Roosevelt County, Montana: commercial real estate data.
Roosevelt County, Montana has a population of 10,526 across 2,355 square miles, down 5.6 percent since the 2020 census base. County output reached $549.3 m in 2024, 206 establishments operate here, and the SBA record carries 4 7(a) approvals worth $3.5 m.
115 sourced county values · tier FULL · 11 sections
Roosevelt County
How many people live in Roosevelt County
- Population10,526
- Households3,091
- Average household size3.41
- Median household income$57,063
- Median age30.9
- Median gross rent$705 per month
- Median owner-occupied home value$118,800
- Home value to household income2.1 times
- Annual rent as a share of median income14.8 percent
- Adults 25 and over with a bachelor degree or higher21.2 percent
- Adults 25 and over with a graduate degree5.9 percent
- Adults 25 and over6,041
- Population under 183,465
- Share under 1832.9 percent
- Population 65 and over1,286
- Share 65 and over12.2 percent
- Working age population, 18 to 645,775
- Civilian labor force4,316
- Unemployment rate10.8 percent
- Labor force participation, adults 18 and over61.1 percent
- Rank by population among Montana counties21st of 56
- Rank by population among US county-equivalents2451st
Roosevelt County is the 21st largest of 56 Montana counties by population. A median home costs 2.1 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 32.9 percent against 12.2 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Roosevelt County
Is Roosevelt County growing
- Population change since the 2020 census base-5.57 percent
- Census 2020 base population10,798
- Births, 2024154
- Deaths, 2024123
- Natural change, 202431
- Net domestic migration, 2024-164
- Net international migration, 20243
- Total net migration, 2024-161
- Cumulative net domestic migration, 2021 to 2024-552
- Rank by growth among US county-equivalents3021st
The county has lost 5.57 percent of its population since the 2020 census base. Births exceeded deaths in 2024 but more people left than arrived, so the population is being sustained internally rather than attracting.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Roosevelt County
Where people moving to Roosevelt County come from
- Tax returns filed by households arriving112
- People arriving, from those returns205
- Adjusted gross income arriving$4.8 m
- Net adjusted gross income movement$0
- Average income of an arriving household$42,473
- Largest single originRoosevelt County Non-migrants (3,108 households)
- Largest single destination (3,108 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Roosevelt County Non-migrants | 3,108 | 6,993 | $169.6 m |
| Other flows - Same State | 56 | 89 | $2.0 m |
| Other flows - Different State | 56 | 116 | $2.8 m |
| Other flows - Midwest | 29 | 61 | $1.4 m |
| Other flows - West | 27 | 55 | $1.3 m |
The largest single source of arrivals is Roosevelt County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Roosevelt County
What the Roosevelt County economy runs on
- County GDP, 2024$549.3 m
- County GDP, 2023$521.6 m
- GDP change, 2023 to 20245.3 percent
- GDP change over five years34.5 percent
- Rank by GDP among Montana counties23rd
- Rank by GDP among US county-equivalents2348th
- GDP per resident$52,182
Output grew 5.3 percent in the latest year and 34.5 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Roosevelt County
Who employs people in Roosevelt County
- Covered employment, annual average3,392
- Establishments reporting274
- Average annual pay$49,249
- Average weekly wage$947
- Sector 44-45, employment412
- Sector 44-45, average annual pay$31,369
- Sector 72, employment289
- Sector 72, average annual pay$17,862
- Sector 42, employment72
- Sector 42, average annual pay$77,543
- Sector 71, employment69
- Sector 71, average annual pay$14,711
- Sector 48-49, employment68
- Sector 81, employment56
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 412 | 29 | $31,369 |
| Sector 72 | 289 | 33 | $17,862 |
| Sector 42 | 72 | 11 | $77,543 |
| Sector 71 | 69 | 8 | $14,711 |
| Sector 48-49 | 68 | 14 | $87,012 |
| Sector 81 | 56 | 18 | $25,979 |
| Sector 11 | 37 | 8 | $54,926 |
| Sector 21 | 32 | 15 | $85,708 |
The largest sector is the biggest private employer group at 412 jobs, 12.1 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Roosevelt County
What businesses operate in Roosevelt County
- Establishments, all industries206
- Employment at those establishments1,722
- Annual payroll$69.3 m
- Establishments per 1,000 residents19.6
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Roosevelt County
What is being built in Roosevelt County
