Churchill County, Nevada: commercial real estate data.
Churchill County, Nevada has a population of 25,805 across 4,930 square miles, up 2.0 percent since the 2020 census base. County output reached $1.64 bn in 2024, 485 establishments operate here, and the SBA record carries 19 7(a) approvals worth $9.1 m.
113 sourced county values · tier FULL · 10 sections
Churchill County
How many people live in Churchill County
- Population25,805
- Households9,516
- Average household size2.71
- Median household income$79,163
- Median age40.4
- Median gross rent$1,319 per month
- Median owner-occupied home value$329,900
- Home value to household income4.2 times
- Annual rent as a share of median income20.0 percent
- Adults 25 and over with a bachelor degree or higher17.7 percent
- Adults 25 and over with a graduate degree4.8 percent
- Adults 25 and over17,797
- Population under 185,863
- Share under 1822.7 percent
- Population 65 and over5,205
- Share 65 and over20.2 percent
- Working age population, 18 to 6414,737
- Civilian labor force11,244
- Unemployment rate5.3 percent
- Labor force participation, adults 18 and over56.4 percent
- Rank by population among Nevada counties8th of 17
- Rank by population among US county-equivalents1622nd
Churchill County is the 8th largest of 17 Nevada counties by population. A median home costs 4.2 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 22.7 percent against 20.2 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Churchill County
Is Churchill County growing
- Population change since the 2020 census base2.00 percent
- Census 2020 base population25,522
- Births, 2024281
- Deaths, 2024346
- Natural change, 2024-65
- Net domestic migration, 2024144
- Net international migration, 202437
- Total net migration, 2024181
- Cumulative net domestic migration, 2021 to 2024698
- Rank by growth among US county-equivalents1168th
The county has grown 2.00 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Churchill County
Where people moving to Churchill County come from
- Tax returns filed by households arriving1,070
- People arriving, from those returns2,013
- Adjusted gross income arriving$68.6 m
- Net adjusted gross income movement$0
- Average income of an arriving household$64,080
- Largest single originChurchill County Non-migrants (9,433 households)
- Largest single destination (9,433 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Churchill County Non-migrants | 9,433 | 18,834 | $671.1 m |
| Other flows - Different State | 516 | 970 | $30.2 m |
| Other flows - West | 309 | 618 | $19.5 m |
| Washoe County | 173 | 286 | $16.6 m |
| Lyon County | 153 | 278 | $8.3 m |
| Other flows - South | 153 | 264 | $7.9 m |
| Other flows - Same State | 92 | 194 | $5.9 m |
| San Diego County | 42 | 94 | $2.4 m |
The largest single source of arrivals is Churchill County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Churchill County
What the Churchill County economy runs on
- County GDP, 2024$1.64 bn
- County GDP, 2023$1.64 bn
- GDP change, 2023 to 20240.2 percent
- GDP change over five years33.2 percent
- Rank by GDP among Nevada counties10th
- Rank by GDP among US county-equivalents1441st
- GDP per resident$63,531
Output grew 0.2 percent in the latest year and 33.2 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Churchill County
Who employs people in Churchill County
- Covered employment, annual average8,837
- Establishments reporting634
- Average annual pay$60,811
- Average weekly wage$1,169
- Sector 44-45, employment1,051
- Sector 44-45, average annual pay$34,234
- Sector 62, employment960
- Sector 62, average annual pay$63,273
- Sector 48-49, employment830
- Sector 48-49, average annual pay$100,407
- Sector 23, employment683
- Sector 23, average annual pay$75,334
- Sector 31-33, employment530
- Sector 54, employment424
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 1,051 | 67 | $34,234 |
| Sector 62 | 960 | 50 | $63,273 |
| Sector 48-49 | 830 | 32 | $100,407 |
| Sector 23 | 683 | 59 | $75,334 |
| Sector 31-33 | 530 | 19 | $89,453 |
| Sector 54 | 424 | 58 | $91,479 |
| Sector 11 | 329 | 31 | $40,623 |
| Sector 81 | 191 | 52 | $34,603 |
The largest sector is the biggest private employer group at 1,051 jobs, 11.9 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Churchill County
What businesses operate in Churchill County
- Establishments, all industries485
- Employment at those establishments5,689
- Annual payroll$305.3 m
- Establishments per 1,000 residents18.8
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Churchill County
What is being built in Churchill County
- Housing units authorised by permit, 202445
- Declared construction value permitted$11.2 m
- Single family units authorised45
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$249,960
- Units authorised per 1,000 households4.7
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Churchill County
How much SBA lending happens in Churchill County
- 7(a) approvals recorded19
- 7(a) gross approval dollars$9.1 m
- Average 7(a) approval$480,342
- Median 7(a) approval$150,000
- 10th percentile approval$15,000
- 90th percentile approval$1,487,700
- Largest single approval$3,800,000
- Jobs reported supported, 7(a)150
- Jobs per approval7.9
- Distinct 7(a) lenders active11
- Distinct industries receiving approvals14
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer10.5 percent
- Loans on real estate terms2
- Loans on working capital terms, 120 months or shorter15
- Franchise loans1
- Franchise share of approvals5.3 percent
- Leading industry by approval countOrnamental and Architectural Metal Work Manufacturing (3)
- Most active lenderU.S. Bank, National Association (5)
- 504 approvals recorded6
- 504 gross approval dollars$2.6 m
- Average 504 approval$433,833
- Median 504 approval$360,000
- Distinct CDCs active3
- 504 jobs per approval4.3
- 504 jobs per million dollars approved10.0
- Most active CDCNevada State Development Corporation (4)
- 7(a) share of SBA approvals76.0 percent
- Combined SBA approval dollars$11.7 m
The average approval of $480,342 sits well above the median of $150,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 10.5 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Churchill County
Do SBA loans in Churchill County get paid back
- Loans with a final outcome recorded4
- Paid in full4
- Charged off0
- Status: Paid in full4
- Status: Exempt from disclosure13
- Status: Cancelled2
Too few loans have reached a final outcome to publish a charge off rate. only 4 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Churchill County
How big is Churchill County
- Land area4,930 sq mi
- Rank by land area among Nevada counties10th of 17
- Width, east to west94.1 mi
- Height, north to south64.1 mi
- Geographies sharing a boundary6
- Residents per square mile of land5
- Establishments per square mile0.10
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Churchill County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Churchill County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population25,805
- Households9,516
- Average household size2.71
- Median household income$79,163
- Median age40.4
Common questions
Churchill County questions, answered from the record.
How many people live in Churchill County, Nevada?
25,805, in 9,516 households, ranking 8th of 17 Nevada counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Churchill County growing?
The population has grown 2.00 percent since the 2020 census base. In 2024 there were 281 births against 346 deaths, with net migration of 181. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Churchill County?
$79,163. The median owner-occupied home is valued at $329,900, which is 4.2 times income, and median gross rent is $1,319 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Churchill County?
485 establishments, employing 5,689 people with an annual payroll of $305.3 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Churchill County?
Average annual pay is $60,811, or $1,169 a week, across 8,837 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Churchill County?
19 7(a) approvals totalling $9.1 m since FY2020, across 11 lenders, with a median approval of $150,000, plus 6 504 approvals worth $2.6 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Churchill County?
45 housing units were authorised by permit in 2024, with a declared construction value of $11.2 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Churchill County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Churchill County come from?
The largest single origin is Churchill County Non-migrants, with 9,433 households. Arriving households report an average income of $64,080 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Churchill County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Churchill County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.