Valley County, Nebraska: commercial real estate data.
Valley County, Nebraska has a population of 4,066 across 568 square miles, down 0.6 percent since the 2020 census base. County output reached $385.3 m in 2024, 181 establishments operate here, and the SBA record carries 2 7(a) approvals worth $152,000.
111 sourced county values · tier FULL · 10 sections
Valley County
How many people live in Valley County
- Population4,066
- Households1,796
- Average household size2.26
- Median household income$61,852
- Median age46.1
- Median gross rent$626 per month
- Median owner-occupied home value$154,600
- Home value to household income2.5 times
- Annual rent as a share of median income12.1 percent
- Adults 25 and over with a bachelor degree or higher25.3 percent
- Adults 25 and over with a graduate degree6.2 percent
- Adults 25 and over2,918
- Population under 18894
- Share under 1822.0 percent
- Population 65 and over1,050
- Share 65 and over25.8 percent
- Working age population, 18 to 642,122
- Civilian labor force2,120
- Unemployment rate0.2 percent
- Labor force participation, adults 18 and over66.8 percent
- Rank by population among Nebraska counties60th of 93
- Rank by population among US county-equivalents2957th
Valley County is the 60th largest of 93 Nebraska counties by population. A median home costs 2.5 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 25.8 percent against 22.0 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Valley County
Is Valley County growing
- Population change since the 2020 census base-0.64 percent
- Census 2020 base population4,058
- Births, 202448
- Deaths, 202450
- Natural change, 2024-2
- Net domestic migration, 20245
- Net international migration, 20241
- Total net migration, 20246
- Cumulative net domestic migration, 2021 to 2024-17
- Rank by growth among US county-equivalents2069th
The county has lost 0.64 percent of its population since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Valley County
Where people moving to Valley County come from
- Tax returns filed by households arriving77
- People arriving, from those returns143
- Adjusted gross income arriving$5.0 m
- Net adjusted gross income movement$0
- Average income of an arriving household$64,649
- Largest single originValley County Non-migrants (1,554 households)
- Largest single destination (1,554 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Valley County Non-migrants | 1,554 | 3,413 | $92.7 m |
| Other flows - Same State | 77 | 143 | $5.0 m |
The largest single source of arrivals is Valley County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Valley County
What the Valley County economy runs on
- County GDP, 2024$385.3 m
- County GDP, 2023$400.6 m
- GDP change, 2023 to 2024-3.8 percent
- GDP change over five years26.0 percent
- Rank by GDP among Nebraska counties58th
- Rank by GDP among US county-equivalents2572nd
- GDP per resident$94,767
Output grew -3.8 percent in the latest year and 26.0 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Valley County
Who employs people in Valley County
- Covered employment, annual average1,754
- Establishments reporting232
- Average annual pay$45,900
- Average weekly wage$883
- Sector 44-45, employment249
- Sector 44-45, average annual pay$27,343
- Sector 42, employment139
- Sector 42, average annual pay$68,693
- Sector 31-33, employment105
- Sector 31-33, average annual pay$39,896
- Sector 23, employment99
- Sector 23, average annual pay$47,578
- Sector 81, employment45
- Sector 51, employment15
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 249 | 25 | $27,343 |
| Sector 42 | 139 | 10 | $68,693 |
| Sector 31-33 | 105 | 7 | $39,896 |
| Sector 23 | 99 | 30 | $47,578 |
| Sector 81 | 45 | 15 | $27,048 |
| Sector 51 | 15 | 3 | $38,992 |
The largest sector is the biggest private employer group at 249 jobs, 14.2 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Valley County
What businesses operate in Valley County
- Establishments, all industries181
- Employment at those establishments1,230
- Annual payroll$53.8 m
- Establishments per 1,000 residents44.5
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Valley County
What is being built in Valley County
- Housing units authorised by permit, 20243
- Declared construction value permitted$653,500
- Single family units authorised3
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$217,833
- Units authorised per 1,000 households1.7
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Valley County
How much SBA lending happens in Valley County
- 7(a) approvals recorded2
- 7(a) gross approval dollars$152,000
- Average 7(a) approval$76,000
- Median 7(a) approval$117,000
- 10th percentile approval$35,000
- 90th percentile approval$117,000
- Largest single approval$117,000
- Jobs reported supported, 7(a)10
- Jobs per approval5.0
- Distinct 7(a) lenders active2
- Distinct industries receiving approvals2
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer0.0 percent
- Loans on real estate terms0
- Loans on working capital terms, 120 months or shorter2
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countGeneral Line Grocery Merchant Wholesalers (1)
- Most active lenderFirst Nebraska Bank (1)
- 504 approvals recorded1
- 504 gross approval dollars$105,000
- Average 504 approval$105,000
- Median 504 approval$105,000
- Distinct CDCs active1
- 504 jobs per approval3.0
- 504 jobs per million dollars approved28.6
- Most active CDCNebraska Economic Development Corporation (1)
- 7(a) share of SBA approvals66.7 percent
- Combined SBA approval dollars$257,000
The average approval of $76,000 sits close to the median of $117,000, so lending here is fairly evenly sized rather than driven by a few large deals. Only 0.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Valley County
Do SBA loans in Valley County get paid back
- Loans with a final outcome recorded0
- Paid in full0
- Charged off0
- Status: Exempt from disclosure2
Too few loans have reached a final outcome to publish a charge off rate. only 0 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Valley County
How big is Valley County
- Land area568 sq mi
- Rank by land area among Nebraska counties64th of 93
- Width, east to west23.8 mi
- Height, north to south23.9 mi
- Geographies sharing a boundary5
- Residents per square mile of land7
- Establishments per square mile0.32
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Valley County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Valley County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population4,066
- Households1,796
- Average household size2.26
- Median household income$61,852
- Median age46.1
Common questions
Valley County questions, answered from the record.
How many people live in Valley County, Nebraska?
4,066, in 1,796 households, ranking 60th of 93 Nebraska counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Valley County growing?
The population has fallen 0.64 percent since the 2020 census base. In 2024 there were 48 births against 50 deaths, with net migration of 6. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Valley County?
$61,852. The median owner-occupied home is valued at $154,600, which is 2.5 times income, and median gross rent is $626 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Valley County?
181 establishments, employing 1,230 people with an annual payroll of $53.8 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Valley County?
Average annual pay is $45,900, or $883 a week, across 1,754 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Valley County?
2 7(a) approvals totalling $152,000 since FY2020, across 2 lenders, with a median approval of $117,000, plus 1 504 approvals worth $105,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Valley County?
3 housing units were authorised by permit in 2024, with a declared construction value of $653,500. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Valley County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Valley County come from?
The largest single origin is Valley County Non-migrants, with 1,554 households. Arriving households report an average income of $64,649 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Valley County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Valley County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.