HomeNew HampshireCoos County
Coos County, New Hampshire: commercial real estate data.
Coos County, New Hampshire has a population of 31,271 across 1,795 square miles, down 0.5 percent since the 2020 census base. County output reached $1.82 bn in 2024, 809 establishments operate here, and the SBA record carries 43 7(a) approvals worth $18.1 m.
121 sourced county values · tier FULL · 11 sections
Coos County
How many people live in Coos County
- Population31,271
- Households14,002
- Average household size2.23
- Median household income$57,677
- Median age50.3
- Median gross rent$876 per month
- Median owner-occupied home value$188,900
- Home value to household income3.3 times
- Annual rent as a share of median income18.2 percent
- Adults 25 and over with a bachelor degree or higher20.1 percent
- Adults 25 and over with a graduate degree7.0 percent
- Adults 25 and over24,369
- Population under 185,014
- Share under 1816.0 percent
- Population 65 and over8,152
- Share 65 and over26.1 percent
- Working age population, 18 to 6418,105
- Civilian labor force14,261
- Unemployment rate4.3 percent
- Labor force participation, adults 18 and over54.3 percent
- Rank by population among New Hampshire counties10th of 10
- Rank by population among US county-equivalents1440th
Coos County is the 10th largest of 10 New Hampshire counties by population. A median home costs 3.3 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 26.1 percent against 16.0 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Coos County
Is Coos County growing
- Population change since the 2020 census base-0.53 percent
- Census 2020 base population31,259
- Births, 2024209
- Deaths, 2024519
- Natural change, 2024-310
- Net domestic migration, 2024163
- Net international migration, 202434
- Total net migration, 2024197
- Cumulative net domestic migration, 2021 to 20241,144
- Rank by growth among US county-equivalents2031st
The county has lost 0.53 percent of its population since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Coos County
Where people moving to Coos County come from
- Tax returns filed by households arriving934
- People arriving, from those returns1,540
- Adjusted gross income arriving$73.8 m
- Net adjusted gross income movement$0
- Average income of an arriving household$79,021
- Largest single originCoos County Non-migrants (12,431 households)
- Largest single destination (12,431 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Coos County Non-migrants | 12,431 | 22,819 | $824.8 m |
| Other flows - Different State | 500 | 849 | $44.2 m |
| Other flows - Northeast | 264 | 449 | $25.8 m |
| Other flows - South | 135 | 234 | $11.1 m |
| Grafton County | 99 | 164 | $4.7 m |
| Other flows - West | 67 | 109 | $4.2 m |
| Hillsborough County | 61 | 94 | $6.0 m |
| Merrimack County | 51 | 85 | $3.7 m |
The largest single source of arrivals is Coos County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coos County
What the Coos County economy runs on
- County GDP, 2024$1.82 bn
- County GDP, 2023$1.77 bn
- GDP change, 2023 to 20242.4 percent
- GDP change over five years35.6 percent
- Rank by GDP among New Hampshire counties10th
- Rank by GDP among US county-equivalents1362nd
- GDP per resident$58,074
Output grew 2.4 percent in the latest year and 35.6 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Coos County
Who employs people in Coos County
- Covered employment, annual average11,886
- Establishments reporting1,043
- Average annual pay$53,380
- Average weekly wage$1,027
- Sector 72, employment1,850
- Sector 72, average annual pay$32,954
- Sector 62, employment1,763
- Sector 62, average annual pay$71,307
- Sector 44-45, employment1,709
- Sector 44-45, average annual pay$38,291
- Sector 31-33, employment642
- Sector 31-33, average annual pay$55,626
- Sector 71, employment582
- Sector 23, employment513
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 72 | 1,850 | 117 | $32,954 |
| Sector 62 | 1,763 | 84 | $71,307 |
| Sector 44-45 | 1,709 | 134 | $38,291 |
| Sector 31-33 | 642 | 42 | $55,626 |
| Sector 71 | 582 | 30 | $26,930 |
| Sector 23 | 513 | 92 | $94,238 |
| Sector 56 | 498 | 68 | $50,943 |
| Sector 48-49 | 260 | 32 | $50,357 |
The largest sector is the biggest private employer group at 1,850 jobs, 15.6 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Coos County
What businesses operate in Coos County
- Establishments, all industries809
- Employment at those establishments8,380
- Annual payroll$404.7 m
- Establishments per 1,000 residents25.9
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Coos County
What is being built in Coos County
- Housing units authorised by permit, 2024115
- Declared construction value permitted$26.9 m
- Single family units authorised89
- Multifamily units authorised26
