Boyd County, Nebraska: commercial real estate data.
Boyd County, Nebraska has a population of 1,688 across 540 square miles, down 6.1 percent since the 2020 census base. County output reached $139.8 m in 2024, 63 establishments operate here, and the SBA record carries 1 7(a) approvals worth $65,000.
98 sourced county values · tier FULL · 10 sections
Boyd County
How many people live in Boyd County
- Population1,688
- Households744
- Average household size2.27
- Median household income$67,045
- Median age52.2
- Median gross rent$713 per month
- Median owner-occupied home value$104,000
- Home value to household income1.6 times
- Annual rent as a share of median income12.8 percent
- Adults 25 and over with a bachelor degree or higher22.3 percent
- Adults 25 and over with a graduate degree7.5 percent
- Adults 25 and over1,313
- Population under 18340
- Share under 1820.1 percent
- Population 65 and over539
- Share 65 and over31.9 percent
- Working age population, 18 to 64809
- Civilian labor force789
- Unemployment rate2.3 percent
- Labor force participation, adults 18 and over58.5 percent
- Rank by population among Nebraska counties79th of 93
- Rank by population among US county-equivalents3146th
Boyd County is the 79th largest of 93 Nebraska counties by population. A median home costs 1.6 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 31.9 percent against 20.1 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Boyd County
Is Boyd County growing
- Population change since the 2020 census base-6.13 percent
- Census 2020 base population1,811
- Births, 20248
- Deaths, 202424
- Natural change, 2024-16
- Net domestic migration, 2024-26
- Net international migration, 20244
- Total net migration, 2024-22
- Cumulative net domestic migration, 2021 to 2024-24
- Rank by growth among US county-equivalents3055th
The county has lost 6.13 percent of its population since the 2020 census base.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Boyd County
Where people moving to Boyd County come from
- Tax returns filed by households arriving31
- People arriving, from those returns45
- Adjusted gross income arriving$1.2 m
- Net adjusted gross income movement$0
- Average income of an arriving household$37,935
- Largest single originBoyd County Non-migrants (707 households)
- Largest single destination (707 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Boyd County Non-migrants | 707 | 1,446 | $33.5 m |
| Other flows - Same State | 31 | 45 | $1.2 m |
The largest single source of arrivals is Boyd County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Boyd County
What the Boyd County economy runs on
- County GDP, 2024$139.8 m
- County GDP, 2023$141.4 m
- GDP change, 2023 to 2024-1.1 percent
- GDP change over five years34.6 percent
- Rank by GDP among Nebraska counties73rd
- Rank by GDP among US county-equivalents3002nd
- GDP per resident$82,811
Output grew -1.1 percent in the latest year and 34.6 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Boyd County
Who employs people in Boyd County
- Covered employment, annual average560
- Establishments reporting92
- Average annual pay$36,958
- Average weekly wage$711
- Sector 62, employment85
- Sector 62, average annual pay$36,454
- Sector 44-45, employment54
- Sector 44-45, average annual pay$24,627
- Sector 72, employment38
- Sector 72, average annual pay$11,882
- Sector 42, employment31
- Sector 42, average annual pay$36,883
- Sector 48-49, employment30
- Sector 52, employment30
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 85 | 6 | $36,454 |
| Sector 44-45 | 54 | 11 | $24,627 |
| Sector 72 | 38 | 6 | $11,882 |
| Sector 42 | 31 | 4 | $36,883 |
| Sector 48-49 | 30 | 9 | $47,533 |
| Sector 52 | 30 | 7 | $56,550 |
| Sector 31-33 | 17 | 3 | $28,462 |
| Sector 23 | 8 | 5 | $35,976 |
The largest sector is the biggest private employer group at 85 jobs, 15.2 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Boyd County
What businesses operate in Boyd County
- Establishments, all industries63
- Employment at those establishments433
- Annual payroll$14.6 m
- Establishments per 1,000 residents37.3
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Boyd County
What is being built in Boyd County
- Housing units authorised by permit, 20240
- Declared construction value permitted$0
- Single family units authorised0
- Multifamily units authorised0
No residential units were authorised by permit in 2024. In a small county this is common and is not by itself a sign of distress, but it does mean there is no recent residential pipeline to read demand from.
US Census Bureau, Building Permits Survey, 2024 annual.
Boyd County
How much SBA lending happens in Boyd County
- 7(a) approvals recorded1
- 7(a) gross approval dollars$65,000
- Average 7(a) approval$65,000
- Median 7(a) approval$65,000
- 10th percentile approval$65,000
- 90th percentile approval$65,000
- Largest single approval$65,000
- Jobs reported supported, 7(a)2
- Jobs per approval2.0
- Distinct 7(a) lenders active1
- Distinct industries receiving approvals1
- Median 7(a) term240 months
- Share of loans on real estate terms, 240 months or longer100.0 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter0
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countDrinking Places (Alcoholic Beverages) (1)
- Most active lenderThe Tri-County Bank (1)
The average approval of $65,000 sits close to the median of $65,000, so lending here is fairly evenly sized rather than driven by a few large deals. 100.0 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Boyd County
Do SBA loans in Boyd County get paid back
- Loans with a final outcome recorded0
- Paid in full0
- Charged off0
- Status: Exempt from disclosure1
Too few loans have reached a final outcome to publish a charge off rate. only 0 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Boyd County
How big is Boyd County
- Land area540 sq mi
- Rank by land area among Nebraska counties73rd of 93
- Width, east to west48.2 mi
- Height, north to south16.4 mi
- Geographies sharing a boundary3
- Residents per square mile of land3
- Establishments per square mile0.12
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No 504 approvals recorded in this county in the FOIA release covering FY2010 onward.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Boyd County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Boyd County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population1,688
- Households744
- Average household size2.27
- Median household income$67,045
- Median age52.2
Common questions
Boyd County questions, answered from the record.
How many people live in Boyd County, Nebraska?
1,688, in 744 households, ranking 79th of 93 Nebraska counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Boyd County growing?
The population has fallen 6.13 percent since the 2020 census base. In 2024 there were 8 births against 24 deaths, with net migration of -22. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Boyd County?
$67,045. The median owner-occupied home is valued at $104,000, which is 1.6 times income, and median gross rent is $713 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Boyd County?
63 establishments, employing 433 people with an annual payroll of $14.6 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Boyd County?
Average annual pay is $36,958, or $711 a week, across 560 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Boyd County?
1 7(a) approvals totalling $65,000 since FY2020, across 1 lenders, with a median approval of $65,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Boyd County?
No residential units were authorised by permit in 2024. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Boyd County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Boyd County come from?
The largest single origin is Boyd County Non-migrants, with 707 households. Arriving households report an average income of $37,935 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Boyd County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Boyd County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.