HomeNew HampshireGrafton County
Grafton County, New Hampshire: commercial real estate data.
Grafton County, New Hampshire has a population of 92,120 across 1,709 square miles, up 2.1 percent since the 2020 census base. County output reached $9.87 bn in 2024, 2,920 establishments operate here, and the SBA record carries 189 7(a) approvals worth $50.3 m.
122 sourced county values · tier FULL · 11 sections
Grafton County
How many people live in Grafton County
- Population92,120
- Households37,107
- Average household size2.48
- Median household income$88,261
- Median age44.1
- Median gross rent$1,301 per month
- Median owner-occupied home value$344,500
- Home value to household income3.9 times
- Annual rent as a share of median income17.7 percent
- Adults 25 and over with a bachelor degree or higher46.7 percent
- Adults 25 and over with a graduate degree24.5 percent
- Adults 25 and over66,413
- Population under 1814,414
- Share under 1815.6 percent
- Population 65 and over21,144
- Share 65 and over23.0 percent
- Working age population, 18 to 6456,562
- Civilian labor force48,140
- Unemployment rate3.2 percent
- Labor force participation, adults 18 and over62.0 percent
- Rank by population among New Hampshire counties5th of 10
- Rank by population among US county-equivalents663rd
Grafton County is the 5th largest of 10 New Hampshire counties by population. A median home costs 3.9 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 23.0 percent against 15.6 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Grafton County
Is Grafton County growing
- Population change since the 2020 census base2.11 percent
- Census 2020 base population91,119
- Births, 2024618
- Deaths, 20241,044
- Natural change, 2024-426
- Net domestic migration, 2024209
- Net international migration, 2024357
- Total net migration, 2024566
- Cumulative net domestic migration, 2021 to 20242,042
- Rank by growth among US county-equivalents1146th
The county has grown 2.11 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Grafton County
Where people moving to Grafton County come from
- Tax returns filed by households arriving3,461
- People arriving, from those returns5,357
- Adjusted gross income arriving$443.3 m
- Net adjusted gross income movement$0
- Average income of an arriving household$128,090
- Largest single originGrafton County Non-migrants (36,122 households)
- Largest single destination (36,122 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Grafton County Non-migrants | 36,122 | 66,212 | $4.76 bn |
| Other flows - Different State | 1,432 | 2,201 | $156.9 m |
| Other flows - Northeast | 547 | 826 | $67.2 m |
| Other flows - South | 468 | 712 | $42.4 m |
| Other flows - West | 275 | 437 | $26.8 m |
| Windsor County | 190 | 277 | $15.1 m |
| Merrimack County | 178 | 310 | $13.4 m |
| Hillsborough County | 177 | 283 | $14.8 m |
The largest single source of arrivals is Grafton County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Grafton County
What the Grafton County economy runs on
- County GDP, 2024$9.87 bn
- County GDP, 2023$9.50 bn
- GDP change, 2023 to 20243.9 percent
- GDP change over five years36.5 percent
- Rank by GDP among New Hampshire counties4th
- Rank by GDP among US county-equivalents446th
- GDP per resident$107,135
Output grew 3.9 percent in the latest year and 36.5 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Grafton County
Who employs people in Grafton County
- Covered employment, annual average54,323
- Establishments reporting3,418
- Average annual pay$73,105
- Average weekly wage$1,406
- Sector 62, employment13,333
- Sector 62, average annual pay$95,233
- Sector 44-45, employment6,904
- Sector 44-45, average annual pay$39,869
- Sector 61, employment5,881
- Sector 61, average annual pay$103,666
- Sector 72, employment5,403
- Sector 72, average annual pay$33,867
- Sector 31-33, employment4,621
- Sector 54, employment2,170
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 13,333 | 302 | $95,233 |
| Sector 44-45 | 6,904 | 442 | $39,869 |
| Sector 61 | 5,881 | 76 | $103,666 |
| Sector 72 | 5,403 | 417 | $33,867 |
| Sector 31-33 | 4,621 | 118 | $73,572 |
| Sector 54 | 2,170 | 304 | $119,483 |
| Sector 23 | 1,661 | 334 | $68,792 |
| Sector 71 | 1,515 | 81 | $31,497 |
The largest sector is the biggest private employer group at 13,333 jobs, 24.5 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Grafton County
What businesses operate in Grafton County
- Establishments, all industries2,920
- Employment at those establishments54,232
- Annual payroll$3.49 bn
- Establishments per 1,000 residents31.7
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Grafton County
What is being built in Grafton County
- Housing units authorised by permit, 2024472
- Declared construction value permitted$155.5 m
- Single family units authorised309
- Multifamily units authorised163
- Multifamily share of units34.5 percent
- Average declared value per unit$329,411
- Units authorised per 1,000 households12.7
