Furnas County, Nebraska: commercial real estate data.
Furnas County, Nebraska has a population of 4,568 across 719 square miles, down 3.7 percent since the 2020 census base. County output reached $300.4 m in 2024, 148 establishments operate here, and the SBA record carries 5 7(a) approvals worth $694,100.
103 sourced county values · tier FULL · 11 sections
Furnas County
How many people live in Furnas County
- Population4,568
- Households2,010
- Average household size2.27
- Median household income$61,048
- Median age47.3
- Median gross rent$763 per month
- Median owner-occupied home value$98,400
- Home value to household income1.6 times
- Annual rent as a share of median income15.0 percent
- Adults 25 and over with a bachelor degree or higher24.9 percent
- Adults 25 and over with a graduate degree7.5 percent
- Adults 25 and over3,235
- Population under 18991
- Share under 1821.7 percent
- Population 65 and over1,187
- Share 65 and over26.0 percent
- Working age population, 18 to 642,390
- Civilian labor force2,113
- Unemployment rate1.0 percent
- Labor force participation, adults 18 and over59.1 percent
- Rank by population among Nebraska counties57th of 93
- Rank by population among US county-equivalents2930th
Furnas County is the 57th largest of 93 Nebraska counties by population. A median home costs 1.6 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 26.0 percent against 21.7 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Furnas County
Is Furnas County growing
- Population change since the 2020 census base-3.67 percent
- Census 2020 base population4,638
- Births, 202451
- Deaths, 202444
- Natural change, 20247
- Net domestic migration, 2024-100
- Net international migration, 20247
- Total net migration, 2024-93
- Cumulative net domestic migration, 2021 to 2024-155
- Rank by growth among US county-equivalents2847th
The county has lost 3.67 percent of its population since the 2020 census base. Births exceeded deaths in 2024 but more people left than arrived, so the population is being sustained internally rather than attracting.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Furnas County
Where people moving to Furnas County come from
- Tax returns filed by households arriving109
- People arriving, from those returns204
- Adjusted gross income arriving$5.1 m
- Net adjusted gross income movement$0
- Average income of an arriving household$46,596
- Largest single originFurnas County Non-migrants (1,787 households)
- Largest single destination (1,787 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Furnas County Non-migrants | 1,787 | 3,768 | $112.5 m |
| Other flows - Same State | 83 | 150 | $3.8 m |
| Other flows - Different State | 26 | 54 | $1.3 m |
| Other flows - West | 26 | 54 | $1.3 m |
The largest single source of arrivals is Furnas County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Furnas County
What the Furnas County economy runs on
- County GDP, 2024$300.4 m
- County GDP, 2023$376.2 m
- GDP change, 2023 to 2024-20.1 percent
- GDP change over five years11.9 percent
- Rank by GDP among Nebraska counties61st
- Rank by GDP among US county-equivalents2700th
- GDP per resident$65,767
Output grew -20.1 percent in the latest year and 11.9 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Furnas County
Who employs people in Furnas County
- Covered employment, annual average1,748
- Establishments reporting212
- Average annual pay$47,949
- Average weekly wage$922
- Sector 62, employment256
- Sector 62, average annual pay$47,919
- Sector 44-45, employment184
- Sector 44-45, average annual pay$24,325
- Sector 31-33, employment118
- Sector 31-33, average annual pay$52,442
- Sector 51, employment73
- Sector 51, average annual pay$63,888
- Sector 42, employment71
- Sector 48-49, employment64
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 256 | 15 | $47,919 |
| Sector 44-45 | 184 | 23 | $24,325 |
| Sector 31-33 | 118 | 7 | $52,442 |
| Sector 51 | 73 | 4 | $63,888 |
| Sector 42 | 71 | 12 | $68,568 |
| Sector 48-49 | 64 | 14 | $55,099 |
| Sector 23 | 50 | 8 | $64,838 |
| Sector 54 | 49 | 12 | $62,324 |
The largest sector is the biggest private employer group at 256 jobs, 14.6 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Furnas County
What businesses operate in Furnas County
- Establishments, all industries148
- Employment at those establishments1,229
- Annual payroll$58.0 m
- Establishments per 1,000 residents32.4
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Furnas County
What is being built in Furnas County
- Housing units authorised by permit, 20240
- Declared construction value permitted$0
- Single family units authorised0
- Multifamily units authorised0
No residential units were authorised by permit in 2024. In a small county this is common and is not by itself a sign of distress, but it does mean there is no recent residential pipeline to read demand from.
US Census Bureau, Building Permits Survey, 2024 annual.
Furnas County
How much SBA lending happens in Furnas County
- 7(a) approvals recorded5
- 7(a) gross approval dollars$694,100
- Average 7(a) approval$138,820
- Median 7(a) approval$149,400
- 10th percentile approval$12,000
- 90th percentile approval$348,700
- Largest single approval$348,700
- Jobs reported supported, 7(a)18
- Jobs per approval3.6
- Distinct 7(a) lenders active3
- Distinct industries receiving approvals4
- Median 7(a) term84 months
- Share of loans on real estate terms, 240 months or longer40.0 percent
- Loans on real estate terms2
- Loans on working capital terms, 120 months or shorter3
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countFlorists (2)
- Most active lenderFirst Central Bank (2)
The average approval of $138,820 sits close to the median of $149,400, so lending here is fairly evenly sized rather than driven by a few large deals. 40.0 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Furnas County
Do SBA loans in Furnas County get paid back
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Paid in full1
- Status: Exempt from disclosure3
- Status: Committed, not yet disbursed1
Too few loans have reached a final outcome to publish a charge off rate. only 1 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Furnas County
Which parts of Furnas County get the lending
- Places in the county with recorded lending2
- ARAPAHOE, approvals3
- CAMBRIDGE, approvals2
| Place | Approvals | Gross approval dollars |
|---|---|---|
| ARAPAHOE | 3 | $196,000 |
| CAMBRIDGE | 2 | $498,100 |
ARAPAHOE accounts for 3 approvals against 2 in CAMBRIDGE. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Furnas County
How big is Furnas County
- Land area719 sq mi
- Rank by land area among Nebraska counties34th of 93
- Width, east to west30.1 mi
- Height, north to south24.2 mi
- Geographies sharing a boundary5
- Residents per square mile of land6
- Establishments per square mile0.21
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No 504 approvals recorded in this county in the FOIA release covering FY2010 onward.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Furnas County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Furnas County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population4,568
- Households2,010
- Average household size2.27
- Median household income$61,048
- Median age47.3
Common questions
Furnas County questions, answered from the record.
How many people live in Furnas County, Nebraska?
4,568, in 2,010 households, ranking 57th of 93 Nebraska counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Furnas County growing?
The population has fallen 3.67 percent since the 2020 census base. In 2024 there were 51 births against 44 deaths, with net migration of -93. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Furnas County?
$61,048. The median owner-occupied home is valued at $98,400, which is 1.6 times income, and median gross rent is $763 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Furnas County?
148 establishments, employing 1,229 people with an annual payroll of $58.0 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Furnas County?
Average annual pay is $47,949, or $922 a week, across 1,748 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Furnas County?
5 7(a) approvals totalling $694,100 since FY2020, across 3 lenders, with a median approval of $149,400. These are approvals recorded in the release, not loans disbursed.
What is being built in Furnas County?
No residential units were authorised by permit in 2024. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Furnas County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Furnas County come from?
The largest single origin is Furnas County Non-migrants, with 1,787 households. Arriving households report an average income of $46,596 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Furnas County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Furnas County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.