Humboldt County, Nevada: commercial real estate data.
Humboldt County, Nevada has a population of 17,289 across 9,641 square miles, down 1.0 percent since the 2020 census base. County output reached $1.82 bn in 2024, 418 establishments operate here, and the SBA record carries 23 7(a) approvals worth $14.5 m.
117 sourced county values · tier FULL · 11 sections
Humboldt County
How many people live in Humboldt County
- Population17,289
- Households6,911
- Average household size2.50
- Median household income$81,073
- Median age37.7
- Median gross rent$994 per month
- Median owner-occupied home value$278,300
- Home value to household income3.4 times
- Annual rent as a share of median income14.7 percent
- Adults 25 and over with a bachelor degree or higher19.3 percent
- Adults 25 and over with a graduate degree4.8 percent
- Adults 25 and over11,271
- Population under 184,562
- Share under 1826.4 percent
- Population 65 and over2,859
- Share 65 and over16.5 percent
- Working age population, 18 to 649,868
- Civilian labor force8,354
- Unemployment rate5.8 percent
- Labor force participation, adults 18 and over65.6 percent
- Rank by population among Nevada counties9th of 17
- Rank by population among US county-equivalents2021st
Humboldt County is the 9th largest of 17 Nevada counties by population. A median home costs 3.4 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 26.4 percent against 16.5 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Humboldt County
Is Humboldt County growing
- Population change since the 2020 census base-0.97 percent
- Census 2020 base population17,283
- Births, 2024179
- Deaths, 2024171
- Natural change, 20248
- Net domestic migration, 2024-112
- Net international migration, 202460
- Total net migration, 2024-52
- Cumulative net domestic migration, 2021 to 2024-361
- Rank by growth among US county-equivalents2179th
The county has lost 0.97 percent of its population since the 2020 census base. Births exceeded deaths in 2024 but more people left than arrived, so the population is being sustained internally rather than attracting.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Humboldt County
Where people moving to Humboldt County come from
- Tax returns filed by households arriving473
- People arriving, from those returns820
- Adjusted gross income arriving$28.3 m
- Net adjusted gross income movement$0
- Average income of an arriving household$59,767
- Largest single originHumboldt County Non-migrants (6,321 households)
- Largest single destination (6,321 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Humboldt County Non-migrants | 6,321 | 13,626 | $521.8 m |
| Other flows - Different State | 260 | 460 | $15.6 m |
| Other flows - West | 203 | 365 | $12.5 m |
| Washoe County | 57 | 87 | $3.5 m |
| Other flows - Same State | 45 | 74 | $3.2 m |
| Elko County | 38 | 67 | $3.0 m |
| Other flows - South | 37 | 60 | $2.1 m |
| Pershing County | 25 | 54 | $825,000 |
The largest single source of arrivals is Humboldt County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Humboldt County
What the Humboldt County economy runs on
- County GDP, 2024$1.82 bn
- County GDP, 2023$1.74 bn
- GDP change, 2023 to 20244.4 percent
- GDP change over five years22.3 percent
- Rank by GDP among Nevada counties9th
- Rank by GDP among US county-equivalents1363rd
- GDP per resident$104,992
Output grew 4.4 percent in the latest year and 22.3 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Humboldt County
Who employs people in Humboldt County
- Covered employment, annual average7,812
- Establishments reporting481
- Average annual pay$72,366
- Average weekly wage$1,392
- Sector 21, employment1,960
- Sector 21, average annual pay$122,321
- Sector 44-45, employment964
- Sector 44-45, average annual pay$36,736
- Sector 72, employment918
- Sector 72, average annual pay$26,141
- Sector 11, employment340
- Sector 11, average annual pay$50,122
- Sector 31-33, employment258
- Sector 48-49, employment239
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 21 | 1,960 | 23 | $122,321 |
| Sector 44-45 | 964 | 62 | $36,736 |
| Sector 72 | 918 | 59 | $26,141 |
| Sector 11 | 340 | 40 | $50,122 |
| Sector 31-33 | 258 | 10 | $77,734 |
| Sector 48-49 | 239 | 17 | $75,970 |
| Sector 23 | 226 | 34 | $69,338 |
| Sector 81 | 200 | 33 | $67,359 |
The largest sector is the biggest private employer group at 1,960 jobs, 25.1 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Humboldt County
What businesses operate in Humboldt County
- Establishments, all industries418
- Employment at those establishments6,392
- Annual payroll$433.5 m
- Establishments per 1,000 residents24.2
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Humboldt County