- Housing units authorised by permit, 20242
- Declared construction value permitted$440,000
- Single family units authorised2
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$220,000
- Units authorised per 1,000 households0.6
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Roosevelt County
How much SBA lending happens in Roosevelt County
- 7(a) approvals recorded4
- 7(a) gross approval dollars$3.5 m
- Average 7(a) approval$867,500
- Median 7(a) approval$1,550,000
- 10th percentile approval$50,000
- 90th percentile approval$1,720,000
- Largest single approval$1,720,000
- Jobs reported supported, 7(a)42
- Jobs per approval10.5
- Distinct 7(a) lenders active4
- Distinct industries receiving approvals4
- Median 7(a) term300 months
- Share of loans on real estate terms, 240 months or longer50.0 percent
- Loans on real estate terms2
- Loans on working capital terms, 120 months or shorter2
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countVeterinary Services (1)
- Most active lenderSeacoast National Bank (1)
- 504 approvals recorded1
- 504 gross approval dollars$1.0 m
- Average 504 approval$1,039,000
- Median 504 approval$1,039,000
- Distinct CDCs active1
- 504 jobs per approval10.0
- 504 jobs per million dollars approved9.6
- Most active CDCBig Sky Economic Development Corporation (1)
- 7(a) share of SBA approvals80.0 percent
- Combined SBA approval dollars$4.5 m
The average approval of $867,500 sits close to the median of $1,550,000, so lending here is fairly evenly sized rather than driven by a few large deals. 50.0 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Roosevelt County
Do SBA loans in Roosevelt County get paid back
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Exempt from disclosure3
- Status: Paid in full1
Too few loans have reached a final outcome to publish a charge off rate. only 1 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Roosevelt County
Which parts of Roosevelt County get the lending
- Places in the county with recorded lending2
- WOLF POINT, approvals3
- BAINVILLE, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| WOLF POINT | 3 | $3,320,000 |
| BAINVILLE | 1 | $150,000 |
WOLF POINT accounts for 3 approvals against 1 in BAINVILLE. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Roosevelt County
How big is Roosevelt County
- Land area2,355 sq mi
- Rank by land area among Montana counties29th of 56
- Width, east to west82.9 mi
- Height, north to south39.2 mi
- Geographies sharing a boundary5
- Residents per square mile of land4
- Establishments per square mile0.09
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Roosevelt County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Roosevelt County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population10,526
- Households3,091
- Average household size3.41
- Median household income$57,063
- Median age30.9
Common questions
Roosevelt County questions, answered from the record.
How many people live in Roosevelt County, Montana?
10,526, in 3,091 households, ranking 21st of 56 Montana counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Roosevelt County growing?
The population has fallen 5.57 percent since the 2020 census base. In 2024 there were 154 births against 123 deaths, with net migration of -161. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Roosevelt County?
$57,063. The median owner-occupied home is valued at $118,800, which is 2.1 times income, and median gross rent is $705 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Roosevelt County?
206 establishments, employing 1,722 people with an annual payroll of $69.3 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Roosevelt County?
Average annual pay is $49,249, or $947 a week, across 3,392 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Roosevelt County?
4 7(a) approvals totalling $3.5 m since FY2020, across 4 lenders, with a median approval of $1,550,000, plus 1 504 approvals worth $1.0 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Roosevelt County?
2 housing units were authorised by permit in 2024, with a declared construction value of $440,000. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Roosevelt County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Roosevelt County come from?
The largest single origin is Roosevelt County Non-migrants, with 3,108 households. Arriving households report an average income of $42,473 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Roosevelt County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Roosevelt County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.