Jefferson County, Nebraska: commercial real estate data.
Jefferson County, Nebraska has a population of 7,161 across 570 square miles, down 1.4 percent since the 2020 census base. County output reached $556.9 m in 2024, 217 establishments operate here, and the SBA record carries 4 7(a) approvals worth $856,100.
105 sourced county values · tier FULL · 11 sections
Jefferson County
How many people live in Jefferson County
- Population7,161
- Households3,136
- Average household size2.28
- Median household income$59,044
- Median age44.4
- Median gross rent$662 per month
- Median owner-occupied home value$129,500
- Home value to household income2.2 times
- Annual rent as a share of median income13.5 percent
- Adults 25 and over with a bachelor degree or higher20.2 percent
- Adults 25 and over with a graduate degree4.4 percent
- Adults 25 and over5,012
- Population under 181,626
- Share under 1822.7 percent
- Population 65 and over1,779
- Share 65 and over24.8 percent
- Working age population, 18 to 643,756
- Civilian labor force3,421
- Unemployment rate1.2 percent
- Labor force participation, adults 18 and over61.8 percent
- Rank by population among Nebraska counties40th of 93
- Rank by population among US county-equivalents2726th
Jefferson County is the 40th largest of 93 Nebraska counties by population. A median home costs 2.2 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 24.8 percent against 22.7 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Jefferson County
Is Jefferson County growing
- Population change since the 2020 census base-1.44 percent
- Census 2020 base population7,240
- Births, 202485
- Deaths, 2024110
- Natural change, 2024-25
- Net domestic migration, 202444
- Net international migration, 202423
- Total net migration, 202467
- Cumulative net domestic migration, 2021 to 2024-39
- Rank by growth among US county-equivalents2342nd
The county has lost 1.44 percent of its population since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Jefferson County
Where people moving to Jefferson County come from
- Tax returns filed by households arriving148
- People arriving, from those returns285
- Adjusted gross income arriving$7.0 m
- Net adjusted gross income movement$0
- Average income of an arriving household$47,534
- Largest single originJefferson County Non-migrants (2,779 households)
- Largest single destination (2,779 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Jefferson County Non-migrants | 2,779 | 5,771 | $191.3 m |
| Other flows - Same State | 73 | 137 | $3.1 m |
| Other flows - Different State | 52 | 105 | $2.8 m |
| Other flows - West | 29 | 64 | $1.5 m |
| Gage County | 23 | 43 | $1.2 m |
| Other flows - Midwest | 23 | 41 | $1.3 m |
The largest single source of arrivals is Jefferson County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Jefferson County
What the Jefferson County economy runs on
- County GDP, 2024$556.9 m
- County GDP, 2023$583.5 m
- GDP change, 2023 to 2024-4.5 percent
- GDP change over five years24.3 percent
- Rank by GDP among Nebraska counties42nd
- Rank by GDP among US county-equivalents2338th
- GDP per resident$77,774
Output grew -4.5 percent in the latest year and 24.3 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Jefferson County
Who employs people in Jefferson County
- Covered employment, annual average3,371
- Establishments reporting276
- Average annual pay$48,125
- Average weekly wage$925
- Sector 31-33, employment674
- Sector 31-33, average annual pay$56,338
- Sector 44-45, employment415
- Sector 44-45, average annual pay$32,450
- Sector 23, employment211
- Sector 23, average annual pay$60,568
- Sector 42, employment171
- Sector 42, average annual pay$53,058
- Sector 48-49, employment81
- Sector 81, employment79
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 674 | 11 | $56,338 |
| Sector 44-45 | 415 | 31 | $32,450 |
| Sector 23 | 211 | 30 | $60,568 |
| Sector 42 | 171 | 22 | $53,058 |
| Sector 48-49 | 81 | 12 | $56,060 |
| Sector 81 | 79 | 17 | $35,270 |
| Sector 56 | 60 | 8 | $64,494 |
| Sector 51 | 45 | 5 | $69,715 |
The largest sector is the biggest private employer group at 674 jobs, 20.0 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Jefferson County
What businesses operate in Jefferson County
- Establishments, all industries217
- Employment at those establishments2,435
- Annual payroll$112.6 m
- Establishments per 1,000 residents30.3
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Jefferson County
What is being built in Jefferson County
- Housing units authorised by permit, 20247
- Declared construction value permitted$2.4 m
- Single family units authorised7
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$336,562
- Units authorised per 1,000 households2.2
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Jefferson County
How much SBA lending happens in Jefferson County
- 7(a) approvals recorded4
- 7(a) gross approval dollars$856,100
- Average 7(a) approval$214,025
- Median 7(a) approval$125,500
- 10th percentile approval$25,100
- 90th percentile approval$650,000
- Largest single approval$650,000
- Jobs reported supported, 7(a)8
- Jobs per approval2.0
- Distinct 7(a) lenders active1
- Distinct industries receiving approvals2
- Median 7(a) term123 months
- Share of loans on real estate terms, 240 months or longer25.0 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter2
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countSite Preparation Contractors (3)
- Most active lenderFirst State Bank Nebraska (4)
The average approval of $214,025 sits well above the median of $125,500, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 25.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Jefferson County
Do SBA loans in Jefferson County get paid back
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Paid in full1
- Status: Exempt from disclosure3
Too few loans have reached a final outcome to publish a charge off rate. only 1 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Jefferson County
Which parts of Jefferson County get the lending
- Places in the county with recorded lending2
- Diller, approvals3
- DAYKIN, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Diller | 3 | $206,100 |
| DAYKIN | 1 | $650,000 |
Diller accounts for 3 approvals against 1 in DAYKIN. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Jefferson County
How big is Jefferson County
- Land area570 sq mi
- Rank by land area among Nebraska counties61st of 93
- Width, east to west24 mi
- Height, north to south24.1 mi
- Geographies sharing a boundary3
- Residents per square mile of land13
- Establishments per square mile0.38
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No 504 approvals recorded in this county in the FOIA release covering FY2010 onward.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Jefferson County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Jefferson County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population7,161
- Households3,136
- Average household size2.28
- Median household income$59,044
- Median age44.4
Common questions
Jefferson County questions, answered from the record.
How many people live in Jefferson County, Nebraska?
7,161, in 3,136 households, ranking 40th of 93 Nebraska counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Jefferson County growing?
The population has fallen 1.44 percent since the 2020 census base. In 2024 there were 85 births against 110 deaths, with net migration of 67. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Jefferson County?
$59,044. The median owner-occupied home is valued at $129,500, which is 2.2 times income, and median gross rent is $662 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Jefferson County?
217 establishments, employing 2,435 people with an annual payroll of $112.6 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Jefferson County?
Average annual pay is $48,125, or $925 a week, across 3,371 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Jefferson County?
4 7(a) approvals totalling $856,100 since FY2020, across 1 lenders, with a median approval of $125,500. These are approvals recorded in the release, not loans disbursed.
What is being built in Jefferson County?
7 housing units were authorised by permit in 2024, with a declared construction value of $2.4 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Jefferson County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Jefferson County come from?
The largest single origin is Jefferson County Non-migrants, with 2,779 households. Arriving households report an average income of $47,534 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Jefferson County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Jefferson County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.