Garden County, Nebraska: commercial real estate data.
Garden County, Nebraska has a population of 1,761 across 1,704 square miles, down 3.7 percent since the 2020 census base. County output reached $106.6 m in 2024, 46 establishments operate here, and the SBA record carries 1 7(a) approvals worth $40,000.
97 sourced county values · tier FULL · 10 sections
Garden County
How many people live in Garden County
- Population1,761
- Households858
- Average household size2.05
- Median household income$41,882
- Median age49.9
- Median gross rent$700 per month
- Median owner-occupied home value$110,400
- Home value to household income2.6 times
- Annual rent as a share of median income20.1 percent
- Adults 25 and over with a bachelor degree or higher21.1 percent
- Adults 25 and over with a graduate degree6.8 percent
- Adults 25 and over1,291
- Population under 18360
- Share under 1820.4 percent
- Population 65 and over522
- Share 65 and over29.6 percent
- Working age population, 18 to 64879
- Civilian labor force775
- Unemployment rate5.4 percent
- Labor force participation, adults 18 and over55.3 percent
- Rank by population among Nebraska counties76th of 93
- Rank by population among US county-equivalents3138th
Garden County is the 76th largest of 93 Nebraska counties by population. A median home costs 2.6 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 29.6 percent against 20.4 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Garden County
Is Garden County growing
- Population change since the 2020 census base-3.74 percent
- Census 2020 base population1,874
- Births, 202417
- Deaths, 202424
- Natural change, 2024-7
- Net domestic migration, 20248
- Net international migration, 20240
- Total net migration, 20248
- Cumulative net domestic migration, 2021 to 2024-24
- Rank by growth among US county-equivalents2858th
The county has lost 3.74 percent of its population since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Garden County
Where people moving to Garden County come from
- Tax returns filed by households arriving56
- People arriving, from those returns94
- Adjusted gross income arriving$2.5 m
- Net adjusted gross income movement$0
- Average income of an arriving household$44,000
- Largest single originGarden County Non-migrants (691 households)
- Largest single destination (691 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Garden County Non-migrants | 691 | 1,369 | $31.4 m |
| Other flows - Different State | 31 | 56 | $1.7 m |
| Other flows - West | 31 | 56 | $1.7 m |
| Other flows - Same State | 25 | 38 | $760,000 |
The largest single source of arrivals is Garden County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Garden County
What the Garden County economy runs on
- County GDP, 2024$106.6 m
- County GDP, 2023$105.6 m
- GDP change, 2023 to 20240.9 percent
- GDP change over five years35.5 percent
- Rank by GDP among Nebraska counties79th
- Rank by GDP among US county-equivalents3047th
- GDP per resident$60,521
Output grew 0.9 percent in the latest year and 35.5 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Garden County
Who employs people in Garden County
- Covered employment, annual average496
- Establishments reporting72
- Average annual pay$43,761
- Average weekly wage$842
- Sector 11, employment81
- Sector 11, average annual pay$54,195
- Sector 44-45, employment72
- Sector 44-45, average annual pay$23,170
- Sector 81, employment12
- Sector 81, average annual pay$31,974
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 11 | 81 | 9 | $54,195 |
| Sector 44-45 | 72 | 10 | $23,170 |
| Sector 81 | 12 | 4 | $31,974 |
The largest sector is the biggest private employer group at 81 jobs, 16.3 percent of covered employment. Average pay per job exceeds median household income, which usually means single earner households and a wage base that can carry rent.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Garden County
What businesses operate in Garden County
- Establishments, all industries46
- Employment at those establishments155
- Annual payroll$6.2 m
- Establishments per 1,000 residents26.1
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Garden County
What is being built in Garden County
- Housing units authorised by permit, 20247
- Declared construction value permitted$854,490
- Single family units authorised0
- Multifamily units authorised7
- Multifamily share of units100.0 percent
- Average declared value per unit$122,070
- Units authorised per 1,000 households8.2
Multifamily is 100.0 percent of units authorised, so the pipeline is being built for renters rather than buyers.
US Census Bureau, Building Permits Survey, 2024 annual.
Garden County
How much SBA lending happens in Garden County
- 7(a) approvals recorded1
- 7(a) gross approval dollars$40,000
- Average 7(a) approval$40,000
- Median 7(a) approval$40,000
- 10th percentile approval$40,000
- 90th percentile approval$40,000
- Largest single approval$40,000
- Jobs reported supported, 7(a)2
- Jobs per approval2.0
- Distinct 7(a) lenders active1
- Distinct industries receiving approvals1
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer0.0 percent
- Loans on real estate terms0
- Loans on working capital terms, 120 months or shorter1
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countOther Support Activities for Air Transportation (1)
- Most active lenderReadycap Lending, LLC (1)
The average approval of $40,000 sits close to the median of $40,000, so lending here is fairly evenly sized rather than driven by a few large deals. Only 0.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Garden County
Do SBA loans in Garden County get paid back
- Loans with a final outcome recorded0
- Paid in full0
- Charged off0
- Status: Exempt from disclosure1
Too few loans have reached a final outcome to publish a charge off rate. only 0 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Garden County
How big is Garden County
- Land area1,704 sq mi
- Rank by land area among Nebraska counties7th of 93
- Width, east to west35.8 mi
- Height, north to south54.4 mi
- Geographies sharing a boundary7
- Residents per square mile of land1
- Establishments per square mile0.03
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No 504 approvals recorded in this county in the FOIA release covering FY2010 onward.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Garden County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Garden County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population1,761
- Households858
- Average household size2.05
- Median household income$41,882
- Median age49.9
Common questions
Garden County questions, answered from the record.
How many people live in Garden County, Nebraska?
1,761, in 858 households, ranking 76th of 93 Nebraska counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Garden County growing?
The population has fallen 3.74 percent since the 2020 census base. In 2024 there were 17 births against 24 deaths, with net migration of 8. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Garden County?
$41,882. The median owner-occupied home is valued at $110,400, which is 2.6 times income, and median gross rent is $700 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Garden County?
46 establishments, employing 155 people with an annual payroll of $6.2 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Garden County?
Average annual pay is $43,761, or $842 a week, across 496 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Garden County?
1 7(a) approvals totalling $40,000 since FY2020, across 1 lenders, with a median approval of $40,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Garden County?
7 housing units were authorised by permit in 2024, with a declared construction value of $854,490. Multifamily was 100.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Garden County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Garden County come from?
The largest single origin is Garden County Non-migrants, with 691 households. Arriving households report an average income of $44,000 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Garden County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Garden County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.