Nemaha County, Nebraska: commercial real estate data.
Nemaha County, Nebraska has a population of 7,046 across 407 square miles, down 0.4 percent since the 2020 census base. County output reached $1.06 bn in 2024, 178 establishments operate here, and the SBA record carries 2 7(a) approvals worth $1.7 m.
102 sourced county values · tier FULL · 10 sections
Nemaha County
How many people live in Nemaha County
- Population7,046
- Households2,847
- Average household size2.47
- Median household income$60,924
- Median age39.3
- Median gross rent$772 per month
- Median owner-occupied home value$131,700
- Home value to household income2.2 times
- Annual rent as a share of median income15.2 percent
- Adults 25 and over with a bachelor degree or higher29.4 percent
- Adults 25 and over with a graduate degree9.9 percent
- Adults 25 and over4,641
- Population under 181,569
- Share under 1822.3 percent
- Population 65 and over1,420
- Share 65 and over20.2 percent
- Working age population, 18 to 644,057
- Civilian labor force3,680
- Unemployment rate6.0 percent
- Labor force participation, adults 18 and over67.2 percent
- Rank by population among Nebraska counties41st of 93
- Rank by population among US county-equivalents2734th
Nemaha County is the 41st largest of 93 Nebraska counties by population. A median home costs 2.2 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 22.3 percent against 20.2 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Nemaha County
Is Nemaha County growing
- Population change since the 2020 census base-0.41 percent
- Census 2020 base population7,075
- Births, 202470
- Deaths, 2024108
- Natural change, 2024-38
- Net domestic migration, 202419
- Net international migration, 20240
- Total net migration, 202419
- Cumulative net domestic migration, 2021 to 202473
- Rank by growth among US county-equivalents1989th
The county has lost 0.41 percent of its population since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Nemaha County
Where people moving to Nemaha County come from
- Tax returns filed by households arriving181
- People arriving, from those returns349
- Adjusted gross income arriving$9.1 m
- Net adjusted gross income movement$0
- Average income of an arriving household$50,265
- Largest single originNemaha County Non-migrants (2,384 households)
- Largest single destination (2,384 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Nemaha County Non-migrants | 2,384 | 5,240 | $180.9 m |
| Other flows - Same State | 83 | 147 | $4.2 m |
| Other flows - Different State | 64 | 136 | $3.5 m |
| Lancaster County | 34 | 66 | $1.4 m |
| Other flows - Midwest | 23 | 59 | $1.5 m |
| Other flows - South | 21 | 36 | $1.0 m |
| Other flows - West | 20 | 41 | $1.0 m |
The largest single source of arrivals is Nemaha County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Nemaha County
What the Nemaha County economy runs on
- County GDP, 2024$1.06 bn
- County GDP, 2023$1.15 bn
- GDP change, 2023 to 2024-7.6 percent
- GDP change over five years68.7 percent
- Rank by GDP among Nebraska counties23rd
- Rank by GDP among US county-equivalents1799th
- GDP per resident$151,115
Output grew -7.6 percent in the latest year and 68.7 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Nemaha County
Who employs people in Nemaha County
- Covered employment, annual average2,968
- Establishments reporting221
- Average annual pay$67,430
- Average weekly wage$1,297
- Sector 62, employment263
- Sector 62, average annual pay$43,157
- Sector 44-45, employment231
- Sector 44-45, average annual pay$26,698
- Sector 31-33, employment199
- Sector 31-33, average annual pay$58,341
- Sector 72, employment168
- Sector 72, average annual pay$17,361
- Sector 42, employment75
- Sector 81, employment66
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 263 | 24 | $43,157 |
| Sector 44-45 | 231 | 24 | $26,698 |
| Sector 31-33 | 199 | 8 | $58,341 |
| Sector 72 | 168 | 15 | $17,361 |
| Sector 42 | 75 | 12 | $63,212 |
| Sector 81 | 66 | 14 | $24,670 |
| Sector 23 | 57 | 19 | $46,436 |
| Sector 54 | 52 | 15 | $48,525 |
The largest sector is the biggest private employer group at 263 jobs, 8.9 percent of covered employment. Average pay per job exceeds median household income, which usually means single earner households and a wage base that can carry rent.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Nemaha County
What businesses operate in Nemaha County
- Establishments, all industries178
- Employment at those establishments1,346
- Annual payroll$57.2 m
- Establishments per 1,000 residents25.3
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Nemaha County
What is being built in Nemaha County
- Housing units authorised by permit, 20242
- Declared construction value permitted$460,000
- Single family units authorised2
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$230,000
- Units authorised per 1,000 households0.7
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Nemaha County
How much SBA lending happens in Nemaha County
- 7(a) approvals recorded2
- 7(a) gross approval dollars$1.7 m
- Average 7(a) approval$849,000
- Median 7(a) approval$1,648,000
- 10th percentile approval$50,000
- 90th percentile approval$1,648,000
- Largest single approval$1,648,000
- Jobs reported supported, 7(a)29
- Jobs per approval14.5
- Distinct 7(a) lenders active2
- Distinct industries receiving approvals2
- Median 7(a) term312 months
- Share of loans on real estate terms, 240 months or longer50.0 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter1
- Franchise loans1
- Franchise share of approvals50.0 percent
- Leading industry by approval countSnack and Nonalcoholic Beverage Bars (1)
- Most active lenderFulton Bank, National Association (1)
The average approval of $849,000 sits close to the median of $1,648,000, so lending here is fairly evenly sized rather than driven by a few large deals. 50.0 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Nemaha County
Do SBA loans in Nemaha County get paid back
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Paid in full1
- Status: Committed, not yet disbursed1
Too few loans have reached a final outcome to publish a charge off rate. only 1 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Nemaha County
How big is Nemaha County
- Land area407 sq mi
- Rank by land area among Nebraska counties87th of 93
- Width, east to west27.2 mi
- Height, north to south19.6 mi
- Geographies sharing a boundary4
- Residents per square mile of land17
- Establishments per square mile0.44
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No 504 approvals recorded in this county in the FOIA release covering FY2010 onward.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Nemaha County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Nemaha County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population7,046
- Households2,847
- Average household size2.47
- Median household income$60,924
- Median age39.3
Common questions
Nemaha County questions, answered from the record.
How many people live in Nemaha County, Nebraska?
7,046, in 2,847 households, ranking 41st of 93 Nebraska counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Nemaha County growing?
The population has fallen 0.41 percent since the 2020 census base. In 2024 there were 70 births against 108 deaths, with net migration of 19. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Nemaha County?
$60,924. The median owner-occupied home is valued at $131,700, which is 2.2 times income, and median gross rent is $772 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Nemaha County?
178 establishments, employing 1,346 people with an annual payroll of $57.2 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Nemaha County?
Average annual pay is $67,430, or $1,297 a week, across 2,968 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Nemaha County?
2 7(a) approvals totalling $1.7 m since FY2020, across 2 lenders, with a median approval of $1,648,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Nemaha County?
2 housing units were authorised by permit in 2024, with a declared construction value of $460,000. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Nemaha County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Nemaha County come from?
The largest single origin is Nemaha County Non-migrants, with 2,384 households. Arriving households report an average income of $50,265 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Nemaha County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Nemaha County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.