Lincoln County, Nevada: commercial real estate data.
Lincoln County, Nevada has a population of 4,405 across 10,633 square miles, down 3.5 percent since the 2020 census base. County output reached $254.5 m in 2024, 74 establishments operate here, and the SBA record carries 4 7(a) approvals worth $4.1 m.
115 sourced county values · tier FULL · 11 sections
Lincoln County
How many people live in Lincoln County
- Population4,405
- Households1,717
- Average household size2.57
- Median household income$72,307
- Median age45.4
- Median gross rent$919 per month
- Median owner-occupied home value$219,500
- Home value to household income3.0 times
- Annual rent as a share of median income15.3 percent
- Adults 25 and over with a bachelor degree or higher20.4 percent
- Adults 25 and over with a graduate degree7.5 percent
- Adults 25 and over3,261
- Population under 18883
- Share under 1820.0 percent
- Population 65 and over1,131
- Share 65 and over25.7 percent
- Working age population, 18 to 642,391
- Civilian labor force1,652
- Unemployment rate1.9 percent
- Labor force participation, adults 18 and over46.9 percent
- Rank by population among Nevada counties14th of 17
- Rank by population among US county-equivalents2939th
Lincoln County is the 14th largest of 17 Nevada counties by population. A median home costs 3.0 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 25.7 percent against 20.0 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Lincoln County
Is Lincoln County growing
- Population change since the 2020 census base-3.47 percent
- Census 2020 base population4,501
- Births, 202424
- Deaths, 202465
- Natural change, 2024-41
- Net domestic migration, 2024-37
- Net international migration, 20240
- Total net migration, 2024-37
- Cumulative net domestic migration, 2021 to 202445
- Rank by growth among US county-equivalents2818th
The county has lost 3.47 percent of its population since the 2020 census base.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Lincoln County
Where people moving to Lincoln County come from
- Tax returns filed by households arriving100
- People arriving, from those returns198
- Adjusted gross income arriving$6.1 m
- Net adjusted gross income movement$0
- Average income of an arriving household$61,010
- Largest single originLincoln County Non-migrants (1,424 households)
- Largest single destination (1,424 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Lincoln County Non-migrants | 1,424 | 3,260 | $99.0 m |
| Clark County | 63 | 119 | $4.3 m |
| Other flows - Different State | 37 | 79 | $1.8 m |
| Other flows - West | 37 | 79 | $1.8 m |
The largest single source of arrivals is Lincoln County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Lincoln County
What the Lincoln County economy runs on
- County GDP, 2024$254.5 m
- County GDP, 2023$210.4 m
- GDP change, 2023 to 202420.9 percent
- GDP change over five years45.6 percent
- Rank by GDP among Nevada counties15th
- Rank by GDP among US county-equivalents2797th
- GDP per resident$57,764
Output grew 20.9 percent in the latest year and 45.6 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Lincoln County
Who employs people in Lincoln County
- Covered employment, annual average1,350
- Establishments reporting128
- Average annual pay$49,874
- Average weekly wage$959
- Sector 44-45, employment193
- Sector 44-45, average annual pay$21,271
- Sector 23, employment60
- Sector 23, average annual pay$69,201
- Sector 31-33, employment42
- Sector 31-33, average annual pay$58,711
- Sector 52, employment34
- Sector 52, average annual pay$59,571
- Sector 54, employment21
- Sector 53, employment9
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 193 | 17 | $21,271 |
| Sector 23 | 60 | 10 | $69,201 |
| Sector 31-33 | 42 | 5 | $58,711 |
| Sector 52 | 34 | 4 | $59,571 |
| Sector 54 | 21 | 6 | $26,317 |
| Sector 53 | 9 | 5 | $33,748 |
The largest sector is the biggest private employer group at 193 jobs, 14.3 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Lincoln County
What businesses operate in Lincoln County
- Establishments, all industries74
- Employment at those establishments579
- Annual payroll$20.9 m
- Establishments per 1,000 residents16.8
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Lincoln County
What is being built in Lincoln County
- Housing units authorised by permit, 202450
- Declared construction value permitted$9.3 m
- Single family units authorised16
- Multifamily units authorised34
- Multifamily share of units68.0 percent
- Average declared value per unit$186,140
- Units authorised per 1,000 households29.1
Multifamily is 68.0 percent of units authorised, so the pipeline is being built for renters rather than buyers.
