded lending6
- Livingston, approvals10
- CLYDE PARK, approvals2
- GARDINER, approvals2
- COOKE CITY, approvals2
- Wilsall, approvals1
- PENSACOLA, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Livingston | 10 | $4,098,300 |
| CLYDE PARK | 2 | $270,500 |
| GARDINER | 2 | $5,600,000 |
| COOKE CITY | 2 | $419,100 |
| Wilsall | 1 | $250,000 |
| PENSACOLA | 1 | $3,257,600 |
Livingston accounts for 10 approvals against 2 in CLYDE PARK. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Park County
How big is Park County
- Land area2,803 sq mi
- Rank by land area among Montana counties19th of 56
- Width, east to west60.6 mi
- Height, north to south82.9 mi
- Geographies sharing a boundary5
- Residents per square mile of land6
- Establishments per square mile0.34
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Park County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Park County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population17,710
- Households8,366
- Average household size2.12
- Median household income$70,047
- Median age46.0
Common questions
Park County questions, answered from the record.
How many people live in Park County, Montana?
17,710, in 8,366 households, ranking 11th of 56 Montana counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Park County growing?
The population has grown 5.11 percent since the 2020 census base. In 2024 there were 159 births against 230 deaths, with net migration of 207. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Park County?
$70,047. The median owner-occupied home is valued at $467,500, which is 6.7 times income, and median gross rent is $976 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Park County?
943 establishments, employing 5,399 people with an annual payroll of $281.8 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Park County?
Average annual pay is $52,162, or $1,003 a week, across 7,207 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Park County?
18 7(a) approvals totalling $13.9 m since FY2020, across 10 lenders, with a median approval of $359,100, plus 9 504 approvals worth $3.1 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Park County?
39 housing units were authorised by permit in 2024, with a declared construction value of $8.4 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Park County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Park County come from?
The largest single origin is Park County Non-migrants, with 7,462 households. Arriving households report an average income of $82,719 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Park County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Park County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.