- Multifamily share of units22.6 percent
- Average declared value per unit$234,041
- Units authorised per 1,000 households8.2
Multifamily is 22.6 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Coos County
How much SBA lending happens in Coos County
- 7(a) approvals recorded43
- 7(a) gross approval dollars$18.1 m
- Average 7(a) approval$421,572
- Median 7(a) approval$150,000
- 10th percentile approval$25,000
- 90th percentile approval$1,650,000
- Largest single approval$2,635,000
- Jobs reported supported, 7(a)337
- Jobs per approval7.8
- Distinct 7(a) lenders active17
- Distinct industries receiving approvals29
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer18.6 percent
- Loans on real estate terms8
- Loans on working capital terms, 120 months or shorter35
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countElectrical Contractors and Other Wiring Installation Contractors (5)
- Most active lenderBar Harbor Bank & Trust (8)
- 504 approvals recorded26
- 504 gross approval dollars$6.9 m
- Average 504 approval$264,808
- Median 504 approval$207,000
- Distinct CDCs active4
- 504 jobs per approval3.8
- 504 jobs per million dollars approved14.4
- Most active CDCGranite State Economic Development Corporation (22)
- 7(a) share of SBA approvals62.3 percent
- Combined SBA approval dollars$25.0 m
The average approval of $421,572 sits well above the median of $150,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 18.6 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Coos County
Do SBA loans in Coos County get paid back
- Loans with a final outcome recorded6
- Paid in full6
- Charged off0
- Status: Paid in full6
- Status: Exempt from disclosure28
- Status: Cancelled6
- Status: Committed, not yet disbursed3
Too few loans have reached a final outcome to publish a charge off rate. only 6 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Coos County
Which parts of Coos County get the lending
- Places in the county with recorded lending10
- BERLIN, approvals11
- Colebrook, approvals8
- GORHAM, approvals5
- GROVETON, approvals5
- LANCASTER, approvals5
- JEFFERSON, approvals4
| Place | Approvals | Gross approval dollars |
|---|---|---|
| BERLIN | 11 | $8,851,800 |
| Colebrook | 8 | $4,577,100 |
| GORHAM | 5 | $203,500 |
| GROVETON | 5 | $1,068,200 |
| LANCASTER | 5 | $376,500 |
| JEFFERSON | 4 | $1,888,500 |
| PITTSBURG | 2 | $501,000 |
| Northumberland | 1 | $150,000 |
BERLIN accounts for 11 approvals against 8 in Colebrook. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Coos County
How big is Coos County
- Land area1,795 sq mi
- Rank by land area among New Hampshire counties1st of 10
- Width, east to west37 mi
- Height, north to south83.8 mi
- Geographies sharing a boundary2
- Residents per square mile of land17
- Establishments per square mile0.45
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Coos County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Coos County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population31,271
- Households14,002
- Average household size2.23
- Median household income$57,677
- Median age50.3
Common questions
Coos County questions, answered from the record.
How many people live in Coos County, New Hampshire?
31,271, in 14,002 households, ranking 10th of 10 New Hampshire counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Coos County growing?
The population has fallen 0.53 percent since the 2020 census base. In 2024 there were 209 births against 519 deaths, with net migration of 197. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Coos County?
$57,677. The median owner-occupied home is valued at $188,900, which is 3.3 times income, and median gross rent is $876 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Coos County?
809 establishments, employing 8,380 people with an annual payroll of $404.7 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Coos County?
Average annual pay is $53,380, or $1,027 a week, across 11,886 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Coos County?
43 7(a) approvals totalling $18.1 m since FY2020, across 17 lenders, with a median approval of $150,000, plus 26 504 approvals worth $6.9 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Coos County?
115 housing units were authorised by permit in 2024, with a declared construction value of $26.9 m. Multifamily was 22.6 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Coos County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Coos County come from?
The largest single origin is Coos County Non-migrants, with 12,431 households. Arriving households report an average income of $79,021 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Coos County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Coos County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.