Multifamily is 34.5 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Grafton County
How much SBA lending happens in Grafton County
- 7(a) approvals recorded189
- 7(a) gross approval dollars$50.3 m
- Average 7(a) approval$266,028
- Median 7(a) approval$80,000
- 10th percentile approval$21,500
- 90th percentile approval$500,000
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)1,778
- Jobs per approval9.4
- Distinct 7(a) lenders active35
- Distinct industries receiving approvals87
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer8.5 percent
- Loans on real estate terms16
- Loans on working capital terms, 120 months or shorter165
- Franchise loans6
- Franchise share of approvals3.2 percent
- Leading industry by approval countFull-Service Restaurants (18)
- Most active lenderBar Harbor Bank & Trust (66)
- 504 approvals recorded107
- 504 gross approval dollars$52.0 m
- Average 504 approval$485,804
- Median 504 approval$285,000
- Distinct CDCs active4
- 504 jobs per approval4.8
- 504 jobs per million dollars approved9.8
- Most active CDCGranite State Economic Development Corporation (88)
- 7(a) share of SBA approvals63.9 percent
- Combined SBA approval dollars$102.3 m
The average approval of $266,028 sits well above the median of $80,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 8.5 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Grafton County
Do SBA loans in Grafton County get paid back
- Loans with a final outcome recorded48
- Paid in full48
- Charged off0
- Charge off rate on resolved loans0.0 percent
- Status: Paid in full48
- Status: Exempt from disclosure107
- Status: Cancelled24
- Status: Committed, not yet disbursed10
Of the 48 loans that have reached a final outcome, 0.0 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Grafton County
Which parts of Grafton County get the lending
- Places in the county with recorded lending31
- LITTLETON, approvals24
- Plymouth, approvals22
- Campton, approvals14
- LEBANON, approvals12
- Bethlehem, approvals12
- HOLDERNESS, approvals10
| Place | Approvals | Gross approval dollars |
|---|---|---|
| LITTLETON | 24 | $4,261,200 |
| Plymouth | 22 | $2,418,600 |
| Campton | 14 | $3,414,000 |
| LEBANON | 12 | $2,442,300 |
| Bethlehem | 12 | $6,869,900 |
| HOLDERNESS | 10 | $1,519,000 |
| NORTH HAVERHILL | 9 | $2,336,300 |
| BRISTOL | 9 | $1,529,500 |
LITTLETON accounts for 24 approvals against 22 in Plymouth. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Grafton County
How big is Grafton County
- Land area1,709 sq mi
- Rank by land area among New Hampshire counties2nd of 10
- Width, east to west48.4 mi
- Height, north to south60.6 mi
- Geographies sharing a boundary5
- Residents per square mile of land54
- Establishments per square mile1.71
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Grafton County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Grafton County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population92,120
- Households37,107
- Average household size2.48
- Median household income$88,261
- Median age44.1
Common questions
Grafton County questions, answered from the record.
How many people live in Grafton County, New Hampshire?
92,120, in 37,107 households, ranking 5th of 10 New Hampshire counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Grafton County growing?
The population has grown 2.11 percent since the 2020 census base. In 2024 there were 618 births against 1,044 deaths, with net migration of 566. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Grafton County?
$88,261. The median owner-occupied home is valued at $344,500, which is 3.9 times income, and median gross rent is $1,301 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Grafton County?
2,920 establishments, employing 54,232 people with an annual payroll of $3.49 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Grafton County?
Average annual pay is $73,105, or $1,406 a week, across 54,323 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Grafton County?
189 7(a) approvals totalling $50.3 m since FY2020, across 35 lenders, with a median approval of $80,000, plus 107 504 approvals worth $52.0 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Grafton County get paid back?
Of the 48 loans that have reached a final outcome, 48 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Grafton County?
472 housing units were authorised by permit in 2024, with a declared construction value of $155.5 m. Multifamily was 34.5 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Grafton County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Grafton County come from?
The largest single origin is Grafton County Non-migrants, with 36,122 households. Arriving households report an average income of $128,090 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Grafton County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Grafton County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.