US Census Bureau, Building Permits Survey, 2024 annual.
Lincoln County
How much SBA lending happens in Lincoln County
- 7(a) approvals recorded4
- 7(a) gross approval dollars$4.1 m
- Average 7(a) approval$1,025,950
- Median 7(a) approval$1,650,000
- 10th percentile approval$24,000
- 90th percentile approval$1,908,000
- Largest single approval$1,908,000
- Jobs reported supported, 7(a)23
- Jobs per approval5.8
- Distinct 7(a) lenders active3
- Distinct industries receiving approvals4
- Median 7(a) term299 months
- Share of loans on real estate terms, 240 months or longer50.0 percent
- Loans on real estate terms2
- Loans on working capital terms, 120 months or shorter1
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countPromoters of Performing Arts, Sports, and Similar Events with Facilities (1)
- Most active lenderAmerica First Federal Credit Union (2)
- 504 approvals recorded1
- 504 gross approval dollars$671,000
- Average 504 approval$671,000
- Median 504 approval$671,000
- Distinct CDCs active1
- 504 jobs per approval12.0
- 504 jobs per million dollars approved17.9
- Most active CDCMountain West Small Business Finance (1)
- 7(a) share of SBA approvals80.0 percent
- Combined SBA approval dollars$4.8 m
The average approval of $1,025,950 sits close to the median of $1,650,000, so lending here is fairly evenly sized rather than driven by a few large deals. 50.0 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Lincoln County
Do SBA loans in Lincoln County get paid back
- Loans with a final outcome recorded0
- Paid in full0
- Charged off0
- Status: Exempt from disclosure4
Too few loans have reached a final outcome to publish a charge off rate. only 0 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lincoln County
Which parts of Lincoln County get the lending
- Places in the county with recorded lending3
- CALIENTE, approvals2
- PANACA, approvals1
- PIOCHE, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| CALIENTE | 2 | $3,558,000 |
| PANACA | 1 | $24,000 |
| PIOCHE | 1 | $521,800 |
CALIENTE accounts for 2 approvals against 1 in PANACA. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lincoln County
How big is Lincoln County
- Land area10,633 sq mi
- Rank by land area among Nevada counties3rd of 17
- Width, east to west101.2 mi
- Height, north to south126.7 mi
- Geographies sharing a boundary3
- Residents per square mile of land0
- Establishments per square mile0.01
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Lincoln County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Lincoln County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population4,405
- Households1,717
- Average household size2.57
- Median household income$72,307
- Median age45.4
Common questions
Lincoln County questions, answered from the record.
How many people live in Lincoln County, Nevada?
4,405, in 1,717 households, ranking 14th of 17 Nevada counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Lincoln County growing?
The population has fallen 3.47 percent since the 2020 census base. In 2024 there were 24 births against 65 deaths, with net migration of -37. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Lincoln County?
$72,307. The median owner-occupied home is valued at $219,500, which is 3.0 times income, and median gross rent is $919 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Lincoln County?
74 establishments, employing 579 people with an annual payroll of $20.9 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Lincoln County?
Average annual pay is $49,874, or $959 a week, across 1,350 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Lincoln County?
4 7(a) approvals totalling $4.1 m since FY2020, across 3 lenders, with a median approval of $1,650,000, plus 1 504 approvals worth $671,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Lincoln County?
50 housing units were authorised by permit in 2024, with a declared construction value of $9.3 m. Multifamily was 68.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Lincoln County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Lincoln County come from?
The largest single origin is Lincoln County Non-migrants, with 1,424 households. Arriving households report an average income of $61,010 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Lincoln County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Lincoln County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.