What is being built in Humboldt County
- Housing units authorised by permit, 202437
- Declared construction value permitted$4.9 m
- Single family units authorised37
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$132,457
- Units authorised per 1,000 households5.4
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Humboldt County
How much SBA lending happens in Humboldt County
- 7(a) approvals recorded23
- 7(a) gross approval dollars$14.5 m
- Average 7(a) approval$628,735
- Median 7(a) approval$310,000
- 10th percentile approval$20,000
- 90th percentile approval$1,750,000
- Largest single approval$2,498,000
- Jobs reported supported, 7(a)249
- Jobs per approval10.8
- Distinct 7(a) lenders active15
- Distinct industries receiving approvals16
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer43.5 percent
- Loans on real estate terms10
- Loans on working capital terms, 120 months or shorter13
- Franchise loans5
- Franchise share of approvals21.7 percent
- Leading industry by approval countHotels (except Casino Hotels) and Motels (6)
- Most active lenderU.S. Bank, National Association (7)
- 504 approvals recorded7
- 504 gross approval dollars$5.1 m
- Average 504 approval$730,571
- Median 504 approval$268,000
- Distinct CDCs active2
- 504 jobs per approval5.7
- 504 jobs per million dollars approved7.8
- Most active CDCNevada State Development Corporation (6)
- 7(a) share of SBA approvals76.7 percent
- Combined SBA approval dollars$19.6 m
The average approval of $628,735 sits well above the median of $310,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. 43.5 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Humboldt County
Do SBA loans in Humboldt County get paid back
- Loans with a final outcome recorded6
- Paid in full5
- Charged off1
- Status: Charged off1
- Status: Paid in full5
- Status: Cancelled3
- Status: Exempt from disclosure14
Too few loans have reached a final outcome to publish a charge off rate. only 6 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Humboldt County
Which parts of Humboldt County get the lending
- Places in the county with recorded lending2
- Winnemucca, approvals22
- McDermitt, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Winnemucca | 22 | $14,365,900 |
| McDermitt | 1 | $95,000 |
Winnemucca accounts for 22 approvals against 1 in McDermitt. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Humboldt County
How big is Humboldt County
- Land area9,641 sq mi
- Rank by land area among Nevada counties4th of 17
- Width, east to west120.2 mi
- Height, north to south101.8 mi
- Geographies sharing a boundary4
- Residents per square mile of land2
- Establishments per square mile0.04
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Humboldt County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Humboldt County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population17,289
- Households6,911
- Average household size2.50
- Median household income$81,073
- Median age37.7
Common questions
Humboldt County questions, answered from the record.
How many people live in Humboldt County, Nevada?
17,289, in 6,911 households, ranking 9th of 17 Nevada counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Humboldt County growing?
The population has fallen 0.97 percent since the 2020 census base. In 2024 there were 179 births against 171 deaths, with net migration of -52. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Humboldt County?
$81,073. The median owner-occupied home is valued at $278,300, which is 3.4 times income, and median gross rent is $994 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Humboldt County?
418 establishments, employing 6,392 people with an annual payroll of $433.5 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Humboldt County?
Average annual pay is $72,366, or $1,392 a week, across 7,812 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Humboldt County?
23 7(a) approvals totalling $14.5 m since FY2020, across 15 lenders, with a median approval of $310,000, plus 7 504 approvals worth $5.1 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Humboldt County?
37 housing units were authorised by permit in 2024, with a declared construction value of $4.9 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Humboldt County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Humboldt County come from?
The largest single origin is Humboldt County Non-migrants, with 6,321 households. Arriving households report an average income of $59,767 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Humboldt County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Humboldt County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.